Structured Trade Finance Desk: Origination & Distribution
Structured Trade Finance Desk — Origination & Distribution
We originate real commodity deals, underwrite them to lender standards, and distribute them to banks, private credit funds, and insurers that actually deploy. If your flow is genuine and your paperwork stands up, we’ll set the structure, run diligence, and place the paper. No broker chains. No fantasies.
A bankable structure, a curated distribution list, controlled Q&A, and a clean closing path. You focus on operations; we handle the capital.
Product suite (we structure and place)
| Structure | Use case | Tenor | Advance / leverage (indicative) | Security & mechanics |
|---|---|---|---|---|
| Pre-Export Finance (PXF) | Fund production and pre-shipment costs | 6–24 months, revolving | 50–70% of export proceeds | Assigned receivables, export a/c control, offtake assignment |
| Borrowing-Base Facility | Working capital on A/R and inventory | 12–36 months | 60–85% A/R; 40–70% inventory | Eligibility tests, reserves, field audits, covenants |
| Inventory Repo / WR Finance | Liquidity against warehouse receipts | 30–180 days | 65–85% of market value | Title transfer/pledge, SMA, hedging, controlled releases |
| LC Confirmation / Discount | Accelerate cash on LC at sight/tenor | Up to 180 days | Up to 100% of LC face (less fees) | Bank risk on issuing bank + clean docs |
| Receivables Purchase (True Sale) | Non-recourse sale of invoices | 30–120 days | 70–90% advance (obligor quality) | Assignment, dilution/default reserves, TCI coverage |
| Trade Credit Insurance-Backed Lines | Lift advance rates / manage concentrations | Policy-linked | +5–15 pts on eligible obligors | Named limits, notifications, claim protocols |
Coverage (what we originate)
| Bucket | Examples | Key proof |
|---|---|---|
| Metals & Minerals | Copper (cathode/concentrate), aluminum, zinc, nickel | Brand lists, assays, WR operators, hedge capacity |
| Agriculture & Softs | Cocoa, coffee, sugar, oilseeds | Crop calendar, QC certs, shipment history, TCI plan |
| Energy & Fuels | Gasoil, gasoline blendstocks, LPG | Spec sheets, tankage, pipeline/terminal slots |
| Fertilizers & Chemicals | Urea, DAP/MAP, sulfur, acids | HSE, storage constraints, freight lanes, counterparties |
Distribution network
| Channel | What they like | Typical ticket |
|---|---|---|
| Trade banks / ABCP conduits | Clean structures, short tenors, solid ops control | $10–$150m+ |
| Private credit / specialty funds | Hairier jurisdictions, higher yield, strong security | $5–$75m |
| Commodity houses / captive finance | Strategic flows, cross-sell, supply alignment | $10–$250m |
| Insurers (TCI) & surety | Obligor limits, concentration relief | Policy-based |
Our process (done-for-you)
| Phase | What we do | Output | Timing |
|---|---|---|---|
| 1) Intake | Screen flows, counterparties, sanctions, jurisdictions | Go/No-Go + checklist | 72 hours |
| 2) Underwriting | Model cash cycle, eligibility, reserves; draft covenants | Credit memo + structure | 7–14 days from full data |
| 3) Distribution | Targeted outreach; manage Q&A and IC notes | Indications / soft terms | 2–3 weeks |
| 4) Diligence | Docs, SMA setup, operator/insurer binds, account control | Final terms + closing list | 2–4 weeks |
| 5) Closing | Sign, fund, enable reporting dashboards | Facility live | 1–2 weeks |
Typical cycle: 45–90 days. LC confirmations and WR lines can be faster with known operators.
Risk controls we install
| Control | Purpose | Example |
|---|---|---|
| Stock Monitoring Agreement (SMA) | Track and lock inventory | SGS/Intertek with daily/weekly reports, controlled releases |
| Account control / waterfall | Cash dominion | Collections pay fees/interest/principal before residual |
| Hedging links | Neutralize price exposure | Exchange/OTC lines and margin protocols |
| TCI overlays | Lift advance rates | Named obligor limits; claim process embedded |
| Title perfection | Enforce security | Warehouse receipts, pledge/transfer, step-in rights |
| Covenants & triggers | Early warning | Borrowing-base tests, delinquency/dilution/aging limits |
Documents we need to start
| Category | Examples |
|---|---|
| Corporate & KYC | UBO IDs, registry, group chart, sanctions questionnaire |
| Financials | Audited statements, management accounts, debt schedule |
| Commercial | Offtake/sales contracts, supplier agreements, pricing basis |
| Logistics | Warehouse operator letters, WR samples, SMA draft, laycans |
| Risk | Hedge policy, TCI quotes/binds, insurance COIs |
| Data | Shipment history, AR aging, inventory quality/aging reports |
Eligibility & quick filters
| Topic | Minimum expectation |
|---|---|
| Counterparty | Post-revenue, clean governance, decision-makers engaged |
| Throughput | Consistent flows or contracted volumes with evidence |
| Jurisdiction | Bankable legal regime; enforceable security |
| Diligence budget | Retainer and third-party costs funded up front |
| No-go signals | “Pay from proceeds,” vague buyers, no WR/operator, no hedge plan |
Engagement & fees
| Item | When | Covers |
|---|---|---|
| Non-refundable retainer | At mandate | Underwriting, structuring memo, distribution setup |
| Third-party costs | As incurred | Legal drafts, SMA/inspection, insurance binds, operator fees |
| Success fee | At closing/funding | % of facility size or proceeds, set by deal size and complexity |
Best-efforts only. Execution depends on underwriting and market appetite.
We know what credit committees push back on. We fix weak assumptions, install controls lenders require, and keep distribution tight so your deal doesn’t get shopped to death.
Have real flows and decision rights? Send your summary, counterparties, latest WR/operator details (if any), and sales contracts. We’ll issue a screening verdict and the next steps.
Request a ProposalFinancely Group is an advisor and arranger, not a lender. All mandates are subject to KYC/AML, sanctions screening, and a signed engagement. We do not accept “no upfront fee” requests. Post-closing monitoring may be required by lenders (SMA, reporting, covenant testing).
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
