Digital Trade Finance Platform

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Digital Trade Finance Platform

Digital Trade Finance Platform

Financely screens, structures, underwrites, and distributes trade finance transactions with regulated banks and private credit funds. One workflow from RFQ to issuance and disbursement. Bank internal fees are paid directly to the bank and sit outside our fee scope. Our fees cover structuring and underwriting only.

Who We Serve

Buyers And Importers
  • LC issuance, advising, confirmation, and discount
  • UPAS and usance terms aligned to cash cycle
  • Title and proceeds control through closing
Sellers And Exporters
  • Confirmed LCs and insured receivables lines
  • Forfaiting and discounting of eligible AR
  • Assignment of proceeds with notice to buyers
Traders And Processors
  • Borrowing base on stock and receivables
  • Inventory repo with title transfer and buy-back
  • PO and pre-export finance with clear exits

Products You Can Run On The Platform

Letters Of Credit
Sight and usance LCs under UCP 600, UPAS structures, confirmation where needed, and discount on draw.
Standby LCs And APGs
Advisory, underwriting, and placement under ISP98 or UCP 600 to back payment, performance, or advance.
Receivables Finance
Discounting and insured AR lines. Eligibility by buyer, country, tenor, and insurance limit.
Borrowing Base Lines
Revolvers secured by eligible inventory and receivables. Advance rates set by quality, location, and exits.
Inventory Repo
Title transfer structure with buy-back terms. No lift without agent approval and account control in place.
PO And Pre-Export Finance
Supplier deposits, production finance, shipment triggers, and repayment from confirmed sales.

Workflow From RFQ To Closing

1

RFQ Intake And Screen

Counterparties, goods, Incoterms, route, tenor, amount, and existing contracts. We flag gaps and tell you if it is bankable.

2

KYC, Sanctions, And Docs

KYB, UBO, PEP, and adverse media. Sales contracts, pro forma, PO, invoices, shipment history, AR aging, and stock list loaded to the room.

3

Structure And Indicative Ranges

Proposed structure, collateral, LC or SBLC text draft, pricing bands, advance rates, CP checklist, and closing timeline. Retainer payable to start underwriting.

4

Underwriting

Credit analysis, insurance quote where used, collateral manager availability, trustee and account control, and lender pack creation.

5

Distribution

Targeted lender invites. Redlines and Q&A tracked in the room. First feedback typically within 5 business days after file completion.

6

Closing

Conditions precedent satisfied. Facility and security documents executed. LC issuance or first draw proceeds. Proceeds sweep through controlled accounts.

Controls, Compliance, And Risk

Title And Proceeds
  • Assignment of proceeds with buyer notice
  • Account control and daily sweeps
  • No release without agent countersignature where applicable
AML And Sanctions
  • Sanctions, PEP, and adverse media checks on all principals
  • Trade-based AML flags for over or under invoicing and round-tripping
  • Route, port, and vessel screening with AIS history checks

Service Levels

< 72 hours
Screening to ranges
5 business days
First lender feedback
25% to 35%
Underwritten to closed
± 50 bps
Spread vs initial ranges

Pricing

Screening And Memo
  • Bankability check with flags and next steps
  • USD 1,500 to 3,500 per mandate
Underwriting Retainer
  • Structure, LC or SBLC text, insurance request, lender pack
  • USD 20,000 to 84,500 based on size and complexity
Success And Platform Fees
  • Success fee 1.5% to 3.0% on funded at closing
  • Platform transaction fee 35 to 75 bps on issuance or setup
  • Data room USD 250 per month while live

Start A Digital Trade Finance Mandate

Share contract or PO, route, tenor, target amount, and counterparties. We respond with structure, collateral, pricing bands, and a closing timeline.

Request A Proposal

FAQ

Do you guarantee funding

No. This is best efforts. We raise the close rate with clean files, clear structures, and the right partners.

Who issues and confirms the LC

Banks and licensed partners. We draft and align LC text, manage terms, and run the checklist to issuance.

What if I am short on collateral

We structure assignments of proceeds, insured AR, account control, and inventory repo. Bridge capital can be arranged via partners when justified.

Who pays bank fees and SWIFT

Bank internal fees are paid directly to the bank or from the SPV balance. These costs are not part of our fees.

Financely acts as arranger and underwriter through a chaperoned model with regulated partners. Financely is not a bank and does not issue letters of credit. Services are best efforts and depend on due diligence, KYC and AML screening, sanctions compliance, insurance confirmation, credit approvals, collateral controls, and executed documentation. Bank internal fees are excluded from our scope. Retainers are non refundable once underwriting starts.

Before you submit

Your deal, assessed by people who close

Your financing request goes straight to the principal. You receive a written diagnosis, the proposed structure and a one-off retainer before any work starts.

Recent mandates include a USD 150m revolving credit facility and a USD 12m acquisition closed in 21 days. We are an advisory and arranging firm, not a lender, and you close directly with the lender.

  • Principal-led
  • Fees in writing
  • KYC and AML first
  • Structured Debt
  • Trade Finance
  • Project Finance
  • Acquisitions
Request a Quote
Overhead view of stacked cargo containers and a gantry crane at a port terminal

Financely is an advisory and arranging firm, not a lender or broker-dealer. All financing is subject to KYC, AML, due diligence and lender credit approval. No outcome or timeline is guaranteed.

Still Have Questions? Send Us Your Deal

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.