We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Trade Finance | Bank Facilities
A line of credit gives you cash you can draw. A letter of credit gives your counterparty a bank undertaking. Same bank, totally different product.
If you are importing, exporting, or trading physical commodities, picking the wrong one wastes weeks, triggers compliance friction, and can kill a shipment timeline.
A line of credit is a revolving or term facility that provides working capital. You draw funds, pay interest, and repay per facility terms.
A letter of credit is an instrument issued by a bank that supports payment or performance under stated terms, often tied to documents or a draw package.
The fastest way to decide is to identify your bottleneck. Are you short on cash, or is the seller refusing to move without bank-backed assurance?
| Problem | What Is Missing | Right Tool | What The Bank Is Doing |
|---|---|---|---|
| You need to pay suppliers and carry inventory before you get paid | Liquidity | Line Of Credit | Lends cash proceeds, secured by assets and or cash flow |
| Supplier wants bank-backed payment assurance to ship | Payment undertaking | Documentary Letter Of Credit | Commits to pay if documents comply with LC terms |
| Counterparty wants a backstop if you do not pay or do not perform | Contingent protection | Standby Letter Of Credit Or Guarantee | Issues a contingent instrument that can be drawn on under conditions |
| Your bank will issue the LC only if you post 100 percent cash margin | Cheaper collateral policy or bridge liquidity | Issuer Routing Or Bridge Facility | Either changes the issuer terms or finances the margin |
A documentary letter of credit is a bank-to-bank payment mechanism built around document examination. You do not receive cash just because the LC exists. You may still need working capital to procure goods, post margin, pay freight, insure cargo, or cover duty and VAT.
The lender cares about repayment source and collateral liquidation path.
The issuing bank cares about paying on documents even if the underlying trade later becomes disputed.
In import distribution and physical commodities, the common structure is a revolver plus an LC facility. The LC supports supplier payment. The revolver funds working capital around the LC and the trade cycle.
Simple combined structure: LC issuance for supplier confidence, borrowing base revolver for margin, logistics costs, inventory carry, and receivables seasonality. Controls sit in accounts, documents, and reporting cadence.
Financely supports commercial clients by structuring trade finance facilities and instruments, packaging lender-ready files, and routing transactions to matched issuers and lenders. We are not a bank and do not lend or issue instruments. Execution is coordinated through regulated partners where required.
Relevant internal reading: Letter Of Credit Services , Standby Letter Of Credit Services , Trade Finance , Import Finance.
If your supplier is demanding an LC or your cash cycle requires a facility, we can pressure-test your trade flow and propose the cleanest structure for issuer and lender routing.
This page is for general information only and does not constitute legal, tax, investment, or regulatory advice. Financely is not a bank, not a broker-dealer, and not a direct lender. Financely acts as arranger and advisor and coordinates execution through regulated partners where required. Any engagement and any introduction process is subject to diligence, KYB, KYC, AML, sanctions screening, lender criteria, and definitive documentation.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
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Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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