We run the full capital raise for producers, processors, and traders. You get a clean, bankable structure; we handle underwriting, documentation, and distribution to lenders and investors through our Structured Trade Finance Platform. No broker chains. No fairy tales. If the flow is real, we will find the right capital and close.
| Structure | Use case | Typical tenor | Advance / leverage (indicative) | Security / controls |
|---|---|---|---|---|
| Pre-Export Finance (PXF) | Fund production and pre-shipment costs | 6–24 months, revolving | 50–70% of expected export proceeds | Assigned receivables, export account control, offtake contract |
| Borrowing-Base Facility | Revolving line secured by receivables/inventory | 12–36 months | 60–85% A/R; 40–70% inventory (quality/aging) | Eligibility tests, reserves, audits, covenants |
| Inventory Repo / WR Finance | Liquidity against warehouse receipts | 30–180 days | 65–85% of market value (haircuts by brand/location) | Title transfer or pledge, SMA, hedging, controlled releases |
| LC Confirmation / Discount | Accelerate cash under LC at sight/tenor | Up to 180 days | Up to 100% of LC face (less fees) | Bank risk on issuing bank + clean docs |
| Receivables Purchase (True Sale) | Non-recourse sale of invoices | 30–120 days | 70–90% advance (obligor quality) | Assignment, dilution/default reserves, TCI optional |
| Trade Credit Insurance-Backed Lines | Enhance advance rates / concentration | Policy-linked | +5–15 pts on eligible exposures | Insurer limits, notifications, claim protocols |
| Bucket | Examples | Key points to clear |
|---|---|---|
| Metals | Copper cathodes & concentrate, aluminum, zinc | Brand list, assay/QP, hedging capacity, WR operators named |
| Agricultural | Cocoa, coffee, sugar, oilseeds | Crop calendar, logistics windows, quality certs, TCI strategy |
| Energy & Fuels | Gasoil, gasoline blendstocks, LPG | Spec sheet, tankage access, pipeline/terminal slots, pricing basis |
| Fertilizers & Chemicals | Urea, DAP/MAP, sulfur, acids | HSE, storage constraints, freight lanes, counterparty vetting |
| Phase | What we do | Output | Indicative timing |
|---|---|---|---|
| 1) Intake | Screen sponsor, flows, jurisdictions, sanctions, ESG flags | Go/No-Go + data request | 72 hours |
| 2) Underwriting | Model cash cycle, eligibility, reserves; draft structure & covenants | Credit memo + target lender list | 7–14 days from complete data |
| 3) Distribution | Controlled outreach on-platform; manage Q&A and IC notes | Soft terms / indications | 2–3 weeks |
| 4) Diligence | Legal docs, SMA setup, operator confirmations, policy binds | Final terms + closing checklist | 2–4 weeks |
| 5) Closing & Go-Live | Account control, hedging links, reporting dashboards | Funds available; draw rules active | 1–2 weeks |
Typical cycle: 45–90 days. Faster for LC confirmations and WR finance with established operators.
| Control | Purpose | Example |
|---|---|---|
| Stock Monitoring Agreement (SMA) | Track, lock, and release inventory | Global inspector (e.g., SGS/Intertek) with daily/weekly reports |
| Account Control / Waterfall | Route collections; pay fees/interest/principal first | Export proceeds into controlled escrow before residual |
| Hedging Links | Neutralize price risk and carry | Exchange/OTC lines; margin protocols embedded |
| Trade Credit Insurance (optional) | Lift advance rates; limit concentrations | Named obligor limits and claims timeline |
| Title / WR Controls | Perfect security or transfer title | Warehouse receipts, pledge/transfer, controlled releases |
| Covenants & Triggers | Early warning, stop-funding | Borrowing base tests, delinquency, dilution, aging limits |
| Category | Examples |
|---|---|
| Corporate & KYC | UBO IDs, registry, group chart, sanctions questionnaire |
| Financials | Audited statements, management accounts, debt schedule |
| Commercial | Offtake/sales contracts, supplier contracts, pricing basis |
| Logistics | Warehouse operator letters, WR samples, SMA draft, laycans |
| Risk | Hedge policy, TCI quotes/binds, insurance COIs |
| Data | Historic shipments, AR aging, inventory reports (quality/aging) |
| Topic | Minimum expectation |
|---|---|
| Counterparty | Post-revenue; clean governance; decision-makers engaged |
| Throughput | Consistent flows or contracted volumes (evidence required) |
| Jurisdiction | Bankable legal regime; enforceable security |
| Diligence budget | Retainer and third-party costs funded up front |
| No-go signals | “Pay from proceeds,” vague buyers, no WR/operator, no hedge plan |
| Item | When | Covers |
|---|---|---|
| Non-refundable retainer | At mandate | Underwriting, structuring memo, platform distribution setup |
| Third-party costs | As incurred | Legal drafts, SMA/inspection, insurance binds, operator fees |
| Success fee | At closing/funding | % of facility size or proceeds, set by deal size and complexity |
We work on a best-efforts basis. No guarantees. Execution depends on underwriting and market appetite.
Ready to raise working-capital for real flows? Send your summary, counterparty list, latest WR/operator details (if any), and sales contracts. We will respond with a screening verdict and a document checklist.
Request a ProposalFinancely Group is an advisor and arranger, not a lender. All work is subject to KYC/AML, sanctions screening, and a signed engagement. We do not accept “no upfront fee” requests. Mandates are best-efforts. Post-closing monitoring may be required by lenders (SMA, reporting, covenant testing).
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestAccess non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestSecure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFinancely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagement may be carried out through Financely Group LLC, a non-deposit-taking non-banking financial company; Ashford Capital Advisory LLC; or another related entity. Financely and its affiliates are not registered as securities broker-dealers. When a mandate involves the purchase or sale of securities and a registered intermediary is required, all orders are introduced to and executed by a U.S. broker-dealer registered with the SEC and FINRA, acting as “chaperone” under SEC Rule 15a-6 (17 C.F.R. § 240.15a-6). Nothing here constitutes an offer, solicitation, or recommendation to buy or sell any security. Before proceeding, read our Terms of Service to confirm that engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate aligns with your legal and regulatory requirements.In the United States, we operate as an
exempt foreign private adviser pursuant to the Dodd-Frank Act, subject to applicable exemptions from certain regulatory requirements. Our services and regulatory status may vary based on the location and nature of the transaction. Click
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