Commercial Loans for Real Estate Acquisitions and Construction

Financely specializes in facilitating commercial loans specifically tailored for real estate acquisitions and construction projects, with a minimum transaction size of $10,000,000.

Full-Spectrum Financing: From Mezzanine Debt to Commercial Mortgages

If your project qualifies and you're short on the initial 20%-35% equity requirement, we can facilitate the necessary mezzanine debt to bridge the gap. We also secure commercial mortgages and construction loans to fully finance your property acquisition or development project.

Construction Loans

Financing for the development phase of commercial, residential, or mixed-use properties.



  • Loan to Cost (LTC): Typically up to 80% for qualified projects.
  • Features: Interest is usually capitalized during the construction phase, with the principal and any accrued interest payable at maturity through refinancing or sale.

Mezzanine Debt

This type of financing helps developers meet equity requirements, enabling them to secure the senior debt needed for project funding.


  • Loan to Project Amount: Provides up to 35% of the total project cost.
  • Features: Mezzanine debt is generally secured by the equity of the borrowing entity and carries higher interest rates to compensate for its increased risk and subordinated position in the capital stack.

Commercial Mortgages

Long-term financing for purchasing or refinancing developed real estate.



  • Loan to Value (LTV): Up to 75% for standard commercial properties.
  • Features: These loans are amortized over a set term with the balance due at maturity, commonly between 10 to 30 years.

Unanswered Questions? We’re here to help!

We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help. 

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FAQ Section

Hi there! Have some questions about our company? Find the answers below. 

  • 1. How do you handle the financing process from initial consultation to closing?

    Initial Consultation: We start with an in-depth consultation to understand your project requirements and financial needs.


    Loan Structuring: We then structure a loan tailored to your project, focusing on financial viability and strategic goals.


    Due Diligence: Our team conducts due diligence to vet all financial, legal, and regulatory aspects of the project.


    Loan File Preparation: If you lack a loan file, we assist in compiling and organizing all necessary documents.


    Approval Process: We manage the approval process, liaising with lenders and other stakeholders.


    Closing: We oversee the closing process, typically completed within 45 days depending on documentation and project complexity.

  • 2. What are the retainer fees and carried interest rates?

    We charge a $200,000 retainer fee upfront, which covers the initial structuring and due diligence of your project. Upon successful deal closing, a carried interest of 2% of the total loan amount is applied, reflecting our investment in securing your project’s success.

  • 3. Do you offer your services nationwide?

    Yes, we serve clients across all states in the U.S., providing comprehensive financing solutions tailored to a wide range of real estate development and acquisition projects.

  • 4. Do you finance projects outside the United States?

    For international projects, we currently only fund property acquisitions. We do not provide financing for construction or development outside the U.S.

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