Trade Finance
Move goods. Keep cash free. Stay on time.
- Letters of Credit and confirmations
- Standby LC and guarantees
- Receivables and payables finance
- Inventory lines with control
Services
We structure. We underwrite. We place capital.
Project Finance
Build assets that pay over time.
- Senior and junior debt
- Sponsor equity support
- Model and lender memo
- Insurance wraps if fit
Commercial Real Estate
Buy, build, or refinance property.
- Senior, mezzanine, preferred equity
- Bridge and construction loans
- Lender pack: rent roll and T-12
- Third-party reports managed
Mergers & Acquisitions
Buy or sell with a clear path.
- Buy-side or sell-side
- Info memo and data room
- Target list and NDA flow
- Bid review and close plan
Why Choose Financely
Credit-first work. Clear files. Capital that fits.
Underwriting Led
We start with credit. We write lender-grade memos.
- Cash flows and risks mapped
- Terms and covenants set
- Clear ask and use of funds
Established Network
Banks, funds, and family offices that can sign.
- Targets by sector and region
- Warm intros, not blasts
- Real feedback in days
Clean Process
One senior team from plan to close.
- Data room set and checked
- Weekly updates and owners
- Term sheet compare and negotiate
Compliance & Control
We keep it in bounds and documented.
- KYC/AML and sanctions checks
- Broker-dealer chaperone when required
- Audit trail and NDAs
Process & Timelines
From onboarding to first funding in ~10 days* for routine, well-documented files.
- 01
Intake
Sign terms. Pay retainer. Share the data room.
- KYC and company info
- 3 years financials and YTD
- Use of funds, dates, amounts
- Cap table and key contracts
Pace: setup in 0–3 days after full data.
- 02
Underwrite
We review numbers. We frame the stack. We write the memo.
- Model and cash flows checked
- Risks and mitigants mapped
- Terms and covenants framed
Pace:~3–10 business days from full data.
- 03
Market
We run outreach under a chaperone model.
- Targets by sector and region
- Warm intros and tracked replies
- Weekly updates and next steps
Pace: start 1–2 weeks after memo is set.
- 04
Terms
We compare offers. We pick the path with you.
- Pricing grid and structure notes
- Key conditions and timelines
- Negotiation points set
Pace: first terms often 2–6 weeks from outreach start.
- 05
Close
Diligence, docs, then funds flow.
- Third-party reports and approvals
- Final terms and signings
- Conditions met and drawdown
Pace: varies by file and counterparty speed.
*Timelines depend on complete data, sector, ticket size, counterparty speed, and third-party work. Many transactions take 3–5 months or longer to close. No outcome or timing is promised. Work is best-efforts and subject to KYC, AML, and sanctions screening.
What We Need To Start
Send clean files. No gaps. We can move fast.
For All Deals
- Company info and KYC
- 3 years financials and YTD
- Use of funds with dates and amounts
- Cap table and key contracts
- Data room link (read-only)
Trade Finance
- AR/AP aging
- POs, invoices, and Incoterms
- Shipment plan and collateral plan
- Counterparty list and KYC
Project Finance
- Model (xls) and assumptions
- Budget and schedule
- Permits, EPC/O&M
- Offtake or revenue plan
Commercial Real Estate
- Rent roll and T-12
- Budget and plans
- Leases and comps
- Appraisal or BOV if any
Mergers & Acquisitions
- 3 years financials and KPIs
- Customer and supplier mix
- Org chart and cap table
- Key contracts and legal docs
Files: PDF/XLS preferred. Use a data room. NDAs are fine. Keep names and dates clear.
Who We Serve
Post-revenue teams. Clean files. Clear use of funds.
Ideal Fit
- Post-revenue and growing
- Decision maker at the table
- Clean KYC and cap table
- Data room ready
- Clear use of funds and dates
- Fast replies, clear comms
- Preferred: EBITDA ≥ $10M
Not a Fit
- Pre-revenue or idea stage
- No data room or weak docs
- Fake or “guaranteed” instruments
- Sanctioned parties or high AML risk
- “48-hour funding” asks
- Crypto-only collateral
Sectors & Regions
Sectors we know
- Trade & commodities
- Energy & renewables
- Industrial & process
- Commercial Real Estate
- Business services
Where we work
- EU, UK, US, MENA
- Sub-Saharan Africa
- LATAM & APAC
- Deals subject to local law
- KYC, AML, sanctions rules
All work is subject to KYC/AML, sanctions, and counterparty checks.
