We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Collateral And Lender Controls
An all-asset lien is the default security package for many business acquisition loans. It gives the lender a legal claim over substantially all business assets and a recovery path if the borrower defaults.
Buyers often focus only on rate and leverage. Lenders focus on control. If your deal cannot support a credible lien and reporting package, the lender will price it higher or decline it.
Financely structures acquisition debt placement requests with lender-grade collateral language and controls, then routes qualified deals to matching capital providers.
| Asset Category | What It Means In Practice |
|---|---|
| Accounts receivable | Security interest in receivables, often paired with reporting and eligibility rules in ABL-style deals |
| Inventory | Security interest in eligible inventory, subject to appraisals and reserves for obsolescence |
| Equipment | Security interest in owned equipment, sometimes with separate filings or schedules |
| Intangibles | Security interest in contracts, IP, and general intangibles, subject to legal limitations and documentation |
| Deposit accounts and cash | Often supported by account control agreements depending on lender type and structure |
If performance drops, the lender needs a legal path to recover value. The lien defines priority and enforceability.
Reporting, covenants, and controls reduce the lender’s “unknowns.” In asset-heavy businesses, controls matter as much as EBITDA.
The lender wants to sit senior in the capital stack. Intercreditor terms and lien priority shape pricing and leverage.
A clean, standard package reduces negotiation risk. Deals with unclear collateral language stall.
Common mistake: buyers negotiate purchase terms that restrict liens or confuse asset ownership. That creates friction with lenders and can break closings late in the process.
The better the collateral and reporting package, the more confident the lender can be. That can impact leverage, pricing, and speed. For the full acquisition financing overview, see Business Acquisition Loans.
Financely is a transaction-led debt placement desk. We prepare lender-ready submissions and place deals into matching capital lanes. For how we operate, see What We Do.
If you have a target business, purchase terms, and financials, submit your deal. We will assess feasibility, package the request, and route it to lenders based on structure and collateral reality.
No. It is a security interest that becomes relevant if there is a default and enforcement event. The goal is to avoid default by structuring a sustainable loan.
You can try, but many lenders will reduce leverage, increase pricing, or decline. If you want unsecured lending, you need exceptional cash flow and stronger sponsor support.
The concept still applies, but the value shifts toward cash flow and guarantees. Collateral is weaker, so lenders lean on covenants and sponsor strength.
No. Definitive lien scope is set by legal counsel and loan documentation. This page explains typical lender expectations.
Lenders do not finance uncertainty. A standard lien and reporting package reduces uncertainty, speeds decisioning, and strengthens your negotiating position.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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