We raise and place the first-loss tranche and cash margin required to back Documentary LCs and SBLCs for live physical flows. The solution is built around LP introductions to credit focused family offices and private credit accounts, a secured OTC note program, and a controlled private placement process. Funds sit with appointed banks, trustees, or paying agents. Where a securities license is required, placement is executed through our regulated chaperone.
LC capacity without funded first loss is theoretical. Confirming banks tighten cash cover rules. Clearing brokers require initial and variation margin funded on time. Sponsors that cannot evidence first loss and cash cover lose allocation windows and price, even with contracted offtake and traceable collateral. The result is stalled shipments and missed basis.
Confirmed DLC requires partial or full cash cover at issuance. We raise a first loss tranche and margin program in a ring fenced issuer SPV. Senior secured notes fund cash cover, secured on receivables, title documents, and offtake proceeds. LC is issued, allocation secured, draw and shipment proceed.
Clearing brokers require initial and variation margin. We structure a short tenor note program with daily recon and borrowing base tests. Cash is pledged to margin accounts with step in rights. Exposure is hedged without draining sponsor working capital.
Performance SBLCs require demonstrable first loss. Program notes are sized to voyage timing and receivable cycles. Covenants cap counterparty concentrations and enforce daily sweeps. Confirming banks accept the structure and draw mechanics run on schedule.
Title transfer, warehouse receipts, and inspection reports cleanly evidence collateral. Eligibility criteria control pool entries. Amortization is pass through from trade cash flows. LPs gain secured exposure with transparent governance.
Fee: USD 65,000 retainer + 3.0% success fee on deployed capital
Monitoring optional: 0.50% per annum on outstanding notes during our mandate
Retainer allocation: Underwriting 20,000; Structure 18,000; Note term sheet 12,000; Materials and data room 10,000; LP introductions 5,000.
Third party costs are for the sponsor at vendor rates. We coordinate quotes for legal, SPV, trustee, paying agent, administrator, audit, and insurance.
Fee: USD 100,000 retainer + 2.75% success fee on deployed capital
Monitoring optional: 0.40% per annum on outstanding notes during our mandate
Retainer allocation: Multi route underwriting 28,000; Legal document management 27,000; Administrator, trustee, paying agent onboarding 18,000; Distribution across two regions 22,000; Reporting handover 5,000.
Third party costs mirror Tier 1. Larger shelves usually mean higher vendor quotes. We obtain them upfront.
These timings are indicative for qualifying programs and assume clean KYC and organized data rooms.
Open data room. Receive trade pipeline, collateral evidence, LC and broker requirements, corporate KYC, and financials. Screening call and scope confirmation.
Credit memo, issuer SPV, waterfall, and secured OTC note term sheet prepared for LP review. Vendor quote pack initiated for trustee, paying agent, and administrator.
Warm entries to targeted LPs. Q and A managed with counsel. Soft commitments aligned to trade cycle tranches. Chaperone engagement documented where required.
Drafts for Note Purchase Agreement and Security Agreement coordinated with counsel. Trustee and paying agent mandates finalized. Conditions precedent list agreed with LPs and banks.
Bank accounts opened, charges perfected, eligibility tests verified. First close executed. Draw mechanics live for LC cash cover and broker margin under controlled disbursement rules.
Daily recon by administrator, weekly exposure reports, monthly investor reports, covenant testing, and staged re ups. Tier 2 programs typically compress earlier steps due to pre cleared vendors and broader LP coverage.
Rahul leads LP coverage for Structured Commodity Trade Finance. Focus areas include family offices and private credit funds that purchase short tenor secured notes with trustee oversight. He segments buyers by ticket size, tenor, and risk appetite, coordinates chaperoned execution where licensing is required, and sequences tranches to match trade cycles.
Elena prepares credit memos, eligibility matrices, and investor packs. She runs daily reconciliation templates with administrators, tracks borrowing base tests, and manages LP Q and A logs so committees receive precise information on collateral, cash sweeps, and covenant performance.
| Item | Details |
|---|---|
| Trade Pipeline | Product, routes, volumes, tenor, pricing basis, offtake counterparties |
| Collateral Evidence | Warehouse receipts, inspection reports, title transfer documentation |
| LC And Clearing | Issuing or confirming bank details, cash cover requirements, broker or clearing agreements |
| Financials And KYC | Audited or review level financials, corporate KYC, sanctions screening |
| Hedging And Logistics | Hedge policy, broker terms, inspection and shipping arrangements, fallback routes |
Illustrative program of USD 20 million, 180 day weighted tenor, two turns per year. Gross trade margin on covered volumes 2.0 percent per turn. Funding cost on notes about 10 percent annualized. Carry for 180 days about 5 percent. Net spread per turn after funding and our fee 1.0 to 1.2 percent before overhead. Two turns generate USD 400,000 to 480,000 in spread that does not exist without funded first loss and margin. The structure re uses across cycles.
Direct access to decision makers who have closed similar secured paper. Outreach is targeted and is conducted through regulated partners where licensing applies. No mail merge blasts.
We act as advisor. Where a securities license is required in the marketing jurisdiction, our regulated chaperone supervises outreach and executes the placement under its permissions. We do not custody funds.
Yes. The issuer SPV and waterfall ring fence both uses, with eligibility tests and borrowing base limits to maintain coverage ratios.
Share your live pipeline, collateral evidence, and LC or broker requirements. We respond with a draft term sheet and the LP outreach plan.
Submit RFQFinancely acts as an advisor and arranges private placements through regulated partners. Where required, securities transactions are executed by a regulated chaperone. We do not custody funds. All offerings are subject to KYC, AML, sanctions, underwriting, vendor onboarding, and final credit approval. Private placements are typically conducted under Reg D 506(c), Reg S, or equivalent private regimes with counsel guiding scope.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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