Fees & Engagement
Simple. Transparent. Built for speed.
File Review
USD 500 non-refundable screening. Credited to the retainer if we proceed.
- High-level read
- Fit check
- Go or no-go in days
Retainer
Starts work. Covers underwriting and the memo. Quoted per deal.
- Structure plan
- Credit memo
- Target list
Success Fee
Due at close, on funded amounts or consideration. Terms set in the mandate.
- Paid at closing
- Aligned with outcome
- Invoice on disburse
Third-Party Costs
You pay outside costs. We help coordinate.
- Valuations and reports
- Legal and filing fees
- Site visits if needed
Retainer Covers
- Underwriting and risk map
- Structure and term framing
- Lender-grade credit memo
- Target list and outreach plan
- Data room ask list
- Weekly progress notes
Client Pays
- Appraisals and audits
- Legal counsel and SPVs
- KYC/registry and filings
- Environmental and technical
- Insurance and inspection
- Court or notary fees
Timing: many routine files can see first funding in ~10 days after full data and retainer. Complex transactions often take 3–5 months or more to close. No outcome or timing is promised. Work is best-efforts and subject to KYC, AML, and sanctions screening.
FAQs
Short answers. Straight rules.
Do you guarantee funding?
No. We work best-efforts. We show the work and the path. No promises.
Who provides the money?
Banks, funds, and buyers we approach for you. Not us.
Are you a broker-dealer?
No. We are a capital adviser. When work needs a broker-dealer, we act under a regulated partner.
What does the retainer cover?
- Underwriting and risk map
- Credit memo
- Target list and plan
- Weekly updates
What is the USD 500 file review?
Quick screen. Fit check. Go or no-go in days. Credited to the retainer if we proceed.
How fast can we fund?
Routine files can see first funding in about 10 days after full data and retainer. Many deals take 3–5 months or more to close.
Do you sign NDAs?
Yes. We use clean, standard forms.
Do you work with pre-revenue?
No. We serve post-revenue teams. Preferred: EBITDA above USD 10M.
Where do you work?
EU, UK, US, MENA, Sub-Saharan Africa, LATAM, APAC. All subject to KYC, AML, and sanctions checks.
What file types should we send?
PDF and XLS. Use a data room. Keep names and dates clear.
Timing depends on file quality, sector, size, and counterparty speed. No outcome or timing is promised.
Compliance & Legal
Plain rules. Clean process.
We Do
- Structure and underwrite
- Write lender-grade memos
- Run outreach to banks and funds
- Work with a licensed partner when needed
- Follow KYC, AML, and sanctions rules
- Keep an audit trail
We Do Not
- Offer to buy or sell securities
- Promise results or timing
- Hold client money or take escrow
- Work with sanctioned parties
- Use fake or “guaranteed” instruments
- Market to retail investors
- 1
Status
We are a paid adviser. For broker-dealer tasks, we work under a regulated partner.
- 2
Scope
We structure, underwrite, and run outreach. Funding comes from third parties.
- 3
Timelines
Some files can fund in about 10 days after full data and retainer. Many deals take 3–5 months or more.
- 4
Data
Use a data room. Send PDF and XLS. We handle data per our Privacy Policy.
- 5
Fees
USD 500 screen, then a retainer, then a success fee at close. Third-party costs are on you.
- 6
Jurisdiction
Work is subject to local law, investor gating, and sanctions checks. No general solicitation.
- 7
Advice
You must get your own legal, tax, and accounting advice.
Nothing here is an offer or a solicitation. Results are not promised. All work is subject to due diligence, KYC, AML, and sanctions screening. See our How It Works and Privacy Policy.
Submit Your Deal
Initiate a formal inquiry via our Intake Form. We conduct a preliminary review (non-refundable, creditable to the retainer). If the file qualifies, we issue a non-binding term sheet; once executed and the retainer is received, underwriting and capital matching begin. Timelines are indicative only.
