We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Business Acquisition Debt Placement
Buying a home services business can be a clean path to cash flow, but lenders do not finance “a dream.” They finance a documentable operating engine with predictable collections, defensible margins, and management continuity.
Financely provides debt placement for qualified acquisition buyers. We structure the financing request, build a lender-ready package, and route the deal to capital providers that actually finance home services acquisitions.
If you already have a target, an LOI, or real financials, this page explains what lenders require and how we move deals to term sheets.
Lenders treat “home services” as essential, repeatable, and operationally scalable work. Commonly financeable verticals include HVAC, plumbing, electrical, roofing, pest control, landscaping, pool services, cleaning, and remediation.
Financely is not a direct lender. We run a placement process where the financing structure matches the deal profile. In home services acquisitions, capital providers usually fall into a few lanes.
| Capital Lane | Best Fit | Typical Requirements |
|---|---|---|
| Cash Flow Term Loan | Stable EBITDA, clean books, defensible margins | 3 years financials, DSCR strength, management continuity, conservative add-backs |
| SBA-Oriented Acquisition Loans | Smaller to mid-size targets with strong documentation | Buyer equity injection, clear use of proceeds, personal guarantees, lender-driven eligibility |
| Private Credit | Time-sensitive closings, complex structures, add-on strategy | Higher pricing tolerance, strong sponsor story, tighter reporting and covenants |
| Seller Note + Senior Debt Stack | When leverage needs support or valuation is aggressive | Subordination terms, transition period, clean documentation |
A home services acquisition loan is underwritten like a cash flow business, with extra attention to operational continuity. The lender wants proof that revenue survives the handoff.
If you are still early-stage, start with the fundamentals on business acquisition loans so your request does not get filtered out on day one.
Strong lenders treat the transaction as execution-driven. If your deal needs a tighter package, our process mirrors an underwriting memo style approach. See what an underwriting memo looks like and the level of detail capital providers respond to.
If you want to understand how lenders think about security packages, review all-asset lien packages before you negotiate terms that conflict with lender reality.
Financely operates as a transaction-led capital advisory desk. We do not do exploratory consulting. We run a fixed process that produces lender decisions: term sheets or written declines. If you want the process context, review What We Do before submitting.
Who this is for: buyers with a real target, financials, and willingness to run a lender process. If you are shopping for “no money down,” you will not like how lenders price risk.
If you have a target business, purchase price, and financials available, submit your deal. We will review feasibility, define a financing path, and route it to the right capital lanes.
Sometimes, but lenders still need a recovery path and control package. In cash flow deals, the focus is DSCR and continuity, supported by an all-asset lien and guarantees depending on the lender lane.
Usually three years of tax returns or financial statements, plus interim financials. For home services, lenders also look for proof of collections and clarity on seasonality.
If documents are clean, a lender process can move quickly. Delays usually come from missing financials, unclear add-backs, and weak transition planning.
No. We structure and place. Outcomes depend on lender criteria, diligence, and the strength of the transaction.
Home services acquisitions get financed when the revenue survives the handoff and the borrower shows up prepared. If you want lender attention, bring documents, a conservative structure, and a continuity plan.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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supportdesk@financely-group.com for general enquiries.
