We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Finance your next trade, project or acquisition.
Debt structuring, targeted lender outreach and negotiation support through closing.
Paid advisory. Upfront retainer applies.
Lender-Ready Credit Execution
Manufacturer CFOs searching for equipment financing or leasing companies often need more than a vendor quote. Desks want a credit file: why the capacity is needed, how cash flow covers debt service, what secures the ask, and what conditions precedent look like.
Financely's equipment capex debt arrangement is that packaging work plus a competitive lender process. Bridge context for large purchases sits on bridge loan advisory for large-scale equipment purchases. Memo standards sit on lender-ready credit memo.
Manufacturer and industrial CFOs funding capacity expansion where the ask is equipment or plant capex debt. Typical signals:
This page is not for pure working-capital ABL without a capex hook, and not for EPC-contractor project finance (see renewable infrastructure lender-ready credit for project debt packaging).
A lender-ready equipment finance file typically includes:
Financely does not promise residual values, approval odds or funding outcomes.
The memo covers borrower profile, expansion rationale, equipment schedule, sources and uses, proposed structure, security and the ask. Security schedules map assets to the facility.
The model shows historical performance, post-capex cash flow and debt service coverage under base and downside cases. The risk matrix covers vendor delivery, installation, utilization, residual value and refinance risk. The data room holds quotes, appraisals if any, financials, contracts and corporate docs. The KYC/AML pack prepares identity materials lenders request early.
Desks scanning an equipment file usually check four things in order:
Financely's packaging answers those questions in the memo, model and data room so Q&A stays short.
Some capex asks fit export-credit or vendor-supported structures. When that path is real, Financely folds the eligibility logic, down-payment and tenor story into the same lender-ready file so desks see one coherent structure. Financely does not rewrite ECA product manuals; it packages the credit case the borrower needs for a competitive process. Leases and term debt can sit in the same process when mandate fit exists.
Before any fixed written fee, Financely issues a written Go/No-Go. The review checks whether equipment evidence, financial capacity and security logic support a serious file now. A No-Go names gaps (thin quotes, unclear use of proceeds, unclear installation path, or cash-flow cover that cannot support the ask) so paid packaging does not start too early.
After the file is ready, Financely runs a competitive lender process on behalf of the borrower. Distribution is lender-agnostic across banks, captives and private credit where fit exists. Steps typically include target list, controlled distribution, Q&A, term comparison and support toward signed terms. Credit decisions stay with lenders and lessors.
Financely is retained by the borrower for a fixed written fee after Go/No-Go and a signed scope. Financely is not an introducer paid by lenders. If a success fee applies in a given mandate, it is written before you commit.
A clean CFO sequence looks like this:
Skipping to outreach with only vendor quotes is the common delay. Desks bounce incomplete packs back into Q&A instead of term sheets.
Useful inputs at the start:
Capacity expansion often sits on top of existing working-capital lines. The pack flags existing security, negative pledge language and any consent needs early so the competitive process does not discover blockers after distribution. Financely describes those constraints; counsel and lenders settle final intercreditor form.
No. Financely packages the credit file and runs a competitive lender process. Lenders and lessors decide.
Scope is written per mandate. When appraisal is required, it is treated as a third-party input inside the data room, not as a promised in-house valuation product.
Yes, when eligibility and commercial facts support them. They enter as structure options inside one coherent credit pack.
Yes. The competitive process can include both structure types when mandate fit exists. The file stays one coherent pack.
No. Borrower-retained and lender-agnostic.
Yes. Financely operates as a UK entity for this advisory work.
Reply with equipment type, capex size band, location, whether quotes exist, and target structure (term debt, lease or hybrid). Financely responds with a Go/No-Go path and a fixed written fee scope when the file fits.
Reply with the amount, segment and target timeline. Financely responds with a written Go/No-Go and a fixed written fee scope when the file fits.
Request a free estimate