We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt submit your deal for review. We revert within one working day with next steps and either a quote for our services.
Finance your next trade, project or acquisition.
Debt structuring, targeted lender outreach and negotiation support through closing.
Paid advisory. Upfront retainer applies.
AI Lender Match helps business owners, investors, and sponsors identify lenders that fit their deal profile without wasting weeks on cold outreach. Get a smarter starting point for acquisitions, commercial real estate, trade finance, and structured debt transactions.
We do not submit blind applications. We prepare the file, fix weak points, and route it to institutions that fit the client’s business model, geography, and risk profile. That can include digital-first platforms, regulated fintechs, and traditional US banks. Each institution applies its own onboarding, KYC, AML, sanctions, residency, ownership, and business-activity criteria. Final approval is always the bank’s or fintech’s decision.
For non-resident founders, the mistake is usually the same: random applications, inconsistent documents, weak websites, vague business descriptions, no tax setup, and no idea which institutions are even realistic. That wastes time and creates a rejection trail. Financely handles the preparation side properly. We assist with EIN, LLC, ITIN, virtual address, nominee director support where required, and bank account opening support. In some cases, a Power of Attorney is also needed.
These are often a better fit for online businesses, international founders, software companies, consultants, agencies, holding vehicles, and companies that do not need a heavy branch relationship on day one. They are still compliance-driven and selective.
| Category | Institution | Best Known For | Why It Can Be Attractive |
|---|---|---|---|
| Digital-first | Mercury | Startup-friendly business banking stack | Strong for founders who want online onboarding, business checking and savings, cards, and treasury-style cash management options in one place. |
| Digital-first | Relay | Operational cash management | Useful for businesses that want multiple accounts, spend controls, approval workflows, and cleaner operating-account separation. |
| Digital-first | Novo | Lean small-business banking | Appeals to smaller operators that want no-fee business checking, debit-card access, invoicing support, and integrations with common business tools. |
| Digital-first | Bluevine | Yield plus payments functionality | Can suit businesses that value online banking, ACH functionality, no monthly fee structure, and the possibility of earning APY subject to plan terms. |
| Digital-first | Airwallex | Cross-border payments and multi-currency operations | Strong for businesses with international suppliers or customers that need global accounts, FX, transfers, cards, and expense controls. |
| Digital-first | Brex | Spend management and finance operations | Often attractive to venture-backed or growth-stage companies that care about spend policy controls, business account functionality, and finance automation. |
| Digital-first | Grasshopper | Digital business checking through a bank model | Can be appealing to startups and smaller businesses that want a more digital experience with interest-bearing checking and cash-back style features, subject to eligibility. |
These banks can make sense where the client wants a more conventional US banking relationship, stronger domestic reputation, branch access, broader treasury tools, or a clearer path into more traditional banking products. They are often more document-heavy and more conservative for non-resident files.
| Category | Institution | Best Known For | Why It Can Be Attractive |
|---|---|---|---|
| Traditional bank | Chase | Scale, merchant services, and business banking breadth | Often attractive for businesses that want a major US banking name, strong payments infrastructure, business cards, and a broader long-term relationship. |
| Traditional bank | Bank of America | Digital tools plus branch-bank credibility | Useful for applicants who value a widely recognized bank, business checking, cash-flow tools, and established small-business support infrastructure. |
| Traditional bank | Wells Fargo | Treasury and liquidity capabilities | Can fit businesses that expect more formal payment, treasury, and liquidity-management needs once the banking relationship is established. |
| Traditional bank | U.S. Bank | Nationwide branch network and digital banking tools | Relevant for businesses that want a large US bank with branch access, online banking depth, and a broad small-business offering. |
| Traditional bank | Citi | Cash management and international reach | Can make sense where the client values a major international banking group with business checking and cash-management capabilities. |
| Traditional bank | PNC Bank | Treasury management and merchant services | Useful for operating companies that want business checking, payment processing, and a more structured treasury-management environment. |
| Traditional bank | Truist | Small-business checking and merchant services | Can suit businesses that want a branch-bank relationship with business checking options, online banking, and card-acceptance tools. |
| Traditional bank | Capital One Business Banking | Recognized US banking brand with business products | Often considered where the client wants a mainstream US banking relationship and potential card access, subject to fit and eligibility. |
Consulting firm, SaaS company, e-commerce seller, holding company, real estate SPV, trading company, and operating business are not treated the same way.
Nationality, residence, control structure, source of funds, and country exposure matter. Some banks have a much lower appetite for certain jurisdictions.
Website quality, tax setup, formation documents, business explanation, transaction profile, and expected account usage must all line up properly.
Some files belong with a digital-first platform. Others need a traditional bank. The worst move is applying everywhere with no strategy.
Introductions depend on risk profile and industry. Final approval is the institution’s decision.
Card approvals are issuer decisions and may require ITIN, US credit file, or security deposit.
Some files need a Power of Attorney because signatures, filings, document handling, or onboarding actions have to be carried out through an authorized representative. It is not universal. It depends on the structure, the institution, and the route being used.
Choose the package that fits your case and pay through our bank details page.
Send your payment confirmation to payments@financely-group.com.
We open the file, issue the document request list, and review the structure, ownership, geography, and business activity.
We route the file to suitable institutions based on actual fit, not guesswork, and manage the follow-up process.
Pay for your chosen package, then send proof of payment to payments@financely-group.com. We will then open your onboarding file and begin the preparation process.
View Payment DetailsBefore you submit
Your financing request goes straight to the principal. You receive a written diagnosis, the proposed structure and a one-off retainer before any work starts.
Recent mandates include a USD 150m revolving credit facility and a USD 12m acquisition closed in 21 days. We are an advisory and arranging firm, not a lender, and you close directly with the lender.
Financely is an advisory and arranging firm, not a lender or broker-dealer. All financing is subject to KYC, AML, due diligence and lender credit approval. No outcome or timeline is guaranteed.