We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
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Finance your next trade, project or acquisition.
Debt structuring, targeted lender outreach and negotiation support through closing.
Paid advisory. Upfront retainer applies.
Structured Trade Finance
Structured deals are built to be self-liquidating. Title and cash move with the goods. Collateral is controlled through warehouses, tanks or assignment of proceeds. Risk mitigants such as insurance and hedging sit in the file so a desk can rely on the flow, not only the corporate balance sheet. That is the difference between a generic working-capital ask and structured trade and commodity finance.
Related reading: self-liquidating trade finance, commodity trade finance, commodity trade finance explained and physical commodity trading and structured trade finance. Advisory education on financely.io sits on structured trade finance advisory explained. This page is arrangement and execution, not an explainer rewrite.
Physical commodity traders in energy, metals and agri, producers needing pre-export funding, and processors needing inventory or tolling finance are the core audience. Recurring flows, identifiable offtakers and suppliers, and collateral that can be controlled are the readiness signals.
Advances against eligible inventory and receivables with ongoing certificates. Detail: borrowing base facility for commodity trading.
Funding against contracted production and offtake before shipment. Detail: pre-export finance for commodity producers.
Title and control through warehouses or tanks, with stock reporting desks can underwrite. Detail: commodity inventory financing for physical traders.
Trade settled under letters of credit with structured controls around documents and proceeds. Detail: structured letter of credit financing for commodity trading.
Offtake and prepayment structures for buyers and producers sit on structured offtake financing. The credit-file deliverable for traders is commodity trade finance credit file. Many mandates combine more than one structure in a single coherent pack.
Arrangement starts with evidence, not outreach. Financely issues a written Go/No-Go on the flow, collateral and ask. If the case is bankable, the work maps supplier to offtaker (title and cash), builds a collateral and control plan, and packages a lender-ready file: credit memo, model, risk matrix, data room and KYC. Memo craft sits on lender-ready credit memo.
Lender-fit mapping then decides which banks and trade funds can credit the commodity, corridor and ticket. Controlled distribution, a single Q&A log and like-for-like term comparison follow. The end-to-end competitive process is also described on trade finance competitive lender process. Credit decisions and funding stay with lenders.
Desks that cannot control collateral, or that cannot see how the flow repays itself, typically decline or demand security the trader cannot give. Packaging has to answer those points before outreach.
Corridor concentration, seasonal stock builds and offtaker payment terms all belong in the model and the risk matrix. Desks expect to see how a delay in shipment or a price move still leaves repayment intact. Hedging language in the file should match what the trader can actually execute, not what looks good in a pitch.
Operational detail matters as much as legal form. Who holds warehouse receipts, who can release stock, and how proceeds are trapped into a controlled account are questions that appear early in Q&A. Answering them inside the pack shortens diligence and keeps competing funds on the same fact set.
No track record and no controllable collateral, a single speculative cargo, or "proof of funds" style requests fail Go/No-Go. Structured trade needs evidence the flow can repay itself.
First-time traders are not automatically excluded. They need evidenced counterparties, a clear title and cash path, and collateral that can be controlled. The Go/No-Go states whether that bar is met.
Producers and processors should also bring logistics and offtake evidence early: shipping windows, storage locations, and who pays whom at each step. Without that map, a borrowing-base or pre-export sketch cannot be stress-tested, and competitive outreach starts on a weak footing. Arrangement work is largely the discipline of making that map lender-readable before any fund or bank sees it.
Financely is borrower-retained for a fixed written fee after Go/No-Go and a signed scope. Financely is not paid by lenders. Any success fee is written before you commit. No fee amounts or advance-rate numbers appear on this page. Borrower-retained fees keep distribution lender-agnostic.
Lending secured on the commodity flow (goods, receivables, contracts) rather than corporate balance sheet alone.
Commodity trade finance is the broad category. Structured deals add collateral control, assignments and risk mitigants so lenders can rely on the flow.
Financely arranges it. Banks and trade funds lend.
Trade finance banks and non-bank trade funds. Fit depends on commodity, corridor and size.
Trading history, contracts, financials, collateral and logistics details, and KYC.
Only where the flow, counterparties and collateral can be evidenced. The written Go/No-Go says so.
Send your trading history, the flow (supplier, offtaker, corridor), collateral and financials. You get a written Go/No-Go before any fee.
Request a free estimateFinancely is a borrower-retained UK arranger and advisor. It does not lend or guarantee funding. Credit decisions stay with banks and trade funds.