Global Structured Trade & Commodity Finance Services

Structured Trade & Commodity Finance | Investment Banking Services for Global Merchants

Structured Trade & Commodity Finance Investment Banking Services

Volatile prices, shifting margins and tighter bank regulation are squeezing commodity-merchant liquidity just when demand spikes for metals, fuel, grains and agri-inputs. Sponsors need credit structures that track every tonne from mine mouth to end-buyer, cushion price risk and survive compliance audits on six continents. Financely positions itself as a specialised trade-finance investment bank —combining origination muscle, structuring intellect and a syndication desk that places risk with commercial banks, credit insurers and private-credit funds hungry for short-tenor, self-liquidating assets.

From pre-export loans in West Africa to borrowing-base revolvers in Houston and receivables securitizations out of Singapore, we raise capital that follows the cargo—not boilerplate balance-sheet ratios.
USD 4.8 bn Capital Placed
85 % Average Advance Rate
140+ Active Lender Desks
42 Countries Served

Structured Trade-Finance Solutions at a Glance

Facility Use Case Ticket Size Advance Rate Typical Spread*
Pre-Export Finance (PXF) Mine or agri-producer monetises offtake contracts before shipment. USD 10 m – 350 m 70-85 % of contract value SOFR + 4.0-6.0 %
Transactional Borrowing-Base Revolver Trader finances inventory + receivables across multiple voyages. USD 15 m – 400 m 65-80 % (inventory) / 75-90 % (A/R) SOFR + 3.5-5.0 %
Inventory Repo / Tolling Finance Refiner or smelter sells feedstock to lender, repurchases post-processing. USD 20 m – 250 m Up to 100 % of feedstock cost SOFR + 3.0-4.5 %
Receivables Securitization Merchant issues rated notes backed by diversified short-dated invoices. USD 50 m – 500 m 85-90 % senior tranche AA/A senior at swaps + 150-200 bp
Supply-Chain Finance Programs Anchor buyer extends DPO while suppliers get early payment funding. USD 25 m – 600 m 90-95 % of invoice SOFR + 2.0-3.0 %

*Spread guidance – final margin reflects asset class, counter-party rating and geopolitical risk.

Our Edge in Structured Commodity Finance

  • Commodity DNA. Former traders, financiers and risk managers speak the language of cargos, quality differentials, laytime and charter-party clauses—not just ratios.
  • Risk-Analytics Platform. Real-time collateral marks from Platts, Argus, ICE and LME feed our borrowing-base dashboards—lender confidence goes up, haircuts come down.
  • Insurance Wraps & Syndication. We bolt on credit-insurance or Export-Credit-Agency cover, then place senior trenches with banks and mezz slices with private-credit funds—maximising leverage at blended cost.
  • Reg-Tech Compliance. API-based sanctions and dual-use screening keeps deals KYC-clean across OFAC, EU and UK lists—critical for metals and refined-product trades.

Execution Path – 45-Day Target Close

  1. Mandate & Retainer. You sign a scope-defined engagement; we upload KYC, trade flow and collateral data into our secure vault.
  2. Structuring Sprint (7 days). Eligibility matrix, advance-rate model and draft term-sheet circulated to your team.
  3. Lender Auction (10 days). 8-12 pre-matched desks bid on spread, advance rate, tenor and fees.
  4. Due-Diligence & Docs (15-20 days). Title, insurance, collateral audit, hedging worksheet and legal documents coordinated by our desk.
  5. Funding & Ongoing Servicing. Facility goes live; our portal pushes daily marks, BBCs and variance alerts to all parties.

Client Reviews – What Sponsors Say

★★★★★
“Financely pushed our advance rate from 68 % to 83 % on a USD 140 m copper-concentrate pre-export. Spread landed 90 bp tighter than our incumbent bank.”
— CFO, Zambian Mining Group
★★★★★
“Their securitization desk converted USD 200 m of receivables into rated notes at swaps + 180 bp. We recycled capital and kept origination humming.”
— Head of Treasury, Asia Agri-Trader
★★★★★
“Borrowing-base certificates used to take us two days. Financely’s dashboard crunches marks overnight—lenders raised our line by USD 35 m within a quarter.”
— COO, European Fuel-Oil Merchant
11.4 days Average Due-Diligence Cycle Cut
3.2x Capital Turn per Year
27 bp Avg Spread Saved
98 % Mandate-to-Funding Success

Assets & Commodities We Cover

  • Energy: Crude blends, VLSFO, Jet A-1, LNG, LPG, bitumen
  • Metals: Copper cathodes & concentrate, aluminium, zinc, nickel, iron-ore
  • Agri & Softs: Soybean complex, corn, wheat, sugar, cocoa, coffee
  • Fertilizers & Inputs: Urea, ammonia, potash, phosphates
  • Green Commodities: Bio-diesel feedstock, sustainable aviation fuel components, carbon credits

Mandate Economics

Facility Size Structuring Retainer* Success Fee
USD 10 m – 50 m USD 60 000 0.85 %
USD 50 m – 150 m USD 90 000 0.70 %
USD 150 m – 300 m USD 120 000 0.55 %
> USD 300 m Custom 0.40–0.50 %

*Retainer funds modelling, collateral audit, legal drafting and lender auction; third-party costs passed through.

Structured Finance for the Energy Transition

Energy mix is shifting, but commodity flows grow. We structure transition-labelled tranches for biodiesel, SAF feedstock and battery metals, unlocking ECA cover and ESG-themed debt funds at materially tighter spreads. Lenders win green-asset allocation; sponsors win basis-point savings and reputational lift.

Need capital that travels with your cargo—pre-export to receivable—and closes on a 45-day clock? Engage Financely’s structured trade-finance desk today.

Request Structured Commodity Finance

Financely Group arranges credit on a best-efforts basis through licensed banks, ECAs, insurers and institutional investors. Funding remains subject to due-diligence, compliance approval and a signed mandate. Financely may decline transactions that fall outside regulatory or professional standards.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

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Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

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Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.