We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Business Acquisition Finance
Independent sponsors often search for acquisition financing arrangers who will work entirely on a success fee.
That requirement usually selects for people who do not underwrite, do not manage credit workstreams, and do not control execution.
Defined upfront fees do not guarantee outcomes. They fund real work: underwriting, packaging, lender decisioning, and closing coordination.
Sponsors want to avoid bad actors. Reasonable. The mistake is using a single heuristic, “any upfront fee equals a scam,” as a substitute for diligence. A credible engagement is judged by scope, identified responsibility, and documented deliverables, not by whether the first payment happens to be at closing.
In acquisition finance, the hard part is not locating lenders. The hard part is presenting a coherent file and driving it through underwriting without breaking credibility on numbers, timing, or documentation. That work costs time and headcount. If it is unfunded, serious arrangers simply cannot allocate resources to it consistently.
What lenders notice early: Sponsors who refuse to fund execution typically arrive with incomplete diligence, unclear equity mechanics, and unrealistic closing expectations.
Upfront fees can be legitimate when the scope is defined, the professionals are known, and the deliverables are measurable. Fees become suspect when the scope is vague, the “team” is anonymous, and the only promise is an outcome.
Sponsors often underestimate the operational load between LOI and closing. Credit teams do not fund narratives. They fund documented cash flow, validated diligence, and enforceable deal mechanics.
A real acquisition desk receives a high volume of submissions. Many are not financeable at the stated price, lack equity clarity, or contain diligence gaps that would waste lender bandwidth. Upfront fees are a filter that keeps resources focused on deals that have a plausible path to closing.
| Common Sponsor Issue | Why It Triggers Declines or Delays |
|---|---|
| No documented equity | Lenders will not underwrite “equity to be raised later” without clear proof of funds, sources, and timing. |
| Weak diligence discipline | Missing financial statements, unclear add-backs, or inconsistent LOI terms breaks lender confidence quickly. |
| Unrealistic closing timeline | Tight deadlines without a complete data room usually lead to stalled underwriting and silent drop-off. |
| “No fees until funding” | It prevents the arranger from assigning accountable resources and creates misaligned incentives around volume. |
If you are raising USD 4,000,000 and cannot allocate USD 10,000 for underwriting and execution, that is usually a qualification problem. Not because fees are the goal, but because closing a leveraged acquisition requires liquidity discipline and the ability to absorb real transaction costs.
Financely operates a term-sheet-first model. Scope and fees are disclosed upfront. Execution begins after written acceptance, cleared payment, and a complete data room. The output standard is written lender terms or written decline reasons.
If you want to understand our process, review how Financely works and submit transactions through our deal submission portal.
If you have a signed LOI, documented equity, and a real closing timeline, submit your transaction. If it fits, we will revert with indicative terms and a defined execution path.
Financely acts as an advisor and arranger through regulated partners. We are not a bank and do not provide loans or guarantees. All engagements are subject to underwriting, KYC, AML, sanctions screening, lender criteria, and definitive documentation. This article is for general information only and is not legal, tax, or regulatory advice.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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