Is Financely Group Reliable?

Is Financely Group Reliable? | Compliance, Underwriting, Tech, Forward Flow

Is Financely Group Reliable?

Short answer. Yes, if you want a corporate finance arranger that does the work. We underwrite files internally, structure the deal, run targeted distribution to lenders, and push transactions through closing with counsel and service providers. We are not a message-passing broker chain. We are a best-efforts advisor with real process, clear fees, and strict compliance.

Snapshot: Internal underwriting and credit memos, AI and ML screening for fraud and risk flags, programmatic forward-flow frameworks with select lenders, chaperoned securities activity, and a full-scope service from structure to closing. Best-efforts only. No guarantees.

How Financely Differs From Loan Brokers and Broker Chains

Typical Broker / Broker Chain Financely Group
Passes your deck to a list and waits Underwrites the file, writes a credit memo, and targets the right desks by corridor, tenor, currency, collateral, and limits
One-size pitch, light diligence Deal-specific structure, LC text or facility term sheet, CP checklist, and document control to cut discrepancies
No programmatic capacity Select forward-flow frameworks and program-style mandates with lenders, subject to credit appetite and compliance
Manual screening, slow feedback AI and ML tools for KYC red flags, anomaly checks, sanction heuristics, and document parsing to speed first pass
Unclear regulatory footing Chaperoned securities activity under SEC Rule 15a-6, FCA financial promotion rules, and MiFID II via licensed partners

What We Actually Do

Underwriting
Credit memo, model checks, risk mitigants, CP checklist, LC text or facility term sheet, and a distribution plan that fits lender policy
Structuring
Letters of credit, SBLCs, receivables lines, inventory finance, prepay and offtake, mezzanine or holdco debt, securitization SPVs
Distribution
Staged outreach to banks, DFIs, private credit funds, and confirming banks mapped to corridor, limit, and price ranges
Closing
Bank KYC, legal drafts, SPV formation when needed, trustee and paying agent appointment, security filings, and CP satisfaction

Proprietary Tech: AI and ML Where It Matters

  • Risk Scoring. Machine learning flags on counterpart data, jurisdictions, trade patterns, and document anomalies
  • Document Parsing. Automated reads of invoices, BOL, COO, and policy schedules to cut discrepancy risk in LC workflows
  • Lender Match. Program logic maps your deal to lenders with matching appetite and current limits
  • Audit Trail. Time-stamped memos, changes, and approvals kept in a structured file for faster sign-off

Forward-Flow and Program Capacity

For recurring receivables or trade programs, we maintain forward-flow frameworks with select lenders. These are not blanket approvals. Each draw still passes KYC, collateral checks, and covenants. The benefit is speed. Terms and eligibility are pre-defined, so execution is cleaner when your file meets the rules.

Compliance and Regulatory Status

  • Advisory Role. We act as an arranger and corporate finance advisor. We are not a bank or direct lender
  • United States. Any activity that involves securities is conducted through and chaperoned by an unaffiliated U.S. broker-dealer registered with the SEC and FINRA under SEC Rule 15a-6. Private offerings rely on exemptions such as Regulation D for eligible investors
  • United Kingdom. Financial promotions are made or approved by an FCA-authorised firm under FSMA 2000 and the Financial Promotion Order
  • European Union. Where applicable, activity is structured in line with MiFID II via licensed partners
  • KYC, AML, Sanctions. All clients, directors, shareholders, and counterparties are screened. Files that fail are declined
  • Best-Efforts. No guarantees on issuance, pricing, allocations, or timelines. Bank appetite and limits change without notice

Expert Network When Needed

We keep the core in-house and bring in specialists where the deal requires it. That includes trade finance counsel, project finance modelers, M&A and Commercial Real Estate advisors, insurance brokers, trustees, and paying agents. You get a single lead to coordinate the work.

Fees and What They Cover

Application $500 on submission for screening and file setup. Credited to the retainer if you proceed. Non refundable once screening starts
Retainer $10,000 to $120,000 based on scope and jurisdictions. Covers underwriting to term sheet stage. Third-party costs are separate
Success Fee 2.0% to 3.0% of funded debt or face amount, payable at issuance or first draw. Minimums apply. For equity or notes, terms are set per mandate

Common Misconceptions

“Financely Guarantees Funding.”
False. All mandates are best-efforts. Outcomes depend on credit, collateral, documents, and market appetite
“Banks Are Our Partners.”
We do not present banks as partners. Allocation depends on issuer appetite and compliance at the time of request
“We Can Pay by Crypto.”
We do not accept crypto. Pay only to bank details on our official invoice
“You Are Just a Broker.”
We underwrite files, draft terms, and manage closing. Broker chains do not

Request Your Term Sheet

Submit your intake. After KYC clearance, we issue the invoice. Underwriting starts when payment clears

Submit Intake Form

FAQ

Are You a Lender or a Broker?
We are an arranger and advisor. We underwrite files, structure terms, and manage distribution and closing. Funding is provided by third-party institutions subject to their decisions
Do You Have Forward-Flow Agreements?
We maintain program frameworks with select lenders for recurring deals. Each draw still passes KYC, eligibility, covenants, and limits. No blanket promises or pre-approvals
How Do AI and ML Help My Deal?
Faster screening, cleaner LC terms, and fewer discrepancies. We surface risks early and route your file to desks with real appetite
Do You Guarantee Timing or Rates?
No. All work is best-efforts. Timing and price come from lender decisions, risk, and market conditions at the time of issuance or funding
How Are Securities Transactions Handled?
Chaperoned through a U.S. SEC and FINRA-registered broker-dealer under SEC Rule 15a-6, or via FCA or MiFID II partners where applicable. Offers are limited to eligible investors under exemptions such as Regulation D
What Are Your Fees?
$500 application, then a retainer based on scope to cover underwriting, and a success fee of 2.0% to 3.0% at issuance or first draw. Third-party costs are separate

Financely Group provides arranging and advisory services to corporate clients. This page does not solicit the purchase or sale of securities and is not a commitment to lend. All mandates are best-efforts and subject to underwriting, KYC, AML, sanctions screening, and the appetite of third-party institutions. Bank and fund limits and regulations may change without notice. Pay only to bank details on our official invoices.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

Submit a Request

Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

Submit a Request

Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

Submit a Request

For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.