Bank Guarantee Placement and Collateral Solutions for Global Companies
Bank Guarantee Placement and Collateral Solutions for Global Companies
Contracts, licences and leases hinge on one critical promise: if we fail, the bank pays. Writing that promise—whether as a URDG 758 demand guarantee or an ISP 98 standby letter of credit —should be routine. In reality, most companies face cash-margin demands that drain working capital, wording battles that drag for weeks, and KYC loops that kill hard deadlines. Financely exists to crush those bottlenecks. We are a capital raising and structuring boutique that delivers fully-compliant bank guarantees on time, minimising collateral and aligning language with beneficiaries before legal costs spiral.
The Obstacles We Remove—and How
| Real-World Obstacle | Financely Solution | Outcome for You |
|---|---|---|
| Cash Margin 50–100 %
Bank locks cash in a pledge account before issuing the guarantee. |
Structure a layered security package: limited cash, credit-insurance wrap, second-lien on A/R. Negotiate phased releases tied to project milestones. | Working-capital hit drops 40–70 %. Liquidity preserved for operations. |
| Weeks of KYC & Sanctions Clearance | Reg-tech gateway pre-screens UBOs, ownership charts and trade flow before files reach the bank. One digital folder meets global compliance standards. | Onboarding compressed from 3–4 weeks to 3–5 business days. |
| Beneficiary Rejects Issuer or Wording | Access to 40+ A- and AA-rated banks across EU, US, GCC and Asia. Dual-compliant draft library proven with beneficiary counsel. | Legal red-lines drop to a single round. Beneficiary signs off; guarantee accepted first time. |
| Credit-Limit Exhaustion | Back-to-back standby LC support or mezzanine guarantee funding layered under the instrument—keeps core bank lines free. | Instrument issues without breaching senior covenants or group limits. |
| Hidden SWIFT & Amendment Charges | Mini-auction among issuers; all-in fee sheet baked into mandate. | No invoice shock. Savings average 30-90 bp versus walk-in pricing. |
| Hard Deadline (bid bonds, customs bonds) | Pre-approved “fast-track” credit lines up to USD 25 m. Electronic sign-offs, DocuSign for legal. | MT 760 transmitted inside 48 hours of retainer. |
What We Can Place
- Bid & Tender Bonds(construction, defence, mining)
- Performance Guarantees(EPC, O&M, service contracts)
- Advance-Payment Guarantees(manufacturing, engineering)
- Lease & Payment Standbys(real estate, aviation, shipping)
- Customs / Tax Bonds(importers, bonded warehouses)
- Retention-Money Guarantees(infrastructure projects)
Ticket size: USD 1–75 million per instrument (larger via syndication). Currencies: USD, EUR, GBP, AED, SGD, CNY; others case-by-case.
Our Commercial Model—Transparent & Aligned
| Guarantee Face Value | Structuring Retainer* (one-off) | Success Fee (issued amount) |
|---|---|---|
| USD 1 – 10 m | USD 40 000 | 0.75 % |
| USD 10 – 25 m | USD 60 000 | 0.65 % |
| USD 25 – 50 m | USD 90 000 | 0.55 % |
| > USD 50 m | USD 120 000 | 0.40 % |
*Retainer funds legal drafting, collateral modelling, KYC processing and the issuer auction. Third-party costs—legal counsel, inspection, credit-insurance premium—passed through at cost.
Six-Step Execution Path—No Free Calls, Just Paid Performance
- Mandate & Retainer — You sign our engagement letter, pay the retainer and upload KYC pack through our secure portal.
- Collateral Blueprint — We model cash-margin alternatives, wrap insurance quotes and prepare draft security schedules.
- Dual-Compliant Wording — URDG 758 / ISP 98 drafts sent simultaneously to issuer counsel and beneficiary lawyers.
- Issuer Mini-Auction — Soft quotes gathered in 3 business days; you award based on rating, jurisdiction and cost.
- Credit & Legal Close-Out — Finansely drives credit committee Q&A, intercreditor language and SWIFT prep.
- MT 760 Live & Lifecycle Care — Instrument transmits. We manage amendments, extensions and partial releases until expiry.
Industry Snapshots—Where We Shine
- EPC & Infrastructure: USD 28 m performance guarantee for a sub-Saharan solar farm issued under English law, collateralised at 35 % cash instead of 80 % after our insurance wrap.
- Commodity Trading: USD 12 m payment standby for a Middle-East steel cargo. Beneficiary bank in Singapore accepted our GCC issuer thanks to back-to-back confirmation with a Tier-1 European bank.
- Aviation Leasing: EUR 6 m rental guarantee for an A321 lease, issued under ISP 98. We cut legal turn-time to six working days by deploying our pre-cleared clause set.
Why Financely, Not a Generic Broker?
- One-Stop Desk: Structuring, legal, collateral and placement in-house—no hand-offs, no blame-game.
- Issuer Diversity: Commercial banks, DFIs, insurer-fronted vehicles—your beneficiary chooses, not your geography.
- Proven Wording Library: Hundreds of pre-negotiated clauses; we don’t experiment with your deadline.
- Collateral Engineering: Cash-saving strategies rooted in insurer, surety and mezz-credit markets.
- Lifecycle Service: We stay until expiry, handling amendments and reductions so operations staff don’t have to.
Ready to secure a bank guarantee without freezing your cash? Engage our team now and receive a time-bound, collateral-optimised pathway in 48 hours.
Engage FinancelyFinancely Group is an independent capital-raising boutique. We do not issue guarantees or standby LCs directly; instruments are placed on a best-efforts basis through licensed banks and insurers. All engagements are subject to due diligence, compliance clearance and a signed mandate. Financely reserves the right to decline assignments that do not meet regulatory, ethical or professional standards.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
