We arrange Standby Letters of Credit and Documentary Letters of Credit issued by HSBC or Barclays when approved by the bank and aligned with beneficiary requirements. Where mandated, we post the cash margin at the issuing bank under our counter indemnity. You secure the exposure with assignment of proceeds and covenants. Wording is bankable, timelines are clear, and execution targets a clean close. No em dashes are used in this document.
Performance, advance payment, bid bond, retention, and financial SBLCs. Rules under ISP98 unless the beneficiary requires UCP 600. Wording kept simple and enforceable for fast examination.
Sight, usance, UPAS, revolving, transferable, and back to back where justified. Rules under UCP 600. Drafts aligned with the beneficiary bank to minimize discrepancy risk.
Mandate, KYC, and quick screen of parties, tenor, ruleset, and target issuing bank. You receive a pricing range and security outline before full underwriting.
We review the contract and cash flows, run sanctions and adverse media checks, and agree draft wording with the beneficiary bank and any confirmer. Security documents are signed and perfected prior to issuance.
We post the cash margin at HSBC or Barclays under our counter indemnity. The bank issues MT760 for SBLCs or MT700 for DLCs. Amendments are handled through MT767 or MT707.
We monitor presentation risk, shipments for DLCs, and milestones for SBLCs. On expiry or return, the bank releases the margin. We release your collateral when our exposure is zero.
| Item | Details |
|---|---|
| Corporate KYC | UBO disclosure, registry extracts, board approvals to accept fees, security, and information covenants. |
| Financials | Two to three years audited or CPA reviewed accounts, current management accounts, cash flow view, and debt schedule. |
| Commercial File | Executed contract or LOA, pro forma invoice, shipment plan, Incoterms, insurance, beneficiary bank details, confirmation needs. |
| Rules & Wording | SBLC under ISP98 or UCP 600. DLC under UCP 600. Clean first demand language where required. |
| Security Package | Assignment of proceeds, fixed charge over a blocked collection account, receivable or inventory charge where relevant, corporate guarantee, and covenants. |
| Ticket Size | Minimum face amount 5,000,000 USD. Larger tickets welcome subject to concentration limits and bank appetite. |
| Item | How It Works | Typical Range |
|---|---|---|
| Underwriting Retainer | Paid at signing. Covers diligence, draft alignment, beneficiary bank outreach, and bank pack preparation. | USD 55,000 to 95,000 per mandate |
| Arrangement Fee | Payable on issuance to reflect capital allocation and execution. | 1.5% to 3.0% of face amount |
| Usage Coupon | Accrues while the instrument is outstanding. Pro rated by days. | 5% to 9% per annum |
| Bank Issuance Commission | Charged by HSBC or Barclays. Passed through at cost. | 0.75% to 2.0% per 12 months |
| Confirmation (if used) | Set by the confirming bank based on country and counterparty. | 0.5% to 2.0% per 12 months |
| Amendments and Extensions | Fixed fee plus any bank charges. Coupon adjusts with tenor. | USD 1,500 to 7,500 per amendment |
| Minimums | Set to cover capital and compliance overhead. | Face ≥ 5,000,000 USD and a ticket revenue floor agreed at mandate |
Firm pricing follows underwriting. Final levels depend on tenor, country risk, wording, need for confirmation, and security quality.
The issuer is the bank. When mandated and approved, issuance is by HSBC or Barclays. We act as applicant of record or as your mandatary via an SPV. We post the cash margin and provide the counter indemnity to the issuing bank.
No. Acceptance depends on the bank’s credit process, jurisdiction, and risk appetite. We pre align wording with the beneficiary bank and the issuing bank and we escalate early if a change of branch or wording is required.
No. Margin sits at the issuing bank. We do not use third party blocked funds or off bank structures. This protects all parties and keeps enforcement clean.
Assignment of receivables or contract proceeds, a blocked collection account with sweep, receivable or inventory charge where relevant, corporate guarantee, information covenants, and event of default triggers. Personal guarantees are requested only where credit is thin.
Cash secured tickets usually complete in 5 to 10 business days from a complete file, agreed drafts, and perfected security. New bank facilities require full onboarding and legal work and take longer.
Yes. Confirmation is arranged where beneficiary risk, country risk, or policy requires it. The confirming bank sets fees and limits. We pass those through and align wording with the confirmer.
Share your contract, beneficiary bank details, and target wording. We will return a bankable term sheet with pricing and a closing timeline.
Request Your QuoteFinancely is a capital advisory and arrangement firm. We are not a bank and we do not take deposits. SBLCs and DLCs are issued only by licensed banks. When this page references HSBC or Barclays it refers to potential issuance by entities within those groups, subject to the relevant bank’s onboarding, credit approval, documentation, and jurisdictional requirements. Engagements are on a best efforts basis and subject to underwriting, KYC, AML, sanctions screening, and approval by the issuing and confirming banks where applicable. No guarantees of issuance or funding are made prior to final credit approval and execution of documents. Fees are not a promise of approval. Minimum face amount is 5,000,000 USD. Clients are responsible for legal and external costs at cost. Transactions are governed by the rules cited in each instrument, including ISP98, UCP 600, or URDG 758, and by the governing law of the issuing branch. We do not engage with unsolicited guarantees of approval or requests for payment through unofficial channels.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagement may be carried out through Financely Group LLC, a non-deposit-taking non-banking financial company; Ashford Capital Advisory LLC; or another related entity. Financely and its affiliates are not registered as securities broker-dealers. When a mandate involves the purchase or sale of securities and a registered intermediary is required, all orders are introduced to and executed by a U.S. broker-dealer registered with the SEC and FINRA, acting as “chaperone” under SEC Rule 15a-6 (17 C.F.R. § 240.15a-6). Nothing here constitutes an offer, solicitation, or recommendation to buy or sell any security. Before proceeding, read our Terms of Service to confirm that engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate aligns with your legal and regulatory requirements.In the United States, we operate as an
exempt foreign private adviser pursuant to the Dodd-Frank Act, subject to applicable exemptions from certain regulatory requirements. Our services and regulatory status may vary based on the location and nature of the transaction. Click
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