Verifiable Bank Proof of Funds for Trade, Projects, and Acquisitions

Many high-value transactions—including commodity trades, infrastructure projects, and company acquisitions—require the buyer or sponsor to show verifiable proof of funds (POF). But what qualifies as real? Most POF documents floating around are unauthenticated, unverifiable, or outright fake. Financely works with regulated institutions to structure compliant POFs backed by actual balances or committed capital—so counterparties take you seriously.

What Counts as Verifiable Proof of Funds?

A verifiable POF is a document issued or confirmed by a licensed financial institution showing that cleared, liquid funds are available and dedicated to a specific transaction. It must be independently verifiable—typically via SWIFT, bank callback, or fiduciary agreement.

When Do You Need a POF?

• Trade Transactions: In CIF or FOB deals, sellers often require proof that the buyer can pay before shipment or issuance of documents.
• Project Finance: Sponsors are expected to demonstrate cash contributions or equity readiness before debt is underwritten.
• Business Acquisitions: Sellers and M&A advisors will not engage seriously without confirmation that the buyer has liquidity or funding commitments.
• SBLC or BG Issuance: Banks require POF before issuing guarantees, especially when working with new clients.
• Joint Ventures: Capital calls may be conditioned on verifiable pre-funding or escrow confirmation.

What’s Not Verifiable?

Some documents look official but have no value in actual transactions:

• Leased or Rented POFs: These don’t exist legally. Banks don’t lease deposits or proof documents.
• PDF Screenshots or JPEGs: Static images or scanned “statements” without authentication can’t be validated.
• Letters Without Contact Info: Any document without a verifiable issuer—preferably a regulated entity—is likely to be ignored.

How Financely Delivers Real POFs

Financely is not a bank—but we partner with financial institutions that issue verifiable POFs for valid commercial transactions. We first structure the deal, assess credit or equity support, and then arrange the appropriate documentation based on your use case.

• Escrow-Based POF: You deposit capital into an escrow account; a fiduciary confirmation is issued under controlled terms.
• Private Credit–Backed POF: We secure a conditional capital commitment from a private lender, then arrange a formal balance letter reflecting readiness.
• Integrated Deal POF: For project or M&A clients, POF is issued once documents are signed and staged capital is ready to deploy.

Fee Structure & Delivery Timelines

How Our Platform Works

Financely acts as your structuring partner—not just a document arranger. We run internal checks, identify compliant pathways, and deliver POF through institutional partners who stand behind the paper.

• Step 1 – Submit Your Transaction: Provide summary documents via our RFQ form.
• Step 2 – Internal Review: We assess collateral, documentation, and issuer appetite.
• Step 3 – Underwriting & Matching: Financely structures the terms and introduces a regulated counterparty.
• Step 4 – Issuance: Funds are placed, compliance is completed, and the POF is issued directly.

Financely Group is a capital advisory firm. We do not issue financial instruments directly. All POF arrangements are subject to transaction screening, underwriting, and compliance by third-party institutions. We do not offer leased instruments, monetization of unbacked paper, or advance-fee-based commitments without substantiated deals.