Specialty Finance Originations for Trade Finance
Companies operating in trade, procurement, and cross-border logistics often face funding bottlenecks—especially when banks withdraw or tighten credit. Specialty finance originations offer a viable path to raise funding through asset-based lending (ABL), receivables finance, and private credit solutions. Financely acts as an origination partner for these transactions—structuring the deal, preparing documentation, and securing offers from institutional lenders and specialty finance platforms.
Who Needs Specialty Finance?
Businesses engaged in import-export, supply chain operations, and commodity trade frequently encounter working capital gaps. Banks may limit credit lines due to jurisdictional risk, concentration exposure, or documentation issues. In these cases, alternative lenders step in to finance:
- Purchase orders backed by credible off-takers
- Warehouse receipts, inventory, or receivables
- Cross-border supply chains requiring flexible liquidity
- Structured trade deals involving delayed payment or multiple jurisdictions
Financely's Origination Framework
Financely doesn’t act as a passive introducer. We manage the full process from deal structuring to capital closing. Our goal is to help clients raise capital through specialty finance structures that align with lender mandates and industry standards. The origination process involves four core phases:
1. Deal Preparation
- Financial Packaging:
We review your P&L, balance sheet, cash flow, and working capital position to assess readiness for funding.
- Collateral Mapping:
We identify fundable assets (receivables, inventory, contracts, purchase orders) and model advance rates.
- Use-of-Proceeds Analysis:
We tie the funding request to specific commercial milestones—goods import, supplier payment, bridge-to-close, etc.
2. Lender Marketing
- Custom Teasers & IMs:
Financely prepares a transaction overview tailored for private credit, ABL, and structured trade desks.
- Platform Distribution:
Your deal is matched with our lender network—covering non-bank financiers, family offices, and structured funds.
- Initial Screenings:
We filter out lenders who cannot meet the ticket size, jurisdiction, or timeline requirements.
3. Term Sheet Negotiation
- Indicative Offers:
Financely gathers and compares non-binding term sheets (NBTS) from interested parties.
- Comparative Analysis:
We benchmark rates, LTVs, repayment terms, covenants, and security packages.
- Term Sheet Negotiation:
Our team leads negotiation to improve economics and reduce conditionality before moving to underwriting.
4. Closing & Execution
- Data Room Management:
Financely coordinates document delivery and Q&A between your team and the lender.
- Legal & Compliance:
We assist with KYC, compliance, and review of loan agreements and collateral documentation.
- Funding Schedule:
Financely tracks the disbursement timeline and ensures readiness for drawdown once conditions are met.
Funding Structures We Arrange
| Facility Type |
Use Case |
Typical Size |
Lender Type |
| Receivables Finance |
Advance on unpaid invoices |
USD 1M–25M |
Private credit / ABL funds |
| Inventory-Based Lending |
Goods stored pre-sale or in transit |
USD 2M–50M |
Commodity desks / Trade finance funds |
| Structured Trade Facility |
Import-export flows tied to contracts |
USD 5M–100M+ |
Specialty lenders / Family offices |
| Bridge-to-Payment Facility |
Cover supplier cost before buyer remits |
USD 1M–10M |
Private credit / Fintech lenders |
Why Companies Choose Financely
- Private Credit Reach:
Access to 300+ lenders across ABL, structured finance, and trade-focused strategies.
- Execution Speed:
Transactions are underwritten internally before being distributed—minimizing back-and-forth.
- No Fluff:
We don’t chase generic “funders.” Every lender on our platform deploys actual capital.
- Transparent Process:
Clients receive side-by-side comparisons, expected timelines, and cost breakdowns upfront.
If you’re looking to raise funding through asset-backed lending, receivables finance, or structured trade facilities—Financely can originate, package, and close your transaction with the right capital partners. Our platform connects you directly to specialty finance lenders who fund real deals.
Start Your Capital Raise
Financely acts as a capital advisor and arranger. All funding is subject to lender due diligence, compliance, and credit approval. We work with post-revenue companies, typically raising between USD 1 million and USD 100 million.