Your project is leased, cash-flowing and out of the heavy-lift stage—but the bridge loan that got you here matures in months. Locking in a long-term, low-cost commercial mortgage is the final step in your capital stack. Financely runs a disciplined lender auction across life companies, CMBS conduits, pension funds and “core-plus” debt sleeves, securing up to 75 % loan-to-value with competitive spreads and clean pre-payment language.
| Typical Friction | Financely Fix | Sponsor Win |
|---|---|---|
| Opaque rate environment: swap market moves daily, life-co desks quote selectively. | True auction across insurers, CMBS desks and bank balance sheets—live pricing grid circulated same day. | 15–35 bp tighter coupon; clear visibility on market floor and ceiling. |
| Lenders push amortisation; sponsor wants interest-only. | Leverage competing term sheets to secure 3–5 years IO or full-term IO on multifamily. | Higher year-one cash yield; smoother DSCR cushion. |
| Pre-payment traps: yield maintenance or defeasance clauses. | Negotiate step-down or soft-yield language while multiple bids are in hand. | Exit flexibility if cap rates tighten or sale opportunity arises. |
| DSCR short while rents burn off concessions. | Structure leasing reserve / earn-out; lender re-advances once NOI seasons. | Loan closes now; sponsor avoids second equity injection. |
| Third-party report bottlenecks delay closing. | We coordinate appraisal, PCA, ESG/Green cert and seismic reviews in parallel with credit. | 45-day close target holds; bridge extension fees avoided. |
| Lender Class | Leverage Max | Term | Spread / Coupon | Asset Focus |
|---|---|---|---|---|
| Life Company | 60-65 % LTV | 10–25 yrs | UST + 170–210 bp | Core office, industrial, multifamily |
| Core-Plus Debt Fund | 70-75 % LTV | 5–10 yrs | SOFR + 225–300 bp | Cash-flowing value-add, hospitality |
| CMBS Conduit | 70 % LTV | 10 yrs | SWAP + 200–240 bp | Diversified pool, tertiary markets OK |
| Agency (Fannie / Freddie) | 75 % LTV | 5–12 yrs | UST + 170–215 bp | Multifamily, SFR portfolios |
*Indicative ranges—final pricing reflects asset quality, market depth and DSCR.
Bridge loan maturing? Let us auction your permanent mortgage and lock today’s rates before the window closes.
Request Permanent FinancingFinancely Group arranges debt on a best-efforts basis through licensed lenders and institutional investors. Funding is subject to third-party due diligence, compliance approval and a signed mandate.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagement may be carried out through Financely Group LLC, a non-deposit-taking non-banking financial company; Ashford Capital Advisory LLC; or another related entity. Financely and its affiliates are not registered as securities broker-dealers. When a mandate involves the purchase or sale of securities and a registered intermediary is required, all orders are introduced to and executed by a U.S. broker-dealer registered with the SEC and FINRA, acting as “chaperone” under SEC Rule 15a-6 (17 C.F.R. § 240.15a-6). Nothing here constitutes an offer, solicitation, or recommendation to buy or sell any security. Before proceeding, read our Terms of Service to confirm that engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate aligns with your legal and regulatory requirements.In the United States, we operate as an
exempt foreign private adviser pursuant to the Dodd-Frank Act, subject to applicable exemptions from certain regulatory requirements. Our services and regulatory status may vary based on the location and nature of the transaction. Click
here to download our brochure.
