No Upfront Fee SBLC Provider

Standby Letter of Credit With No Upfront Fee

Standby Letter of Credit With No Upfront Fee

Conclusion: banks do not send free SBLCs. You must post margin. If you cannot post enough, we raise it from a third party. That raise has real checks and real costs. This is how real providers work.

SBLC Margin Check

Answer a few short questions. We will show the margin you must post. If you have a gap, we show the third party raise you need.

1 of 9
What is the need
Face value needed
Tenor
How strong is the applicant
Country risk
Does the beneficiary ask for confirmation
How much margin can you post now
What is the margin made of
Screening status

How a real Standby Letter of Credit provider works

We set two tracks at the same time. First, we fix the margin. If you do not have enough, we raise it from a third party and hold it in a safe account. Second, we line up the issuing bank and the wording. If the buyer asks, we add a confirming bank.

Rules and SWIFT

  • ISP98 is common for standbys.
  • UCP 600 if the standby needs documents on demand.
  • URDG 758 for demand guarantees.

SWIFT: MT760 to issue. MT767 to amend. MT799 for pre advice. Banks talk to banks.

Who charges what

Item How it is set When
Arranger retainer Fixed fee for work At mandate
Arranger success fee Percent of face On issue or confirm
Private credit margin line Coupon plus a close fee At margin close
Issuing bank fee Rate per year, pro rated On issue
Confirming bank fee Rate per year On confirm

Steps and time

Day Step What happens
1 Mandate and intake KYC, use, draft words, party list
3 to 7 Margin term sheet Soft clear with the fund and trustee
8 to 14 Bank route and wording Pick ISP98 or UCP 600 or URDG 758 and set fees
15 to 28 Docs and approvals Security, account control, bank credit
29 to 35 Fund the margin Private debt wires in
36 to 45 Issue and confirm MT760 goes out and is checked

Ready to move

Ask for a term sheet. We will reply with scope, fees, and the bank path.

Request Term Sheet

We act as arranger and advisor. We are not a bank. All deals need KYC, AML, and sanctions checks. Banks and funds set final terms. This page is not a promise to lend or a quote. Any securities work is done with a licensed chaperone where needed.

Get Started With Us

Submit Your Deal & Receive a Proposal Within 1-3 Working Days

Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.


All submissions are promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.

Express Application Submit Your Deal
Request a Proposal
Request a Proposal / Submit a Deal

Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.

Trade Finance

Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.

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Project Finance

Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.

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Acquisitions

Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.

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For Banks

Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.

Submit a Request

Once we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.

Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.

Still Have Questions? Schedule a Consultation

If you still have questions after visiting our FAQ and Procedure pages, we invite you to book a paid consultation for personalized guidance. A $250 USD fee applies per session.