We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Trade Finance
Trade finance is a controls and documents business. If the parties, contracts, logistics, and payment flows are clean, capital can move fast. If the file is messy, it dies in underwriting.
Financely runs a term-sheet-first process for trade finance across the United Kingdom, Europe, and the United States. Fees are disclosed upfront. No free consultations.
Submit your deal here: Submit Your Deal. For process context, see How It Works.
Trade finance loans fund the working-capital gap between paying for goods and collecting sale proceeds. Facilities are typically short tenor and are sized against a specific transaction, a repeatable trade flow, and enforceable controls over documents and cash.
How we operate: You submit a deal. We issue indicative terms with all fees disclosed. You sign the term sheet, upload your data room, and we start execution to written outcomes and closing.
We evaluate trade flows across a range of real-economy goods where title, inspection, logistics, and payment routing can be controlled. Examples include:
RFQ, Term Sheet, Closing, Funding. This is a transaction-led process designed to produce written outcomes.
You submit the trade flow with contracts and a clear sources-and-uses summary. We screen counterparties, documents, controls, and the cleanest structure for lender decisioning.
We issue indicative financing terms including structure, rates, fees, controls, and the closing procedure. If a bridge or gap tranche is needed, it is disclosed in the same term sheet.
After you sign the term sheet and pay the upfront fees, you upload the full data room. We package the lender-ready file, manage underwriting, diligence Q and A, and drive the transaction through conditions precedent and definitive documents.
Funds are deployed to the approved parties under the agreed controls. If lenders decline, you receive written decline reasons so the next structure is based on facts, not guesswork.
We disclose fees before execution begins. We do not start execution work without a signed term sheet, cleared payments, and a complete data room.
USD 9,500 to USD 59,500, payable upon acceptance of indicative terms. Covers structuring, controls design, underwriting memo preparation, data room indexing, submission strategy, and managed lender decisioning.
Legal documentation is priced separately and paid to counsel. Typical range is USD 7,500 to USD 35,000, deal dependent. Lender legal and borrower counsel costs may both apply.
2.5% to 4% of the funded loan amount, payable at closing. The rate depends on facility size, goods profile, jurisdiction, controls, and counterparty risk.
Borrowers should budget for inspections, collateral management, warehousing, freight and insurance confirmations, lab tests where applicable, and filing costs payable to third parties.
Trade finance pricing is risk-based. The most common base-rate frameworks include SOFR (USD), SONIA (GBP), and EURIBOR (EUR), plus a margin. Some lenders quote all-in rates for short-tenor transactions. Final pricing depends on the file, controls, and counterparty risk.
| Structure | What It Finances | Indicative Tenor | Indicative Rate Framework |
|---|---|---|---|
| Import or Export Working Capital | Supplier payments, shipment cycle, delivery and collection gap | 30 to 180 days, transaction-based | SOFR or SONIA or EURIBOR plus margin, or all-in trade rate, deal dependent |
| Purchase Order Finance | Pre-shipment funding against confirmed orders and controls | 30 to 120 days | Base rate plus margin, typically higher than secured post-shipment, deal dependent |
| Receivables Finance | Acceleration of confirmed invoices to creditworthy buyers | 30 to 120 days | Base rate plus margin, sized against eligible invoices and dilution risk |
| Inventory Finance | Warehoused goods with control and monitoring | 60 to 360 days, deal dependent | Base rate plus margin, depends on commodity, storage, and control strength |
The term sheet below is illustrative. Final terms depend on underwriting, diligence, lender approvals, and definitive documents.
| Term | Indicative Position |
|---|---|
| Facility Type | Trade finance facility (transaction-based or revolving), deal dependent |
| Jurisdictions | United Kingdom, Europe, United States, and cross-border where enforceable, lender dependent |
| Use of Proceeds | Supplier payments, shipment cycle working capital, inventory, receivables, and approved fees |
| Tenor | Typically 30 to 180 days per transaction, or up to 12 months revolving with rollovers, deal dependent |
| Pricing | SOFR or SONIA or EURIBOR plus margin, or all-in trade rate, quoted per transaction |
| Fees and Economics | Arrangement and lender fees are risk-based and disclosed in the indicative terms |
| Security | Assignment of proceeds, pledge of receivables and or inventory, title controls, and related security as required |
| Controls | Document control, payment routing, approved counterparties, inspections where applicable, and reporting cadence |
| Borrower Requirements | KYC and AML, sanctions screening, evidence of trade history where applicable, and lender compliance approvals |
| Upfront Due Diligence and Underwriting Fees | USD 9,500 to USD 59,500, payable on acceptance of the term sheet |
| Legal Documentation Fees | Paid separately to counsel. Typical range USD 7,500 to USD 35,000, deal dependent |
| Fee on Funded Loans at Closing | 2.5% to 4% of funded amount, payable at closing when funds are deployed |
| Validity | Indicative terms valid 7 to 10 business days from issuance, unless updated for material changes |
| Conditions Precedent | Underwriting, diligence, KYC and AML, sanctions screening, definitive documents, and lender approvals |
| Outcome Standard | Executable lender terms or written decline with reasons |
Trade finance closes on controls. The objective is simple: lenders must be able to see, control, and exit the cash and goods flow without ambiguity.
You sign the term sheet, pay the upfront fees, and upload the complete transaction file. We set one definitive version for each document and run a tracked conditions checklist.
We route diligence questions, confirm counterparties, verify contracts, align logistics and insurance documents, and confirm payment routing and controls required by the capital provider.
Counsel documents the facility and the security and control package. We manage the checklist, signatures, and readiness of operational controls needed to deploy funds.
Funds are deployed to approved parties under agreed controls. Settlement and repayments follow the contract and shipment cycle. Reporting is enforced to keep the facility active.
No. If you want terms, submit a deal. We issue an indicative term sheet with fees and a closing procedure. Execution begins after signature, cleared fees, and a complete data room.
Usually not. Trade finance is commonly priced as a base rate plus margin or as an all-in rate for short-tenor transactions. Final pricing depends on controls, collateral, and counterparty risk.
Typical requirements include purchase and sale contracts, invoices, shipping terms, counterparties, KYC on all parties, bank coordinates, insurance, logistics documents, and evidence of payment flows. Requirements vary by structure.
No. Capital provider decisions are independent and subject to diligence, compliance screening, and definitive documents. Financely does not promise approvals or funding.
Submit your trade finance transaction or repeatable trade flow. If it fits, we will issue an indicative term sheet with the full fee schedule, indicative rate framework, controls, and closing procedure. Once you sign the term sheet and pay the upfront due diligence and underwriting fees, you will upload the complete data room and we will start execution toward closing and funding.
Trade finance is simple when the file is disciplined. Clean contracts, controllable logistics, verified counterparties, and predictable payment routing are what lenders fund.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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supportdesk@financely-group.com for general enquiries.
