Letter of Credit Price Calculator

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Letter of Credit Pricing Calculator

Estimate LC issuance fees, optional confirmation fees, and (if applicable) usance financing cost. FX is pulled automatically, and benchmark rates can be pulled via FRED if you provide an API key.

This tool produces an estimate for planning and screening. For an executed quote and controls-led structure, request terms via Contact Us.

Client Inputs

Face value of the LC.
Benchmark auto-maps only for USD, EUR, GBP.
Used for prorating fees and (for usance) financing cost.
Used to set issuance bps (editable in Assumptions).
Higher collateral reduces estimated issuance bps.
Totals are shown in LC currency and reporting currency.
Market Data Settings (Optional)
If empty, benchmark rate is manual (used only for usance financing estimate).
Fallback if benchmark fetch fails or currency is unsupported.
FX is pulled from Frankfurter automatically when you refresh market data or change currencies. Benchmark pulls only work for USD (SOFR), GBP (SONIA), EUR (€STR).

Market Data

FX Not loaded Benchmark Not loaded

Results

Assumptions Snapshot

Edit Pricing Assumptions
Applied per started quarter (90-day blocks).
Only used for usance financing estimate.
At 100% cash collateral, issuance bps reduce by this %. Linear.
These are placeholders. Real LC pricing depends on issuing bank, country risk, collateral package, controls, KYC, and facility structure.

Want A Bankable Quote Instead Of An Estimate?

If you have a real trade flow and core documents, Financely can package a lender-ready file and run a controlled term sheet process through vetted counterparties.

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Disclaimer: This tool is for general information and planning only. It is not legal, tax, regulatory, investment, or credit advice and it is not an offer or commitment by Financely or any third party. Financely is not a bank or lender. Any transaction support is subject to eligibility, KYC and AML review, sanctions screening, counterparty policy, and definitive documentation. Market data may be delayed or unavailable.

Before you submit

Your deal, assessed by people who close

Your financing request goes straight to the principal. You receive a written diagnosis, the proposed structure and a one-off retainer before any work starts.

Recent mandates include a USD 150m revolving credit facility and a USD 12m acquisition closed in 21 days. We are an advisory and arranging firm, not a lender, and you close directly with the lender.

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Financely is an advisory and arranging firm, not a lender or broker-dealer. All financing is subject to KYC, AML, due diligence and lender credit approval. No outcome or timeline is guaranteed.

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If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.