We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
If you are hiring an SBLC arranger, you are not hiring someone to “source paper.” You are hiring a provider to manage underwriting readiness, issuer acceptability, ruleset alignment, and instrument wording so the standby can actually be relied on when it matters.
A standby letter of credit is not a commodity. In 2026, the market is still split between providers who run bank-grade process and everyone else who sells shortcuts. Your job is to filter fast.
Reliability is not a logo. It is whether the standby is issued by an acceptable bank, under an appropriate ruleset, with wording that supports a compliant demand. If the provider cannot articulate those points in plain language, stop the conversation.
Many beneficiaries care more about the issuer than the applicant. A reliable provider screens for acceptability upfront instead of selling you an issuer that will be rejected later. If you need to understand how SBLC delivery works in practice, review the MT760 SBLC guide.
SBLCs are typically governed by ISP98. Some contexts push UCP 600 language. Guarantees often use URDG 758. A reliable provider does not treat this as legal trivia. It changes how presentations work and how disputes are handled.
Banks treat SBLCs as contingent credit. That means underwriting is unavoidable, even when the end-user thinks of the standby as “just a guarantee.” The provider should help you package what the bank needs, including compliance readiness.
If you are exploring reduced collateral paths, read how to obtain an SBLC with little or no collateral.
| Underwriting focus | What the provider should package |
|---|---|
| Applicant profile | Entity docs, ownership, management, financials, bank statements, and capacity narrative. |
| Purpose and beneficiary | Underlying contract, obligation secured, beneficiary requirements, and acceptance constraints. |
| Support and collateral | Cash margin plan, pledged support where applicable, and structure logic subject to approvals. |
| Compliance | KYC and AML pack readiness, sanctions screening logic, and source of funds narrative. |
| Instrument draft | Clean draft wording aligned to the ruleset with realistic presentation mechanics and expiry logic. |
You are paying for credit work, compliance work, and process management across multiple parties. A reliable provider explains scope, timing, and gate conditions. If you want a cost baseline, start with how much an SBLC costs.
You do not want promises. You want gates: what must be approved, by whom, and what stops the process if it fails. That is how you avoid endless loops and last-minute surprises.
| Stage | Gate and deliverable |
|---|---|
| Intake | Checklist, beneficiary requirements, and feasibility screen. |
| Structuring | Issuer path logic, ruleset selection, collateral plan, and draft wording. |
| Underwriting | Credit review and compliance review. If it fails, the process stops. |
| Wording final | Remove ambiguity, confirm operational feasibility, lock presentation mechanics. |
| Issuance | SWIFT issuance and advising steps documented with clear custody and confirmation logic. |
Financely acts as a structuring advisor and provider of managed issuance coordination. We package the request, align ruleset and wording, and coordinate issuance through vetted counterparties under their approvals. If your use case is issuance or SBLC-backed funding, start with SBLC Issuance and SBLC-Backed Funding. For the process view, see How It Works.
Submit your request with beneficiary requirements, purpose, jurisdiction, and your financial profile. We revert with a structured checklist and the decision gates to proceed.
Request A QuoteDisclaimer: This page is for general information only. It does not constitute legal, tax, regulatory, investment, or credit advice and it is not an offer or commitment by Financely or any third party. Financely is not a bank, lender, insurer, surety, broker-dealer, or investment adviser. Any transaction support is provided through vetted counterparties and is subject to eligibility, KYC and AML review, sanctions screening, counterparty risk policy, and execution of definitive agreements.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
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All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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