We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Business Acquisition And SBA Financing
Searching for “SBA lenders,” “SBA lender match,” or “SBA lenders near me” usually means one thing: you want a loan, and you want a lender that will actually say yes.
Most pages show lists of banks. Very few explain how SBA lenders really work, how they specialize, and why some deals get approved while others die quietly.
This guide explains how SBA lending functions in practice, how to interpret SBA lender rankings, how to use the SBA Lender Match tool correctly, and how to position your deal so lenders take it seriously.
The Small Business Administration does not lend money. It provides a partial government guarantee to approved banks and non-bank lenders. These institutions are called SBA lenders.
When an SBA lender issues a loan, the bank is still taking risk. The SBA guarantee reduces loss severity, but it does not eliminate underwriting.
This matters because SBA lenders behave like credit institutions first and government program participants second.
SBA lenders specialize by deal type. A bank that does hundreds of franchise loans may decline a manufacturing acquisition even if it is profitable.
Specialize in buying existing businesses with historical cash flow.
Prefer SBA-approved franchise brands with proven models.
Focus on property-backed operating companies.
Smaller loans for growth, equipment, or expansion.
SBA lender rankings typically show:
They do not show approval rates, decline reasons, or lender risk tolerance.
A top-ranked lender still rejects most submissions.
Rankings are useful for identifying active lenders, not guaranteed approvals.
The correct approach is:
An SBA lender directory shows who is approved to lend.
SBA lender search tools filter that list by geography or program.
Neither evaluates your deal.
SBA Lender Match is a lead-routing system.
You enter high-level information. The SBA sends it to participating lenders. Lenders choose whether to respond.
No underwriting occurs inside the tool.
This happens because:
If cash flow does not support debt, no tool or ranking fixes it.
In these cases, borrowers often use non-bank acquisition loans or private credit.
Learn more about acquisition financing: Business Acquisition Loans
“SBE lender” is not an official SBA term.
Most searches appear to be misspellings of SBA lender or references to private fintech platforms.
Always verify whether a platform is an actual lender or a lead broker.
Financely operates as a transaction-led debt placement advisory.
We package acquisition and growth transactions, prepare lender-ready materials, and route deals to matching SBA and non-bank lenders.
Our packaging follows standards similar to a Trade Finance Underwriting Memo and secured frameworks such as All-Asset Lien Packages.
Learn more: What We Do
If you have an acquisition or expansion opportunity, submit it for packaging and lender routing.
Submit Your DealFinancely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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