Trade Finance for Africa That Actually Funds
We fund real trade. Imports, exports, tolling, and stock-in-bond across Africa. The tools are standard. The difference is controls that stand up in committee. You get confirmed LCs, UPAS LC, SBLC or APG backed prepayments, receivables purchase, and inventory repo. Clean paper in, money out on schedule.
“Supplier wanted cash up front. We ran UPAS with confirmation and closed inside 35 days.”
★★★★★
CEO, Regional FMCG Distributor
Use the right terms
Say this:
confirmed LC
, UPAS LC
, SBLC under ISP98
, Advance Payment Guarantee under URDG758
, receivables purchase under URC522
, inventory repo with collateral control.
Not this:
“bank instrument for monetization,” “BG lease,” “success only with no documents.” That does not clear credit.
Service snapshot
Facility types
|
DLC at sight with or without confirmation, UPAS LC, SBLC or APG backed prepayment, receivables purchase, inventory repo, forfaiting |
Typical size
|
USD 10M to 250M per program, smaller tickets only inside a larger program |
Tenor
|
30 to 180 days for trade cycles, up to 12 months for standby support |
Pricing
|
Base rate plus margin for LC based structures, discount rate on receivables, repo fee on inventory lines |
Controls
|
Title and insurance verified, proceeds traps, escrow where needed, collateral managers on stock, sanctions and KYC clean |
Eligibility
|
Post revenue traders and processors, audited or reviewed financials, real contracts, acceptable corridors and counterparties |
Retainer
|
USD 50,000 to 150,000 based on scope and speed |
Success fee
|
2 percent of funded amounts, paid from proceeds |
Timeline
|
30 to 75 days from a complete data room and cleared KYC |
What qualifies vs what will not
Fundable profiles
- Signed trade contracts with clear INCOTERMS and specs
- Audits or reviewed accounts and clean bank statements
- Known buyers or suppliers with acceptable credit
- Title, insurance, and proceeds controls agreed up front
Unfundable asks
- “BG lease” or “instrument monetization” stories
- No source documents or unverifiable supply chains
- Sanctioned counterparties or failed KYC
- Requests for success only with no budget for third parties
If you do not fit, here is what closes fast
- Receivables purchase
to investment grade or acceptable buyers with notice and lockbox
- LC confirmation and discounting
to turn paper into near cash at presentation
- UPAS LC
so the supplier is paid at sight while the buyer pays at tenor
- Inventory repo
with collateral managers and exit via sales proceeds
Our process
1) Intake
NDA, KYC, conflicts checks. Data room opens with contracts, specs, and financials.
2) Underwriting
Structure against risk, tenor, and controls. Draft term sheets and vendor plan.
3) Placement
Run banks and insurers active on your corridor and commodity. Lock allocations.
4) Closing
Paper the facility, issue instruments, move funds against documents. Monitor performance.
What we need to start
- Trade pack per transaction: contract or pro forma, specs, INCOTERMS, delivery plan, insurance
- Three years audited or reviewed accounts plus latest management statements
- Top customers and suppliers by volume with payment terms and history
- UBO chart, corporate documents, signatories, and sanctions screening
Request a Term Sheet for Africa Trade Finance
Share your contracts, corridors, and target size. We will return a workable structure, controls, and pricing range.
Request a Term Sheet
Financely is an advisory and placement firm. We are not a bank. All engagements require KYC and AML checks. Instruments follow UCP600, URC522, ISP98, or URDG758 as applicable. Eligibility depends on lender or insurer approval and country limits. No guaranteed outcomes. Any securities activity is conducted through a licensed chaperone, Member FINRA and SIPC.