Done-For-You Capital Raising for Physical Commodity Deals | Structured Trade Finance Platform
Done-For-You Capital Raising for Physical Commodity Deals
We run the full capital raise for producers, processors, and traders. You get a clean, bankable structure; we handle underwriting, documentation, and distribution to lenders and investors through our Structured Trade Finance Platform. No broker chains. No fairy tales. If the flow is real, we will find the right capital and close.
Producers, offtakers, and merchants with verifiable flows who can fund diligence and share full data. If you cannot evidence volumes, title, and counterparty quality, this is not for you.
What we raise (working-capital suite)
| Structure | Use case | Typical tenor | Advance / leverage (indicative) | Security / controls |
|---|---|---|---|---|
| Pre-Export Finance (PXF) | Fund production and pre-shipment costs | 6–24 months, revolving | 50–70% of expected export proceeds | Assigned receivables, export account control, offtake contract |
| Borrowing-Base Facility | Revolving line secured by receivables/inventory | 12–36 months | 60–85% A/R; 40–70% inventory (quality/aging) | Eligibility tests, reserves, audits, covenants |
| Inventory Repo / WR Finance | Liquidity against warehouse receipts | 30–180 days | 65–85% of market value (haircuts by brand/location) | Title transfer or pledge, SMA, hedging, controlled releases |
| LC Confirmation / Discount | Accelerate cash under LC at sight/tenor | Up to 180 days | Up to 100% of LC face (less fees) | Bank risk on issuing bank + clean docs |
| Receivables Purchase (True Sale) | Non-recourse sale of invoices | 30–120 days | 70–90% advance (obligor quality) | Assignment, dilution/default reserves, TCI optional |
| Trade Credit Insurance-Backed Lines | Enhance advance rates / concentration | Policy-linked | +5–15 pts on eligible exposures | Insurer limits, notifications, claim protocols |
Commodities we cover
| Bucket | Examples | Key points to clear |
|---|---|---|
| Metals | Copper cathodes & concentrate, aluminum, zinc | Brand list, assay/QP, hedging capacity, WR operators named |
| Agricultural | Cocoa, coffee, sugar, oilseeds | Crop calendar, logistics windows, quality certs, TCI strategy |
| Energy & Fuels | Gasoil, gasoline blendstocks, LPG | Spec sheet, tankage access, pipeline/terminal slots, pricing basis |
| Fertilizers & Chemicals | Urea, DAP/MAP, sulfur, acids | HSE, storage constraints, freight lanes, counterparty vetting |
Platform workflow (how we run your raise)
| Phase | What we do | Output | Indicative timing |
|---|---|---|---|
| 1) Intake | Screen sponsor, flows, jurisdictions, sanctions, ESG flags | Go/No-Go + data request | 72 hours |
| 2) Underwriting | Model cash cycle, eligibility, reserves; draft structure & covenants | Credit memo + target lender list | 7–14 days from complete data |
| 3) Distribution | Controlled outreach on-platform; manage Q&A and IC notes | Soft terms / indications | 2–3 weeks |
| 4) Diligence | Legal docs, SMA setup, operator confirmations, policy binds | Final terms + closing checklist | 2–4 weeks |
| 5) Closing & Go-Live | Account control, hedging links, reporting dashboards | Funds available; draw rules active | 1–2 weeks |
Typical cycle: 45–90 days. Faster for LC confirmations and WR finance with established operators.
Risk controls we set up
| Control | Purpose | Example |
|---|---|---|
| Stock Monitoring Agreement (SMA) | Track, lock, and release inventory | Global inspector (e.g., SGS/Intertek) with daily/weekly reports |
| Account Control / Waterfall | Route collections; pay fees/interest/principal first | Export proceeds into controlled escrow before residual |
| Hedging Links | Neutralize price risk and carry | Exchange/OTC lines; margin protocols embedded |
| Trade Credit Insurance (optional) | Lift advance rates; limit concentrations | Named obligor limits and claims timeline |
| Title / WR Controls | Perfect security or transfer title | Warehouse receipts, pledge/transfer, controlled releases |
| Covenants & Triggers | Early warning, stop-funding | Borrowing base tests, delinquency, dilution, aging limits |
Documents we need to start
| Category | Examples |
|---|---|
| Corporate & KYC | UBO IDs, registry, group chart, sanctions questionnaire |
| Financials | Audited statements, management accounts, debt schedule |
| Commercial | Offtake/sales contracts, supplier contracts, pricing basis |
| Logistics | Warehouse operator letters, WR samples, SMA draft, laycans |
| Risk | Hedge policy, TCI quotes/binds, insurance COIs |
| Data | Historic shipments, AR aging, inventory reports (quality/aging) |
Eligibility and quick filters
| Topic | Minimum expectation |
|---|---|
| Counterparty | Post-revenue; clean governance; decision-makers engaged |
| Throughput | Consistent flows or contracted volumes (evidence required) |
| Jurisdiction | Bankable legal regime; enforceable security |
| Diligence budget | Retainer and third-party costs funded up front |
| No-go signals | “Pay from proceeds,” vague buyers, no WR/operator, no hedge plan |
Engagement & fees
| Item | When | Covers |
|---|---|---|
| Non-refundable retainer | At mandate | Underwriting, structuring memo, platform distribution setup |
| Third-party costs | As incurred | Legal drafts, SMA/inspection, insurance binds, operator fees |
| Success fee | At closing/funding | % of facility size or proceeds, set by deal size and complexity |
We work on a best-efforts basis. No guarantees. Execution depends on underwriting and market appetite.
A clean structure lenders can approve, faster credit responses, fewer document rounds, and clear reporting after close. We cut out the time-waster pitches and put your deal in front of institutions that actually deploy.
Ready to raise working-capital for real flows? Send your summary, counterparty list, latest WR/operator details (if any), and sales contracts. We will respond with a screening verdict and a document checklist.
Request a ProposalFinancely Group is an advisor and arranger, not a lender. All work is subject to KYC/AML, sanctions screening, and a signed engagement. We do not accept “no upfront fee” requests. Mandates are best-efforts. Post-closing monitoring may be required by lenders (SMA, reporting, covenant testing).
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
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Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
