We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Finance your next trade, project or acquisition.
Debt structuring, targeted lender outreach and negotiation support through closing.
Paid advisory. Upfront retainer applies.
Lender-Ready Credit Execution
If you need definitions of instruments or product types, start with commodity trade finance explained, the commodity trade finance hub, what is trade finance and trade finance instruments.
This page sits one step later. You already know the product. You need a credit file a desk can underwrite and a competitive process toward signed terms. Financely builds that file and runs that process as borrower-retained work. Related live pages such as structured commodity finance, inventory finance and receivables finance stay linked where useful; this page does not rewrite them.
Mid-market commodity traders and importers with audited turnover who need packaging for:
Typical readiness signals: audited financials, documented trade flows, identifiable counterparties, and a clear use of proceeds. Cold concepts without books or flow evidence usually fail Go/No-Go.
The credit memo states the borrower, commodities, corridors, facility type, sources and uses, security and the ask. Borrowing-base or trade-flow schedules show how advances map to eligible inventory, receivables or transactional collateral. Background on borrowing-base setup for traders sits on borrowing base facility setup for commodity traders. Memo craft detail sits on lender-ready credit memo.
The model covers turnover, margins, facility draw and repayment, and stress cases desks expect. The risk matrix maps commodity, country, counterparty, operational and compliance risks to mitigants. The data room holds financials, contracts, stock reports, insurance and corporate docs. The KYC/AML pack prepares identity and ownership materials lenders request early.
Many trader mandates mix an import LC line with a broader working-capital ask. Financely packages the LC facility logic inside the same lender-ready file so desks see one coherent structure. Dedicated LC-line structuring detail lives on import LC line structuring. Import loan context sits on import trade loan. This page does not target transferable, confirmed or sight LC education; those belong to the trade-finance wave.
Before any fixed written fee, Financely issues a written Go/No-Go. The review checks audited turnover quality, trade-flow evidence, collateral or receivable logic, and whether the ask matches what CTF desks actually credit. A No-Go lists gaps so you do not pay for packaging the file cannot support yet.
Once the file is ready, Financely runs a competitive lender process on behalf of the borrower. Distribution is lender-agnostic and built for fit (ticket, commodity, corridor, structure), not for a preferred-introducer list. Steps typically include target list, controlled IM and data-room access, consistent Q&A, term comparison and support toward signed terms. Credit decisions stay with lenders. Financely does not guarantee funding.
Financely is retained by the borrower for a fixed written fee after Go/No-Go and a signed scope. Financely is not an introducer paid by lenders. If a success fee applies in a given mandate, it is written before you commit; the core frame stays fixed written fee plus Go/No-Go.
Mid-market CTF desks lean on audited or review-quality numbers to size facilities and test margin stability. Management accounts help for interim periods; they rarely replace an audit trail for a first-time line. Go/No-Go weighs that evidence early so packaging does not outrun what banks accept.
Spray emailing an incomplete trader pack damages credibility. Financely's competitive process uses a shortlist, controlled data-room access and one Q&A log so every desk sees the same answers. That keeps term comparison honest and protects sensitive supplier and pricing detail.
No. The hub and explainer pages teach the product. This page packages a lender-ready credit file and runs a competitive lender process for traders ready to approach desks.
No. Financely builds the file and runs the process aimed at signed terms. Lenders make credit decisions.
Recent audited financials, sample contracts or flow evidence, stock or receivable summaries if relevant, corporate structure and a clear facility ask.
Yes. Many files combine LC line structuring with borrowing-base or working-capital logic in one coherent memo and model.
No. Financely is borrower-retained and lender-agnostic.
Yes. Financely operates as a UK entity for this advisory work.
Reply with commodity type, corridors, audited turnover band, facility type (borrowing base, import LC line or structured trade) and target size. Financely responds with a Go/No-Go path and a fixed written fee scope when the file fits.
Reply with the amount, segment and target timeline. Financely responds with a written Go/No-Go and a fixed written fee scope when the file fits.
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