Securitization as a Service
Financely provides issuer-side securitization structuring for sponsors that need to convert receivables, contracts, trade assets, project cash flows, private credit exposure, or asset-backed rights into investor-ready structures. Tokenization is available as an optional add-on.
Asset pooling
Package receivables, contracts, and cash flows into a financeable pool.
Capital stack
Structure SPVs, waterfalls, tranches, reserves, and servicing logic.
Issuer-side support
Prepare the structure before regulated placement or securities distribution begins.
What We Structure
For sponsors that need to convert financial assets into structured notes, securities, or asset-backed financing arrangements.
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Package cash-flowing assets
Structure receivables, loans, leases, contracts, trade finance assets, acquisition cash flows, or project revenues into a financeable pool.
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Build the capital stack
Design senior, mezzanine, junior, reserve, first-loss, overcollateralization, and excess spread mechanics.
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Support SPV execution
Coordinate the issuer-side structure with counsel, including asset isolation, servicing, payment priority, and reporting logic.
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Prepare investor-ready materials
Develop the pool tape, transaction memo, waterfall model, risk summary, diligence file, and closing support package.
How We Work
A disciplined, issuer-side process that prepares the transaction for regulated placement by the appropriate authorized parties.
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Assess the asset pool
Review the underlying receivables, contracts, cash flows, and credit profile to confirm what can be financed.
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Design the structure
Define the SPV, tranching, payment priority, reserves, and risk allocation that fit the transaction's economics.
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Coordinate service providers
Work alongside counsel, servicers, and other parties to align the structure with legal and operational requirements.
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Deliver a closing-ready file
Hand over a complete diligence and documentation package ready for regulated placement by authorized parties.
Optional add-on
Tokenization as a Service
Where it fits the transaction, the securitized structure can be paired with token-based administration: digital representation of eligible interests, controlled investor access, whitelist and transfer-restriction logic, and compliance-led workflows. This is an optional layer on top of the core securitization, not a standalone offering.
Benefits for Issuers
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Turn assets into financeable structures
Move from scattered contracts, invoices, cash flows, or assets into a defined transaction package.
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Improve capital provider confidence
Present the transaction with clear collateral, repayment sources, risk allocation, servicing rules, and documentation.
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Create risk layers
Structure senior, mezzanine, junior, first-loss, or tokenized exposure based on the transaction’s economics.
Benefits for Investors
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Defined exposure
Review identifiable assets, contractual claims, payment streams, or structured interests before making an investment decision.
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Clearer repayment logic
Assess how capital is expected to be repaid through receivables, contracts, offtake, sale proceeds, or operating cash flow.
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Better transaction discipline
Receive a structured file with diligence materials, cash-flow analysis, risk factors, and allocation mechanics.
Execution depends on the transaction.
Securitization can support working capital, asset acquisition, private credit distribution, project funding, and asset-backed capital formation. Final structure, pricing, investor appetite, regulatory treatment, tax treatment, and closing timeline depend on the assets, jurisdiction, documentation, credit profile, service providers, and capital provider requirements. Optional tokenization adds further platform and regulatory considerations.
Broker-dealer and securities disclaimer
Financely provides issuer-side structuring, transaction preparation, securitization support, optional tokenization support, documentation coordination, and capital markets readiness services. Financely does not act as a broker-dealer, placement agent, underwriter, securities intermediary, investment adviser, law firm, or tax adviser. Financely does not solicit investors, recommend securities, negotiate securities transactions, handle investor funds or securities, or receive transaction-based selling compensation. Any securities offering, investor subscription, tokenized security distribution, or placement activity must be conducted by the issuer, registered broker-dealer, placement agent, bank, licensed platform, or other properly authorized party, subject to applicable law and professional advice.