Commercial Construction Bridge Loans Up to 80% LTC

Commercial Construction Bridge Loans up to 80 Percent LTC – Fast Capital Placement

Commercial Construction Bridge Loans Up to 80 Percent LTC

Material costs climb, senior lenders stall and contractors want deposits this month—not next quarter. Financely delivers bridge loans up to 80 % loan-to-cost for ground-up, value-add and conversion projects in the US and Europe. We curate lender introductions, compress underwriting and close inside 35 days—so cranes keep moving and option periods stay alive.

80 % LTC Ceiling
35 Days Target Close
120+ Active Bridge Funds
USD 250 m Max Ticket
One mandate. One timeline. One fee schedule. You get multiple term-sheets, disciplined pricing and a funding date that matches your construction calendar.

Bridge-Loan Menu & Quick Facts

Facility Type Typical Use Case Loan Size Coupon / Spread*
Construction Start Bridge Fund site work before senior lender’s first draw USD 10–150 m SOFR + 7–9 %
Entitlement Gap Loan Carry land through permitting & fees USD 5–40 m 11–13 % cash-pay
Debt-Service Reserve Bridge Stabilise value-add hotel / office USD 10–75 m SOFR + 8–10 %
M&A Acquisition Bridge Close asset-heavy corporate buy-outs USD 25–200 m SOFR + 6.5–8 %
Mezz Take-Out Bridge Refi impending mezz or seller note USD 15–100 m SOFR + 7–9 %

*Final pricing depends on asset class, leverage, DSCR and jurisdiction.

Our Five-Step Fast-Track

  1. Mandate & Data Room (48 h) – Secure portal collects plans, budget, pro-forma and title.
  2. Structuring (5 days) – We model LTC, interest reserve and exit DSCR; draft teaser.
  3. Lender Auction (7 days) – 6–8 matched funds bid on coupon, fees and recourse.
  4. Credit & Docs (10–15 days) – Appraisal, cost review, legal and intercreditor closed.
  5. Funding – Capital wires to project escrow; Financely services draws and covenants.

Real Sponsors, Real Outcomes

★★★★★
“Financely slashed our cash-equity hit by USD 4 million and closed a USD 42 million bridge in 32 days—faster than our GC could mobilise.”
— CFO, Midwest Industrial Developer
★★★★★
“Their lender auction delivered four term-sheets; we shaved 125 bp off spread and kept 80 % LTC. Zero surprises at closing.”
— Managing Partner, Value-Add Hotel Fund
★★★★★
“Intercreditor warfare killed our last deal. Financely’s legal team fixed language both senior and bridge lenders signed—game-changer.”
— Principal, Mixed-Use Developer, Texas

Why Our Introductions Land and Close

  • Pre-Matched Credit Box – We approach funds that already lend at 75–80 % LTC on your asset type.
  • Term-Sheet Competition – Multiple bids create pricing tension; you pick the best blend of coupon and covenants.
  • Intercreditor Refereeing – Senior banks and bridge funds agree on waterfalls before legal meter spins.
  • Post-Close Servicing – We track draws, change orders and budget variance so you stay focused on build-out.

Need construction bridge capital up to 80 % LTC—and need it fast? Upload your OM and budget, and our desk will outline lender options within five business days.

Request Bridge Financing

Financely Group arranges debt on a best-efforts basis through licensed lenders and institutional investors. Funding is subject to third-party due diligence, compliance approval and a signed mandate.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

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Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

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Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.