We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Finance your next trade, project or acquisition.
Debt structuring, targeted lender outreach and negotiation support through closing.
Paid advisory. Upfront retainer applies.
Lender-Ready Credit Execution
Banks and private credit desks do not credit-committee slide poetry. They credit a memo that answers underwriting questions in a stable order. Financely's credit memo packaging produces that document as borrower-retained work, aligned to the mandate type (trade, project, equipment, ABL or acquisition).
Related capital-raise document context sits on 10 documents every company raising capital must have. Narrative-after-numbers framing appears on AI-assisted financing memos.
Financely typically prepares the memo and IM together so outreach and underwriting stay consistent.
Exact headings flex by mandate, but a lender-ready memo usually covers:
For project-like deals, coverage language ties to DSCR and LLCR in the linked model. For ABL, borrowing-base logic sits up front. For acquisitions, purchase price, equity commitment and QoE path sit in sources and uses.
The memo is necessary, not sufficient. Financely's full file also includes:
Segment pages that use this service layer:
Before any fixed written fee, Financely issues a written Go/No-Go on whether the facts support a serious memo now. Thin files produce thin memos; the gate exists so you do not pay for packaging that desks reject on completeness alone.
Once the memo and companion file are ready, Financely runs a competitive lender process on behalf of the borrower. Distribution is lender-agnostic. The target is signed terms. Credit decisions stay with lenders. Financely does not guarantee funding.
Financely is retained by the borrower for a fixed written fee after Go/No-Go and a signed scope. Financely is not an introducer paid by lenders. If a success fee applies in a given mandate, it is written before you commit.
Weak memos usually fail for process reasons, not prose reasons:
Financely's packaging pass checks those failure modes before distribution. The goal is a memo a credit officer can mark up, not a brochure.
Every segment mandate in this pack reuses the same memo spine with different emphasis: coverage metrics for renewables, borrowing-base logic for ABL and CTF, equipment schedules for capex, and equity-plus-QoE for acquisitions. The service page stays the shared definition of "lender-ready."
A lender-ready memo stays long enough to answer credit questions and short enough to read in one sitting. Tone stays factual: numbers, contracts, risks and mitigants. Marketing adjectives do not help credit officers. Financely edits for that tone as part of packaging.
Scope is written per mandate. Many clients need the full file plus process; some need file-only packaging. Either way, deliverables and fee sit in writing after Go/No-Go.
Usually not for credit committee. Desks still ask for underwriting substance. The memo is that substance.
No. It presents the credit case. Lenders decide.
Mandate type, recent financials, transaction summary, draft sources and uses, and any lender feedback already received.
No. Borrower-retained and lender-agnostic.
Yes. Financely operates as a UK entity for this advisory work.
Reply with mandate type (trade, project, equipment, ABL or acquisition), target facility size band, and whether a desk already requested a credit memo. Financely responds with a Go/No-Go path and a fixed written fee scope when the file fits.
Reply with the amount, segment and target timeline. Financely responds with a written Go/No-Go and a fixed written fee scope when the file fits.
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