We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Finance your next trade, project or acquisition.
Debt structuring, targeted lender outreach and negotiation support through closing.
Paid advisory. Upfront retainer applies.
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Commodity trade finance without a bank is available from trade finance funds, private credit lenders and specialist lenders, usually starting with secured, deal-by-deal facilities and moving to a borrowing base line once a track record is in place.
If your bank has cut or frozen your line, the question is not whether capital exists. It is which lender fits your stage, and how to present your flows so that lender can say yes.
The 2020 losses changed the market. After the collapse of Hin Leong, which left 23 banks owed USD 3.5 billion, ABN AMRO quit commodity trade finance, BNP Paribas and Rabobank reviewed their businesses, Société Générale stepped back from Asia and Natixis cut energy exposure, as Bloomberg reported in August 2020. Consultant Jean-François Lambert said at the time that the retreat would affect "by and large all the tier 2 and tier 3 players". The banks that stayed favoured the largest houses, a pattern that resurfaced during the 2026 Hormuz disruption.
Non-bank lenders generally cost more than a bank line. Funds have a higher cost of capital, and arrangement fees, collateral management and insurance add to the all-in price. What you buy is access and speed on structures a bank will not take. The gap narrows as your track record grows, which is why a first fund facility is often the route back to bank pricing. Our page on borrowing base facilities for physical commodity traders explains how lenders size the line.
Send your commodity, volumes, buyers, suppliers and the line you lost. Financely is an advisor and arranger, not a lender, and we will set out which funds and specialist lenders fit, through our structured commodity finance and private credit placement services.
Yes. Trade finance funds, private credit lenders and some larger traders finance commodity flows directly, usually on a secured, transaction-by-transaction basis before moving to a revolving borrowing base facility.
Trade finance and commodity funds, private credit managers with trade strategies, credit insurers working alongside lenders, and trading houses that prepay producers or suppliers in return for offtake.
Usually yes, because funds have a higher cost of capital than banks and price in arrangement and monitoring costs. The trade-off is access, speed and flexibility on structures banks will not consider.
Controlled collateral, regular borrowing base certificates, acceptable buyers and suppliers, insurance, and accounts that support the volumes you trade.
No. Financely is an advisor and arranger. We structure the facility and place it with funds, private credit lenders and specialist banks, who make the credit decision.
Quotes and figures are taken from the linked publications. This article is for general information only and does not constitute legal, tax or investment advice. Financely is an advisory and arranging firm, not a bank, lender or broker-dealer. Any financing is subject to the financing counterparty's underwriting, due diligence, credit approval and documentation.
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
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promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
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Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.