Trade Finance Services: From Origination to Funding
Trade Finance Services — From Origination to Funding
You don’t need another brochure. You need a team that takes a messy cross-border trade, fixes the wording, gets a bank to sign, and funds on time. That’s what we do—end to end. We scope the transaction, pick the right instrument, build bankable documents, coordinate credit and compliance, and stay on it until money moves.
Full-Scope Support
- Origination: contract review, Incoterms sanity check, instrument selection (Commercial LC, SBLC, UPAS LC, trade loan, discounting, SCF).
- Structuring: draft wording that matches the contract and the rules (UCP600 / ISP98 / URDG758), confirmation strategy, usance mechanics.
- Counterparty & compliance: KYC/AML pack, sanctions screening, vessel/port checks where needed.
- Bank & insurer placement: shortlist with appetite for your corridor, sector, tenor, and size. We speak credit, not marketing.
- Documentation & closing: LC/SBLC wording locked, fee letters agreed, conditions precedent tracked, presentation support for clean documents.
- Post-issuance care: amendments, discrepant document cures, discounting/forfaiting, and rollover support for repeat trades.
Who We Serve
- Importers and exporters in commodities, manufacturing, distribution, and project supply.
- OMCs and fuel marketers, metals/agri traders, industrial suppliers, and EPC sub-contractors.
- Ticket sizes from USD 250k into the low nine figures; clean files move faster, bigger tickets get more scrutiny.
Product Menu — Indicative Ranges
| Instrument | Typical Size | Tenor | Cost Drivers (bands) | Timeline (clean file) |
|---|---|---|---|---|
| Commercial LC | USD 250k – 100m+ | Sight or 30–180 days usance | Issuance ~0.75%–2.00% p.a.; confirmation ~0.50%–3.00% p.a.; advising & SWIFT fixed | ~3–10 business days |
| SBLC (Standby LC) | USD 250k – 50m+ | 3–24 months | Fee ~1.00%–2.50% p.a.; wording and bank risk matter | ~3–10 business days |
| UPAS LC(Usance Payable At Sight) | USD 500k – 50m | 30–180 days (buyer tenor) | Issuance 0.90%–2.00% p.a.; confirmation 0.75%–3.00% p.a.; usance interest = benchmark + spread | ~5–12 business days |
| Import / Export Trade Loan | USD 250k – 30m | 30–180 days (IO) | Rate = benchmark + 3.00%–8.00%; fees per bank | ~5–12 business days |
| Receivables Discounting / Forfaiting | USD 250k – 50m | 30–360 days (single invoice or pool) | Discount set by obligor risk, tenor, recourse | ~5–15 business days |
| Supply Chain Finance(approved payables) | USD 5m – 100m program | Early payment vs approved invoices | Bank margin + platform fees; anchor’s credit sets the price | ~4–10 weeks (program setup) |
| Commodity / Stock Finance(e.g., refined products) | USD 2m – 100m program | Transactional or rolling | Advance 60%–85% landed; CMA/warehouse control; margin by price/ops risk | ~3–8 weeks (setup & controls) |
“Master Term Sheet” — What We Lock Down
| Line Item | Indicative Range / Position | Notes |
|---|---|---|
| Instrument | Commercial LC / SBLC / UPAS LC / Trade Loan / Discounting / SCF | We pick based on contract, shipment plan, and counterparty risk |
| Amount & currency | USD 250k – 100m+; USD/EUR/GBP and selected local currencies | Currency choice impacts price and bank appetite |
| Tenor | Sight to 180 days (transactional); programs longer | Longer tenor = more price and diligence |
| Confirmation / risk cover | Add a first-class confirming bank or insurer when seller requires it | Country/bank risk and tenor drive the premium |
| Security / control | Title docs, B/L control, assignment of proceeds, CMA/warehouse controls where applicable | Clear control makes credit say yes |
| Rules | UCP600 (LCs), ISP98 (SBLCs), URDG758 (demand guarantees) | We draft to these standards to avoid disputes |
| Fees & rates | As per table above; fully itemized before issuance | No surprises—everything written down |
| Conditions precedent | KYC/AML cleared, sanctions screens passed, clean document set, permits where required | We run the CP checklist and chase answers |
Process — Origination to Funding
- Intake: share contract/PO, Incoterms, shipment plan, target dates, and counterparties.
- Instrument & wording: pick LC/SBLC/UPAS/trade loan/discounting; draft wording that will pass both banks.
- Bank route: issue bank + advising/confirming bank agreed; fee letters in writing.
- Compliance clearance: KYC/AML, sanctions, vessel/port checks if sensitive, permits for regulated goods.
- Issuance & shipment: LC/SBLC issued; exporter ships; we monitor presentation and fix discrepancies fast.
- Funding: payment at sight/usance; for loans/discounting, proceeds released to the right account with controls.
Clean files close faster. Messy KYC, vague wording, or impossible document asks waste weeks.
Avoid these time-killers
- LC wording that doesn’t match the contract or Incoterms.
- Trying to issue before KYC and source-of-goods questions are answered.
- Requesting documents the seller can’t produce.
- Late request for confirmation—price and wording move and everyone gets upset.
- Ignoring permits or product certifications tied to the HS code.
Need a trade instrument that actually funds?
Send the contract terms, shipment window, target amount, and whether the seller asks for confirmation. We’ll map the route and get it done.
Talk to Trade FinanceFAQ
Do you lend from your own balance sheet
No. We structure the transaction and place it with banks and insurers that will sign. That keeps options open and pricing competitive.
How fast can you place an LC or SBLC
Clean files often complete in one to two weeks. Add time for complex KYC, extra confirmations, or regulated goods.
Minimum and maximum ticket
We see the most velocity between USD 250k and USD 50m. Larger trades need more diligence and a deeper bank bench.
Do you handle UPAS LC and discounting
Yes. Seller can be paid at sight while the buyer gets 30–180 days. We set pricing and mechanics up front.
Which rules do you draft to
UCP600 for commercial LCs, ISP98 for standby LCs, and URDG758 for demand guarantees.
This page is informational. Any issuance or funding depends on bank credit approval, KYC/AML and sanctions checks, accurate documentation, and compliance with applicable trade rules and local regulations.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
