What Does Financely Do?

What Does Financely Do? | Trade Finance and Private Credit Advisory

What Does Financely Do?

Financely is a corporate finance arranger focused on trade finance and private credit. We structure transactions, prepare lender-ready files, run discrete distribution to banks and funds, and coordinate closing with counsel and service providers. All engagements are best-efforts and subject to underwriting and compliance.

Snapshot: Trade finance advisory, letters of credit, receivables and inventory facilities, commodity repo, structured prepay and offtake, project-linked private credit, and securitization of eligible receivables. Application $500, retainer to underwrite, success fee at issuance or first draw. No guarantees. Securities transactions are chaperoned through licensed firms under applicable rules.

Full Scope of Services

Letters of Credit
Irrevocable Documentary LC under UCP 600 (MT700), transferable or back to back where eligible. Confirmation where available. LC text drafting and document control.
Standby Letters of Credit
ISP98 or UCP 600 SBLCs (MT760) for performance and payment undertakings, with cash cover or collateral planning as required by the issuing bank.
Receivables and Payables Finance
Factoring, forfaiting, discounting, supply chain finance, borrowing base facilities, and portfolio warehouses with eligibility and concentration limits.
Commodity and Inventory Finance
Commodity repo, title transfer with custody, pre-export finance, tolling and offtake with prepayment, hedging coordination, and insurance endorsements.
Project-Linked Private Credit
Construction bridges, VAT and GST bridges, mezzanine or holdco debt, and ECA or DFI participation where the project and rules permit.
Receivables Securitization
SPV structures, trustee and paying agent coordination, eligibility criteria, waterfalls, and reporting suitable for institutional investors.

Who We Serve

  • Post-revenue companies with verifiable trade flows and clean compliance profiles.
  • Commodity traders, manufacturers, distributors, and project sponsors with defined counterparties.
  • Clients prepared to fund third party costs and satisfy conditions precedent on time.

What We Are Not

  • We are not a bank or direct lender.
  • We do not promise funding, rates, or timelines.
  • We do not accept crypto or payments to unofficial channels. Pay only to the bank details on our invoice.
  • We do not market to retail investors.

How Our Process Works

  1. Application and Screening.$500 application covers KYC triage and file setup. If cleared, we quote the retainer. If declined, no retainer is charged.
  2. Underwriting. On retainer payment, we produce a credit memo, LC text or facility term sheet, risk mitigants, CP checklist, distribution list, and execution plan. First pass in 10 to 15 business days after full documents and payment.
  3. Distribution. Discreet outreach to banks, DFIs, and private credit funds that match corridor, currency, tenor, collateral, and exposure limits. Targeted soundings precede wider sends.
  4. Term Sheet. We negotiate pricing, covenants, charges, confirmation, collateral, and conditions precedent with shortlisted providers.
  5. Documentation and Closing. Bank KYC, legal drafting, SPV formation as required, trustee and paying agent appointments, security filings, and CP satisfaction through to issuance or funding.

Typical Timeline

Stage Indicative Duration
Screening 1 to 3 business days after application
Underwriting 10 to 15 business days after full documents and retainer
Distribution to Term Sheet 2 to 4 weeks on straightforward files
Documentation and Closing 2 to 8 weeks depending on CPs and jurisdictions

Timelines vary with issuer appetite, confirmation availability, compliance reviews, and client readiness. Multi jurisdiction and high risk corridors take longer.

Fees and What They Cover

Application Fee $500 on submission. Covers KYC triage and file setup. Credited against the retainer if you proceed. Non refundable once screening begins.
Retainer $10,000 to $120,000 based on complexity, ticket size, and jurisdictions. Covers underwriting work to term sheet stage. Third party costs are separate.
Success Fee 2.0% to 3.0% of funded debt or facility face amount, payable at issuance or first draw. Minimums apply. For equity or note placements, success fee terms are set per mandate.
Third Party Costs Bank charges, legal counsel, technical reports, inspections, custodians, trustees, paying agents, filings, translations, and insurance are paid by the client.

Legal and Regulatory Compliance

  • Advisory Status. Financely acts as an arranger and corporate finance advisor. We are not a bank, lender, broker dealer, or investment adviser to the public.
  • United States. When a transaction involves the offer or sale of securities to U.S. persons, activity is conducted through and chaperoned by an unaffiliated U.S. broker dealer registered with the SEC and FINRA under SEC Rule 15a-6. Private offerings rely on exemptions such as Regulation D and are limited to eligible investors.
  • United Kingdom. Financial promotions to U.K. persons are made or approved by an FCA authorised firm as required by FSMA 2000 and the Financial Promotion Order.
  • European Union. Where applicable, activity is structured in line with MiFID II and local rules. Regulated activities are performed by licensed partners.
  • KYC, AML, and Sanctions. All clients, directors, shareholders, and counterparties are screened. Files that fail screening are declined.
  • Best Efforts Only. No guarantees on issuance, pricing, or timing. Bank and fund appetite change without notice.

Common Misconceptions

“Financely Is a Lender.”
Incorrect. We arrange and advise. Issuance and funding are provided by third party institutions subject to their underwriting.
“Fees Mean Guaranteed Funding.”
Fees pay for work, not outcomes. All mandates are best efforts and subject to bank decisions and compliance checks.
“Banks Are Our Partners.”
We do not present banks as partners. Allocation depends on appetite and limits at the time of outreach.
“We Can Pay by Crypto.”
We do not accept crypto. Pay only to the bank details shown on our official invoice.

Documentation To Start

Item Details
Corporate and KYC Incorporation, registers, UBO, IDs, proof of address, sanctions checks.
Financial Statements Audited or reviewed accounts, recent management accounts, bank statements.
Trade Contracts Signed contracts or POs, Incoterms, shipment schedule, logistics plan.
Counterparties Supplier and buyer details, compliance attestations, insurance plan.
Collateral and Controls Cash cover, guarantees, security interests, DSRA or TRA if applicable.

Start Your Onboarding

Submit your intake form. After KYC clearance, your invoice will be issued. Underwriting starts when payment clears.

Submit Intake Form

FAQ

Are You a Lender?
No. We are an arranger and advisor. Issuance and funding are provided by third party institutions subject to their underwriting and compliance.
Do You Guarantee Funding?
No. All mandates are best efforts. Outcomes depend on your credit, counterpart risk, collateral, documents, and market appetite at the time of outreach.
What Does the $500 Application Cover?
Initial screening, sanctions and KYC triage, and file setup. Credited against the retainer if you proceed. Non refundable once screening begins.
What Does the Retainer Cover?
Underwriting work to term sheet stage, including credit memo, draft terms, CP checklist, and distribution plan. Third party costs and bank charges are separate.
How Is the Success Fee Charged?
A percentage of the funded debt or facility face amount, payable at issuance or first draw. For equity or note placements, success fees are defined per mandate.
Can You Arrange Confirmed Letters of Credit?
Yes, where a confirming bank has appetite for the issuing bank and country. Pricing depends on tenor, currency, and risk limits at the time of request.
Do You Handle Securities Offerings?
Where a transaction involves securities, activity is conducted through and chaperoned by a U.S. SEC and FINRA registered broker dealer under SEC Rule 15a-6, or via licensed partners in other jurisdictions. Offers are limited to eligible investors under applicable exemptions such as Regulation D.

This page is for corporate clients. It is not a solicitation to buy or sell securities or a commitment to lend. Terms are indicative until documented by the relevant issuer. Services are provided subject to engagement, underwriting, and compliance approval. Bank and fund appetite and regulations may change without notice.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

Submit a Request

Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

Submit a Request

Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

Submit a Request

For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.