We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Finance your next trade, project or acquisition.
Debt structuring, targeted lender outreach and negotiation support through closing.
Paid advisory. Upfront retainer applies.
AI Lender Match helps business owners, investors, and sponsors identify lenders that fit their deal profile without wasting weeks on cold outreach. Get a smarter starting point for acquisitions, commercial real estate, trade finance, and structured debt transactions.
Non-SBA search fund lenders are cash-flow banks, mezzanine funds and unitranche lenders that fund searcher acquisitions without a government guarantee. Searchers need them when the deal exceeds SBA limits, when investors want traditional terms, or when any owner falls outside the SBA's 2026 citizenship rule.
The asset class keeps attracting capital. Stanford GSB's 2026 Search Fund Study reports a 33.9% aggregate IRR, and about 58% of funds complete an acquisition.
Lender appetite is drawn from the Searcher Insights lender directory and public lender commentary. Appetite changes, so confirm before approaching.
Non-SBA lenders credit-approve on cash flow, the searcher's operating plan and the investor syndicate. Our Lender-Ready Package builds that file for a fixed USD 7,500 in 15 business days. It includes the acquisition credit memo, model review and debt sizing against DSCR requirements, sources and uses, the data room, a terms benchmark and a live lender appetite map for your target's size and sector.
It suits traditional and self-funded searchers with a signed LOI, and searchers whose SBA route closed under the citizenship rule. Pair it with a seller note to close the senior debt gap.
Send us the target, the EV and your investor group. We will scope the work and send a fixed quote.
When the loan exceeds SBA limits, when investors reject the SBA personal guarantee structure, or when any owner is not a US citizen or national.
Cash-flow banks commonly lend around 3x to 4x EBITDA. Mezzanine or seller notes fill the gap to the purchase price.
Often not for traditional search funds with institutional investors. Self-funded searchers should expect guarantees more frequently.
This page is general information only and is not legal, tax or investment advice. Financely is an advisory and arranging firm, not a lender or broker-dealer, and is not affiliated with the lenders named. Any financing is subject to lender underwriting, due diligence, credit approval, documentation and conditions precedent, and no outcome or timeline is guaranteed.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.