| Myth | Fact |
|---|---|
| “We can get a fresh cut SBLC from a Tier-1 bank with no upfront fees.” | Banks charge issuance and legal fees. Collateral and messaging costs exist. Private debt providers also charge coupons and closing fees when they fund collateral shortfalls. |
| “Just send MT799, then MT760. We’ll pay at closing.” | Authenticated SWIFT messages follow approvals and paid work. Free messaging is not real. Issuance via MT760 comes after compliance and fee letters. |
| “Issuer brand is all that matters.” | Applicant credit, collateral, tenor, country risk, and draw mechanics drive decisions. Brand does not replace underwriting. |
| “Leased instruments are acceptable.” | Regulated banks and insurers reject leased standbys and similar schemes. Known red flag. |
SWIFT: MT760 issuance, MT767 amendments, MT799 pre-advice/free-format. Advising and authentication are bank-to-bank.
We arrange a collateral backstop in the private debt market sized to your shortfall. That facility has its own term sheet, pricing, legal documents, trustee/security agent, and closing fees. Sometimes a rating is required if institutional investors are involved.
| Workstream | Fee Basis | When Charged | Notes |
|---|---|---|---|
| Arranger retainer (Financely) | USD 75,000 to 250,000 | At mandate | Structuring, bank route, wording, diligence coordination |
| Arranger success fee | 0.75% to 2.00% of face | On issuance and/or confirmation | Trigger defined in mandate |
| Collateral facility (private debt) | Coupon 10%–16% p.a. + 1%–3% OID/closing | At collateral close | Pledged cash/assets into controlled account |
| Issuance fee (issuing bank) | 0.50%–2.00% p.a. pro-rated | On issuance | Applicant, tenor, and country driven |
| Confirmation fee (confirming bank) | 0.50%–3.00% p.a. | On confirmation | Issuer and country risk driven |
| Legal, trustee/security agent, escrow | Itemized schedules | At signing and as incurred | Security docs, account control, opinions |
| SWIFT, advising, amendments | Bank tariff per event | As incurred | MT760 issuance, MT767 amendments |
| Rating (if required) | USD 40,000–250,000+ | As incurred | For note programs/insurance investors |
| Day | Milestone | What Happens |
|---|---|---|
| Day 1 | Mandate & intake | Sign mandate; submit KYC, financials, purpose, draft wording, beneficiary details |
| Day 3–7 | Collateral term sheet | Private debt soft-clear; pledge or cash collateral path with trustee/security agent |
| Day 8–14 | Wording & bank route | Finalize ISP98/UCP 600/URDG 758 terms; identify issuing and confirming banks; price bands agreed subject to approvals |
| Day 15–28 | Approvals & documents | Collateral docs and opinions; account control; issuer credit approval; fee letters; SWIFT setup |
| Day 29–35 | Fund collateral | Private debt funds backstop; pledge/escrow in place |
| Day 36–45 | Issuance & confirmation | MT760 sent; advising bank authenticates; confirmer books undertaking if required |
| Day 46+ | Monitoring | Amendments via MT767 if needed; monitor until expiry/cancellation; collateral line reduces as obligations fall away |
Answer a few questions to see a ballpark of upfront costs and annual charges. This is a guide, not an offer.
Assumptions: retainer per schedule; legal/trustee placeholder USD 85,000; SWIFT/advising USD 7,500; collateral OID/closing 2%; private-debt coupon varies by risk and collateral type. Fees scale with face value and risk.
We will return scope, fee terms, and the issuing route aligned to your case.
Request the ContractFinancely acts as arranger and advisor. We are not a bank. All engagements require KYC/AML and sanctions screening. Banks and private credit funds make independent approvals and set final pricing. Ranges above are indicative and depend on applicant strength, tenor, amount, jurisdiction, and instrument terms. Nothing here is a commitment to lend or a binding quote. Any securities activity is conducted through a licensed chaperone, Member FINRA/SIPC.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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