Bottom line:
we arrange bank issued letters of credit that clear risk, match contract terms, and pay on time. Our team handles wording, issuing and confirming banks, SWIFT routing, reimbursement, and presentation so you avoid errors and delays. Pricing, tenor, and structure are negotiated against real credit appetite, not guesswork.
Standards
UCP 600 documentary credits
ISP98 standby credits
URDG 758 demand guarantees
What We Arrange
Issuance and advising
Confirmation and silent confirmation
Reimbursement and settlement
Who We Serve
Exporters and importers
Commodity traders and manufacturers
EPC, utilities, and project sponsors
Check LC Eligibility And Fee Bands
Answer a few questions. We estimate issuance or confirmation fees, show the likely route, and list documents to prepare.
All ranges are indicative. Final terms depend on KYC, sanctions, issuer limits, and confirming bank approval.
End To End Letter Of Credit Services
We scope the transaction, set the rule set, and align wording to the sale and transport contract. Issuing bank selection is based on buyer relationship and country limits. Advising and confirmation routes are benchmarked against price and settlement reliability. We structure reimbursement so funds reach the beneficiary without hold ups. Our team manages amendments, tolerances, insurance mentions, and presentation rules to reduce discrepancies. If the LC must interface with project revenue or a trade facility, we set controls that satisfy both.
Issuance And Advising
Draft and vet MT700 fields
Align goods description and Incoterms
Nominate advising bank with fast authentication
Confirmation And Risk Sharing
Add confirmation or silent confirmation
Risk participate when confirmation is limited
Manage fee letters and acceptance tracking
Reimbursement And Settlement
Direct reimbursement or reimbursing bank
Clear MT742, MT103, MT202 COV paths
Match bank holidays and cut offs
Types Of Letters Of Credit We Arrange
LC Type
What It Solves
Sight LC (UCP 600)
Immediate payment on compliant presentation, good for sellers who want cash on shipment with document certainty.
Usance LC
Deferred payment for the buyer, seller can discount at bank, suitable when the goods need a sell down period.
UPAS LC
Seller is paid at sight, buyer pays at maturity, used to improve working capital while keeping seller liquid.
Standby LC (ISP98)
On demand support for performance or payment risk, common for capacity payments, lease rentals, and advance payments.
Transferable LC
Lets the first beneficiary transfer all or part to a second beneficiary, typical for traders with back to back supply.
Back To Back LC
A second LC is issued based on the first, used when transfer is not allowed or when structure needs different terms.
Revolving LC
Automatically reinstates value or time, useful for repeat shipments under a master contract.
Red Clause / Green Clause
Allows pre shipment advances against warehouse receipts or documents of title, needs tight collateral rules.
Confirmed LC
Adds a confirming bank’s promise to pay, reduces issuer and country risk for the seller.
How We Run The LC Process
Intake.
Confirm contract terms, Incoterms, transport plan, and insurance. Choose UCP 600 or ISP98.
Wording.
Draft field by field and set tolerances, latest shipment, presentation period, and original document counts.
Bank Route.
Select issuing bank with buyer, nominate advising bank, and place confirmation if required.
Reimbursement.
Decide direct pay or reimbursing bank. Set clear MT742 and settlement paths.
Presentation.
Check documents, cure discrepancies early, and track acceptance and maturity if usance.
Settlement.
Funds flow per the agreed path with clear value dates and charges.
What You Receive
Bank ready LC wording and checklists
Advising and confirmation options with fee bands
Reimbursement map and SWIFT message plan
Document templates and discrepancy playbook
Weekly status and issue logs until funds are credited
Client Feedback
★★★★★
Our export LC needed confirmation on short notice. The wording was clean, the confirming bank was in place, and funds credited at sight without noise.
Head Of Treasury, Food Exporter
★★★★★
They fixed the LC fields that kept causing discrepancies. Our bank stopped bouncing docs and our cash cycle improved.
CFO, Industrial Manufacturer
★★★★★
UPAS structure paid us at sight while our buyer paid at 120 days. Settlement ran exactly as mapped.
Managing Director, Commodity Trader
FAQ
When should I add confirmation
Add confirmation when the issuing bank or its country risk is outside policy, when payment certainty is critical, or when receivable purchase depends on confirmed proceeds.
What drives LC fees
Issuer rating, country risk, tenor, currency, document complexity, transferability, and size. Fees are quoted per annum and pro rated for the actual tenor. Advising and SWIFT charges are one off.
How do UPAS LCs work
The seller is paid at sight by a financing bank, the buyer repays at maturity. It blends sight payment to the seller with deferred payment by the buyer, which helps working capital on both sides.
Is a standby LC the same as a bank guarantee
They are similar as on demand undertakings. A standby is governed by ISP98 in most cases, a demand guarantee often uses URDG 758. Choice depends on the contract and the beneficiary requirement.
What causes LC discrepancies
Misaligned descriptions, missing insurance or transport clauses, wrong document dates, and inconsistent quantities. We prevent this by drafting wording that mirrors the sale contract and the transport plan, then we give document templates to your team and counterparties.
Ready To Set Up Your LC
Send your draft contract, shipment plan, and target tenor. We will confirm the route, fees, and wording.
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using oursecure intake form, and receive a quotewithin 1-3 business days. Existing clients can connect with theirrelationship managerthrough oursecure web portal.
All submissions arepromptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500
is required upon completion of each form. This fee covers the time and effort we invest in reviewing
your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those
that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address
the challenge of global transaction risk through structured strategies that foster cross-border
growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive
ventures. We mitigate capital constraints by isolating project assets and focusing on risk
management. Provide your details to receive a structure that drives growth and maximizes returns.
Secure financing for business or real estate acquisitions. We ease transaction hurdles by
reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized
proposal that supports your strategic investment objectives.
Financely assists banks facing Basel III pressures by distributing trade finance deals and
providing collateral for letters of credit. We reduce capital burdens while preserving client
relationships and fostering service expansion. Submit your request to optimize your trade finance
offerings.
Once we receive your submission, our team will review your information to determine feasibility. If
eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ
and Procedure
pages for more information.
Disclaimer:
Financely provides financing based on due diligence and feasibility.
Approval is not guaranteed, and past performance does not predict future outcomes. All terms are
subject to review. Financely primarily assists with structuring and distribution. Qualified parties
carry out the project if the client approves the proposal.
Still Have Questions? Schedule a Consultation
If you still have questions after visiting ourFAQandProcedurepages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.
Important Resources
Popular Services
About Financely
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Trade Finance
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
LCs and Confirmations
SBLC and Guarantees
AR/AP and Supply Chain
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue.
See our FAQ
and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagement may be carried out through Financely Group LLC, a non-deposit-taking non-banking financial company; Ashford Capital Advisory LLC; or another related entity. Financely and its affiliates are not registered as securities broker-dealers. When a mandate involves the purchase or sale of securities and a registered intermediary is required, all orders are introduced to and executed by a U.S. broker-dealer registered with the SEC and FINRA, acting as “chaperone” under SEC Rule 15a-6 (17 C.F.R. § 240.15a-6). Nothing here constitutes an offer, solicitation, or recommendation to buy or sell any security. Before proceeding, read our Terms of Service to confirm that engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate aligns with your legal and regulatory requirements.In the United States, we operate as anexempt foreign private adviserpursuant to the Dodd-Frank Act, subject to applicable exemptions from certain regulatory requirements. Our services and regulatory status may vary based on the location and nature of the transaction. Clickhereto download our brochure.