Structured Trade & Commodity Finance Investment Banking Services
Volatile prices, shifting margins and tighter bank regulation are squeezing commodity-merchant liquidity just when demand spikes for metals, fuel, grains and agri-inputs. Sponsors need credit structures that track every tonne from mine mouth to end-buyer, cushion price risk and survive compliance audits on six continents. Financely positions itself as a specialised trade-finance investment bank
—combining origination muscle, structuring intellect and a syndication desk that places risk with commercial banks, credit insurers and private-credit funds hungry for short-tenor, self-liquidating assets.
From pre-export loans in West Africa to borrowing-base revolvers in Houston and receivables securitizations out of Singapore, we raise capital that follows the cargo—not boilerplate balance-sheet ratios.
USD 4.8 bn
Capital Placed
85 %
Average Advance Rate
140+
Active Lender Desks
42
Countries Served
Structured Trade-Finance Solutions at a Glance
| Facility |
Use Case |
Ticket Size |
Advance Rate |
Typical Spread* |
| Pre-Export Finance (PXF)
|
Mine or agri-producer monetises offtake contracts before shipment. |
USD 10 m – 350 m |
70-85 % of contract value |
SOFR + 4.0-6.0 % |
| Transactional Borrowing-Base Revolver
|
Trader finances inventory + receivables across multiple voyages. |
USD 15 m – 400 m |
65-80 % (inventory) / 75-90 % (A/R) |
SOFR + 3.5-5.0 % |
| Inventory Repo / Tolling Finance
|
Refiner or smelter sells feedstock to lender, repurchases post-processing. |
USD 20 m – 250 m |
Up to 100 % of feedstock cost |
SOFR + 3.0-4.5 % |
| Receivables Securitization
|
Merchant issues rated notes backed by diversified short-dated invoices. |
USD 50 m – 500 m |
85-90 % senior tranche |
AA/A senior at swaps + 150-200 bp |
| Supply-Chain Finance Programs
|
Anchor buyer extends DPO while suppliers get early payment funding. |
USD 25 m – 600 m |
90-95 % of invoice |
SOFR + 2.0-3.0 % |
*Spread guidance – final margin reflects asset class, counter-party rating and geopolitical risk.
Our Edge in Structured Commodity Finance
- Commodity DNA.
Former traders, financiers and risk managers speak the language of cargos, quality differentials, laytime and charter-party clauses—not just ratios.
- Risk-Analytics Platform.
Real-time collateral marks from Platts, Argus, ICE and LME feed our borrowing-base dashboards—lender confidence goes up, haircuts come down.
- Insurance Wraps & Syndication.
We bolt on credit-insurance or Export-Credit-Agency cover, then place senior trenches with banks and mezz slices with private-credit funds—maximising leverage at blended cost.
- Reg-Tech Compliance.
API-based sanctions and dual-use screening keeps deals KYC-clean across OFAC, EU and UK lists—critical for metals and refined-product trades.
Execution Path – 45-Day Target Close
- Mandate & Retainer.
You sign a scope-defined engagement; we upload KYC, trade flow and collateral data into our secure vault.
- Structuring Sprint (7 days).
Eligibility matrix, advance-rate model and draft term-sheet circulated to your team.
- Lender Auction (10 days).
8-12 pre-matched desks bid on spread, advance rate, tenor and fees.
- Due-Diligence & Docs (15-20 days).
Title, insurance, collateral audit, hedging worksheet and legal documents coordinated by our desk.
- Funding & Ongoing Servicing.
Facility goes live; our portal pushes daily marks, BBCs and variance alerts to all parties.
Client Reviews – What Sponsors Say
★★★★★
“Financely pushed our advance rate from 68 % to 83 % on a USD 140 m copper-concentrate pre-export. Spread landed 90 bp tighter than our incumbent bank.”
— CFO, Zambian Mining Group
★★★★★
“Their securitization desk converted USD 200 m of receivables into rated notes at swaps + 180 bp. We recycled capital and kept origination humming.”
— Head of Treasury, Asia Agri-Trader
★★★★★
“Borrowing-base certificates used to take us two days. Financely’s dashboard crunches marks overnight—lenders raised our line by USD 35 m within a quarter.”
— COO, European Fuel-Oil Merchant
11.4 days
Average Due-Diligence Cycle Cut
3.2x
Capital Turn per Year
27 bp
Avg Spread Saved
98 %
Mandate-to-Funding Success
Assets & Commodities We Cover
- Energy:
Crude blends, VLSFO, Jet A-1, LNG, LPG, bitumen
- Metals:
Copper cathodes & concentrate, aluminium, zinc, nickel, iron-ore
- Agri & Softs:
Soybean complex, corn, wheat, sugar, cocoa, coffee
- Fertilizers & Inputs:
Urea, ammonia, potash, phosphates
- Green Commodities:
Bio-diesel feedstock, sustainable aviation fuel components, carbon credits
Mandate Economics
| Facility Size |
Structuring Retainer* |
Success Fee |
| USD 10 m – 50 m |
USD 60 000 |
0.85 % |
| USD 50 m – 150 m |
USD 90 000 |
0.70 % |
| USD 150 m – 300 m |
USD 120 000 |
0.55 % |
| > USD 300 m |
Custom |
0.40–0.50 % |
*Retainer funds modelling, collateral audit, legal drafting and lender auction; third-party costs passed through.
Structured Finance for the Energy Transition
Energy mix is shifting, but commodity flows grow. We structure transition-labelled tranches
for biodiesel, SAF feedstock and battery metals, unlocking ECA cover and ESG-themed debt
funds at materially tighter spreads. Lenders win green-asset allocation; sponsors win basis-point
savings and reputational lift.
Need capital that travels with your cargo—pre-export to receivable—and closes on a 45-day clock?
Engage Financely’s structured trade-finance desk today.
Request Structured Commodity Finance
Financely Group arranges credit on a best-efforts basis through licensed banks, ECAs,
insurers and institutional investors. Funding remains subject to due-diligence, compliance
approval and a signed mandate. Financely may decline transactions that fall outside
regulatory or professional standards.