We arrange Standby Letters of Credit and Documentary Letters of Credit issued by tier-one banks. When mandated, we post the cash margin at the issuing bank under our counter indemnity. You secure the exposure with assignment of proceeds and covenants. Wording is bankable, timelines are clear, and execution is aimed at closing your transaction without delays. No em dashes are used in this document.
Performance, advance payment, bid bond, retention, and financial SBLCs. Rules under ISP98 unless the beneficiary requires UCP 600. Wording kept simple and enforceable.
Sight, usance, UPAS, revolving, transferable, and back to back where justified. Rules under UCP 600. We align shipment terms, presentation place, and document sets with beneficiary expectations.
Mandate, KYC, and quick screen of purpose, counterparties, tenor, and instrument type. You receive a pricing range and security outline before full underwriting.
We review the contract and cash flows, run sanctions and adverse media checks, and agree draft wording with the beneficiary bank and any confirmer. Security documents are signed and perfected.
We post the cash margin at the issuing bank under our counter indemnity. The bank issues MT760 for SBLCs or MT700 for DLCs. Any amendments are handled through MT767 or MT707.
We monitor presentation risk, shipments for DLCs, and milestones for SBLCs. On expiry or return, the bank releases the margin. We release your collateral when our exposure is zero.
| Item | Details |
|---|---|
| Corporate KYC | UBO disclosure, registry extracts, board resolutions to accept fees and security. |
| Financials | Two to three years audited or CPA reviewed accounts, current management accounts, cash flow view. |
| Commercial File | Executed contract or LOA, pro forma invoice, shipment plan, Incoterms, insurance, beneficiary bank details. |
| Wording & Rules | SBLC under ISP98 or UCP 600. DLC under UCP 600. Clean first demand language where appropriate. |
| Security Package | Assignment of proceeds, fixed charge over a blocked collection account, inventory or receivable charge where relevant, corporate guarantee, and covenants. |
| Ticket Size | Minimum face amount 5,000,000 USD. Larger tickets welcome subject to concentration limits. |
| Item | How It Works | Typical Range |
|---|---|---|
| Underwriting Retainer | Paid at signing. Covers diligence, draft alignment, and bank pack preparation. | USD 55,000 to 95,000 per mandate |
| Arrangement Fee | Payable on issuance to reflect capital allocation and execution. | 1.5% to 3.0% of face amount |
| Usage Coupon | Accrues while the instrument is outstanding. Pro rated by days. | 5% to 9% per annum |
| Bank Issuance Commission | Charged by the issuing bank. Passed through at cost. | 0.75% to 2.0% per 12 months |
| Confirmation (if used) | Set by the confirming bank based on country and counterparty. | 0.5% to 2.0% per 12 months |
| Amendments and Extensions | Fixed fee plus any bank charges. Coupon adjusts with tenor. | USD 1,500 to 7,500 per amendment |
| Minimums | Set to cover capital and compliance overhead. | Face ≥ 5,000,000 USD and a ticket revenue floor agreed at mandate |
Final pricing depends on tenor, country risk, wording, need for confirmation, and security quality. We issue a firm term sheet after underwriting.
No. The issuer is the bank. We act as applicant of record or as your mandatary via an SPV. We post the cash margin and provide the counter indemnity to the bank that sends the MT760 or MT700.
No. We do not use third party blocked funds or off bank arrangements. Margin sits at the issuing bank. This protects the beneficiary and keeps enforcement clean.
SBLCs under ISP98 unless the beneficiary requires UCP 600. DLCs under UCP 600. We remove vague conditions and keep first demand language clear where required.
Assignment of receivables or contract proceeds, a blocked collection account with sweep, charges over inventory or equipment where relevant, and corporate guarantees. Personal guarantees are requested only when credit is thin.
Yes. We source confirmation when the beneficiary or country risk requires it. The confirming bank sets its fee schedule. We pass those costs through and align wording with the confirmer.
Cash secured tickets usually complete in 5 to 10 business days from a complete file, agreed draft, and perfected security. New facilities at a bank require full onboarding and legal work and take longer.
For SBLCs, the issuing bank pays against a complying demand and we recover under your security and covenants. For DLCs, nominated banks handle documents per UCP 600. We manage instructions to reduce discrepancy risk.
No. Fees are paid from a regulated financial institution account in your company name. We do not solicit payments through messaging apps or personal wallets.
Share your contract, beneficiary bank details, and target wording. We will return a bankable term sheet with pricing and timeline.
Request Your QuoteFinancely is a capital advisory and arrangement firm. We are not a bank and we do not take deposits. SBLCs and DLCs are issued only by licensed banks. Engagements are on a best efforts basis and subject to underwriting, KYC, AML, sanctions screening, and approval by the issuing and confirming banks where applicable. No guarantees of issuance or funding are made prior to final credit approval and execution of documents. Fees are not a promise of approval. Minimum face amount is 5,000,000 USD. Clients are responsible for legal and external costs at cost. Transactions are governed by the rules cited in each instrument, including ISP98, UCP 600, or URDG 758, and by the governing law of the issuing branch. We do not engage with unsolicited guarantees of approval or requests for payment through unofficial channels.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagement may be carried out through Financely Group LLC, a non-deposit-taking non-banking financial company; Ashford Capital Advisory LLC; or another related entity. Financely and its affiliates are not registered as securities broker-dealers. When a mandate involves the purchase or sale of securities and a registered intermediary is required, all orders are introduced to and executed by a U.S. broker-dealer registered with the SEC and FINRA, acting as “chaperone” under SEC Rule 15a-6 (17 C.F.R. § 240.15a-6). Nothing here constitutes an offer, solicitation, or recommendation to buy or sell any security. Before proceeding, read our Terms of Service to confirm that engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate aligns with your legal and regulatory requirements.In the United States, we operate as an
exempt foreign private adviser pursuant to the Dodd-Frank Act, subject to applicable exemptions from certain regulatory requirements. Our services and regulatory status may vary based on the location and nature of the transaction. Click
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