We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Finance your next trade, project or acquisition.
Debt structuring, targeted lender outreach and negotiation support through closing.
Paid advisory. Upfront retainer applies.
Trade Finance And Credit Structuring
Trade facilities end for many reasons. A bank exits a commodity or a region, a lender cuts limits after a loss elsewhere in its book, a facility comes up for annual renewal on worse terms, or the business simply outgrows a line set up years ago. When that happens, a trading company has to replace its working capital without interrupting shipments. Financely structures and arranges trade finance facility refinancing for traders, importers, exporters and producers, with banks, trade finance funds and private credit lenders.
Financely is an advisory and arranging firm, not a lender. Every facility remains subject to the lender's credit approval.
Companies whose relationship bank has reduced, frozen or cancelled a facility, or will not renew it at the next review.
Businesses whose volumes, prices or number of trade flows now exceed the limits and structure of the existing line.
Companies on expensive short-term or transactional funding that could move to a committed revolving facility.
Groups with several small bilateral lines that want one larger facility, a club deal or a syndicated borrowing base.
Lenders refinancing a trade facility look at the company's trading history, the quality of its counterparties, how well it controls goods and cash, and how the previous facility performed. A facility that is being withdrawn for reasons unrelated to the borrower, such as a bank's strategic exit, is far easier to replace than one that ended after losses or reporting failures. Financely does not set a fixed minimum size; fit is assessed at deal review.
Do not wait for the cancellation date. Replacing a trade facility takes time for credit approval, onboarding and documentation. Start as soon as a lender signals a reduction or non-renewal.
Submit your current facility terms, financials and trade flows for a review. We will assess how to replace or upgrade the facility and which lenders to approach.
Request A QuoteStart a replacement process immediately. Options include another bank, a trade finance fund, a private credit lender or a temporary transactional facility while a committed line is arranged. A complete credit file speeds this up.
Yes. Trade finance funds and private credit lenders provide borrowing base and revolving trade facilities, often where banks have reduced exposure. Pricing and structure differ from bank lines.
It depends on the size, the number of lenders and how complete the file is. Onboarding, credit approval and documentation all take time, which is why the process should start well before the existing line ends.
Open transactions are usually completed under the existing facility while new ones move to the new lender. The handover is planned in the documentation to avoid gaps.
No. Financely is an advisory and arranging firm. Facilities are provided by third-party lenders and are subject to their credit approval.
Financely charges a deal review fee, then a retainer and a success fee agreed in a signed estimate before work begins. Third-party costs are paid by the client directly.
Disclaimer: Financely is an advisory and structuring platform. We do not guarantee issuance, lender approvals, or transaction closing outcomes. All mandates are subject to underwriting, KYC and AML checks, compliance review, counterparty acceptance, and final provider decisions. This page is provided for commercial information only and does not constitute legal, tax, or investment advice.