We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Most banks treat an SBLC as a contingent loan. If it can be drawn, it must be underwritten like credit. That is why many applicants get the same answer: post 100% cash margin or do not proceed.
In the real world, full cash margin can kill liquidity, slow projects, and block trade cycles. The workable alternative is not magic. It is a structured credit and collateral plan that a regulated issuer can approve, paired with clean SBLC wording under ISP98 or URDG 758 and a compliant execution path.
“No collateral” is usually marketing language. In practice, reduced cash margin means one or more of the following replaces the blocked cash:
If you want a clear view of cost drivers before you commit, read our breakdown of standby letter of credit pricing and fees and the decision guide for SBLC vs DLC.
Banks and private credit providers are more open to partial margin when the SBLC is tied to a real obligation with verifiable economics and low ambiguity on draw mechanics.
Performance and advance payment standby LCs for EPC contracts, utilities, and milestone based work. The key is contract clarity, credible sponsor capacity, and draw language that a bank can defend.
If your SBLC will sit inside a larger trade and project workflow, our primers on what trade finance is and trade finance instruments help you map the full picture.
SBLCs used to support supply contracts, mobilization advances, and counterparties that require bank undertakings before shipment or release. Eligibility depends on track record, documentation quality, and compliance readiness.
If you need to understand adjacent bank instruments, see our list of trade finance tools used in real deals.
Lease security and corporate undertakings where the SBLC is a backstop, not a funding source. These are often viable when the applicant has clean financials and a defined risk profile.
For draw mechanics and why wording matters, review what happens when an SBLC is drawn.
Sometimes the best path is not a brand new issuer. It is unlocking capacity at an existing bank with a stronger credit pack, clearer use case, and a tighter collateral strategy.
If you are early, start with how to apply for an SBLC so the file is built the way issuers actually underwrite.
The exact structure depends on jurisdiction, issuer policy, beneficiary requirements, and the economics of the underlying obligation. Typical approaches include:
There are also regulated pathways in specific markets where banks support standby letters of credit through defined programs. For example, in the US, the SBA has published guidance for lenders on standby letters of credit within certain contexts: SBA overview for standby letters of credit. Program eligibility and bank appetite vary, and underwriting still applies.
Reduced margin does not mean reduced diligence. Lenders and issuers want a clean story backed by documents.
We review the underlying contract or obligation, the requested SBLC amount and tenor, the beneficiary wording requirements, and your current banking position. We quickly determine if a reduced margin approach is realistic.
We build an issuer ready file: company profile, financial summary, use case memo, draw risk view, and a collateral plan that matches the issuer’s credit framework.
We refine SBLC wording under ISP98 or URDG 758 so it matches the underlying obligation. The goal is simple: clear triggers, defensible presentation requirements, and no self-inflicted ambiguity.
We coordinate with regulated counterparties, manage questions and conditions, and keep the timeline controlled through approval and issuance. Where regulated execution is required, it is handled under the counterparty’s own licenses and documentation.
Timing depends on KYC speed, contract quality, beneficiary requirements, and how complex the collateral plan is. A realistic file moves faster than a chaotic one.
If you are looking for instant issuance, no KYC, or “no collateral guaranteed,” this is not a fit. If you want a bankable path built around real underwriting, we can help.
No. Every issuer has its own credit policy and appetite. Our role is to structure a file that can pass underwriting and to coordinate placement where the mandate is eligible.
Not automatically. A lower cash margin can mean higher pricing, tighter covenants, stronger controls, or a different collateral package. The right metric is the total cost versus the value of keeping liquidity.
Often yes, if the issue is packaging, structure, or mismatch with the bank’s credit box. If the issue is fundamental credit weakness or unclear use case, the answer may still be no.
The underlying contract or obligation, requested SBLC amount and tenor, beneficiary wording requirements, basic company information, and financials. If you want a formal review route, you can also use our consultation booking page.
Share the underlying obligation, requested SBLC amount, beneficiary wording requirements, and your financials. We will revert with eligibility, structure options, and an execution scope.
If your deal is time boxed, say so. Speed comes from a clean file and a realistic structure, not from shortcuts.
Request A QuoteDisclaimer: This page is for general information only. It does not constitute legal, tax, regulatory, investment, or credit advice and it is not an offer or commitment by Financely or any third party to arrange or provide any SBLC, letter of credit, bond, guarantee, or financing. Financely is not a bank, insurer, surety, broker dealer, or investment adviser and does not accept client deposits or issue guarantees. Any SBLC or facility described here is issued or provided solely by regulated counterparties under their own licenses, approvals, policies, and documentation. All transactions are subject to eligibility, full KYC and AML review, sanctions screening, credit approval, and execution of formal agreements.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
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Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
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Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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