We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Underwriting Standards And Packaging
An underwriting memo is the fastest way to get serious lender attention. It turns scattered documents into a decisionable credit file.
In trade finance, lenders underwrite counterparties, cash conversion, documents, controls, and fraud risk. If your submission is unclear, it gets declined or delayed.
Financely packages transactions to underwriting memo standard as part of our debt placement process. The memo is not marketing. It is decision support.
An underwriting memo is a structured document that summarizes the transaction, parties, risk controls, collateral, and repayment mechanics in lender language. It is designed to support credit committee review and to reduce back-and-forth.
The real benefit: lenders can say “yes” or “no” faster because the key risks are stated, evidenced, and controlled on paper.
| Section | What It Covers |
|---|---|
| Transaction Summary | Use of proceeds, amount, tenor, structure, and closing path |
| Parties And KYB | Borrower, UBOs, counterparties, jurisdiction, compliance readiness |
| Trade Flow Mechanics | Goods, routes, Incoterms where relevant, payment terms, document chain |
| Collateral And Controls | Title, custody, inspection, receivables controls, lien package where applicable |
| Risk And Mitigants | Performance risk, counterparty risk, documentation risk, operational controls |
| Repayment And Waterfall | Cash conversion cycle, collections path, stress notes, exit mechanics |
A memo allows us to route the deal to the right capital lane faster because the risk profile is explicit.
Many lender questions disappear when the memo pre-answers them with evidence and controls.
When the lender understands controls and collateral, pricing and structure discussions become real negotiations instead of defensive underwriting.
A decisionable file reduces late-stage surprises. That matters more than optimistic projections.
The same discipline applies in acquisition loans. If you want the acquisition financing overview, see Business Acquisition Loans. For collateral expectations, see All-Asset Lien Packages.
Financely is not a bank and not a direct lender. We operate as a transaction-led debt placement desk. We package deals to underwriting memo standard and route them to lenders based on structure, controls, and execution path. For how we operate, see What We Do.
If you have a defined financing need and documents available, submit your deal. We will assess feasibility, package the request, and route it to matching capital providers.
No. A pitch deck sells. An underwriting memo supports a credit decision with structure, evidence, and controls.
Not always as a formal document, but they always require the content. If you do not provide it cleanly, the lender extracts it through delays and questions.
No. It improves clarity and decisioning. If the economics, controls, or compliance profile are not bankable, the memo will not change that.
No. We structure and place. Outcomes depend on lender criteria, diligence, and definitive documentation.
If you want serious lender responses, write like underwriting. Facts, controls, documents, and a repayment path that survives stress.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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