We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
A Standby Letter of Credit (SBLC) is a bank’s contingent undertaking to pay a beneficiary if the applicant fails to meet defined obligations and the beneficiary presents complying documents. It is not cash, it is not a tradable asset you can “sell,” and it is not a shortcut around credit underwriting. When structured and issued properly, an SBLC can support real commercial execution in trade, projects, and contractual performance.
“Issuance” is not a template and it is not a promise. It is a controlled process where the applicant is underwritten, the underlying transaction is reviewed for eligibility, the instrument form is drafted to match the beneficiary’s acceptance criteria, and the issuing bank completes its own approvals and documentation.
Payment SBLC, performance SBLC, advance payment SBLC, bid support, lease security, or other accepted variants depending on the underlying obligation and draw logic.
Selection and consistent drafting under ISP98 or UCP600, with clear definitions, expiry mechanics, presentation requirements, and draw conditions the issuing bank will accept.
Applicant KYC/AML, ownership, sanctions screening, source of funds, and transaction rationale. If the file fails compliance, it stops.
Bank-to-bank delivery per issuer procedure. Confirmation, advising, and beneficiary acceptance depend on their own banks and internal policies.
The phrase “SBLC monetization” is used loosely in the market and is often misunderstood. In legitimate transactions, the SBLC typically supports a separate facility or funding agreement where the lender relies on the instrument as a credit mitigant alongside other terms and controls. The SBLC is not “cashed,” and it is not meant to be pledged repeatedly across unrelated obligations.
| Topic | What lenders and issuing banks focus on |
|---|---|
| Underlying rationale | Clear use of proceeds, repayment source, and credible execution plan that can be underwritten. |
| Issuer acceptability | Issuer quality, jurisdiction, and whether the beneficiary or lender accepts that bank and format. |
| Facility structure | Tenor, covenants, draw mechanics, events of default, and legal documentation aligned to the risk profile. |
| Controls | Funds flow controls, reporting, account structures, and conditions precedent before funding or issuance. |
| Compliance | KYC/AML, sanctions screening, ownership transparency, and source of funds. If these fail, the transaction fails. |
Any talk of “guaranteed leverage,” “non-recourse for everyone,” “no underwriting,” or “instant liquidity” is not how credible institutions operate. Real lenders and real issuing banks underwrite.
Financely’s role is structuring, documentation coordination, and execution management with third-party institutions. The issuing bank and any funding provider act under their own approvals, policies, and definitive documentation.
| Workstream | Deliverable |
|---|---|
| Feasibility and underwriting pack | Document checklist, eligibility framing, and initial structure recommendations based on the beneficiary’s requirements. |
| SBLC form and wording control | Draft instrument aligned to ISP98 or UCP600 and the issuing bank’s acceptable form, plus beneficiary-facing clarification where needed. |
| KYC/AML coordination | Applicant and transaction compliance pack assembly and routing, including remediation requests. |
| Issuance workflow management | Project management of approvals, documentation, bank questions, and delivery instructions through issuance. |
| Funding structure support (if applicable) | Coordination of term discussions and documentation workflow with funding counterparties, subject to their requirements. |
No. Financely is not a bank and does not issue bank instruments. SBLCs are issued solely by third-party banks under their own credit approvals and documentation.
No. Outcomes depend on issuing bank approvals, compliance results, capacity, documentation quality, and beneficiary acceptability. Financely acts on a best-efforts basis to structure and coordinate an issuable file.
No. An SBLC is a contingent obligation, not a cash asset. Legitimate “monetization” language usually refers to a separate facility or funding agreement where the SBLC supports credit risk, subject to lender terms and controls.
Either may apply depending on beneficiary requirements and bank practice. The important point is consistency. The SBLC must be drafted to match the chosen rules and the issuer’s acceptable form.
Timelines are driven by completeness of KYC/AML, clarity of the underlying contract, issuer workload, and how quickly open documentation points are resolved. Missing information is the main source of delay.
Amount, tenor, beneficiary and jurisdiction, underlying contract or term sheet, required wording constraints, applicant corporate documents, ownership details, and source of funds summary.
Submit the basic transaction details and we will revert with feasibility, an underwriting checklist, and an engagement scope aligned to the file.
Request A QuoteDisclaimer: This page is for general information only. It does not constitute legal, tax, regulatory, investment, or credit advice and it is not an offer, solicitation, or commitment by Financely or any third party. Financely is not a bank, lender, or issuing institution and does not issue SBLCs. Any SBLC issuance, confirmation, advising, or funding is provided solely by third-party financial institutions under their own policies, approvals, capacity constraints, and definitive documentation. All matters are subject to underwriting, borrower eligibility, KYC/AML review, sanctions screening, third-party reports, and closing conditions. Financely acts on a best-efforts basis in structuring and coordinating documentation and does not guarantee issuance, acceptance, confirmation, monetization outcomes, or funding.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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