Trade Finance for African Gold Dore Bar Exports to USA Refineries

Precious Metals Trade Finance

Trade Finance for African Gold Dore Bar Exports to USA Refineries

Financely provides trade finance for commercial gold dore export transactions from Africa to U.S. refinery counterparties arranged by our clients. The refining relationship is client-led. Our role is the financing side: structuring the transaction, controlling funds flow, and building a payment framework that can support execution discipline across sourcing, shipment, and settlement.

In practice, gold dore export files usually break because the money movement is weak, not because the sales narrative sounds weak. A serious transaction needs controlled accounts, documented disbursement logic, clear milestone-based funding triggers, and a defined proceeds waterfall. That is what we focus on.

We act as the financier and structuring party for eligible transactions. Clients arrange the refining counterparty and commercial sale route. We build the finance and control framework around that route.

Countries We Deal With

Sierra Leone, Ghana, Uganda, DRC, Congo Brazzaville.

Coverage by country does not mean every file qualifies. Each transaction is reviewed based on documentation, source and chain-of-custody clarity, counterparties, compliance profile, and commercial viability.

What We Finance and Structure

This service is built for commercial export cycles where the client already has or is arranging the refinery-side relationship. We finance and structure the transaction around a disciplined process, not around informal broker chains or undocumented supply claims.

Purchase And Pre-Shipment Working Capital

Funding can be structured around approved sourcing and pre-export costs tied to a documented transaction cycle and agreed controls.

Controlled Collection Accounts

Proceeds routing and disbursement sequencing are defined in advance to reduce leakage, disputes, and uncontrolled transfers.

SPV-Based Transaction Structuring

Where appropriate, a transaction SPV can centralize contracts, invoicing, and cash flow administration for clearer governance and reporting.

Supply Chain Finance Mechanics

Funding and payments are linked to real milestones such as procurement, logistics, export documentation, shipment release, and proceeds collection.

Payment Waterfall Design

We define who gets paid, in what order, and against which documentary conditions so the transaction remains controlled from start to finish.

Repeat-Cycle Financing Logic

For clients with recurring shipments, we can structure a repeatable cycle instead of reworking the financing setup from scratch each time.

Why Controlled Finance Matters in Gold Dore Exports

Gold dore exports involve multiple moving parts, multiple payment demands, and tight timing. If the financing side is loose, the transaction becomes vulnerable to confusion, cash diversion, duplicated payment requests, and preventable delays. A controlled finance structure gives everyone a clear map of how funds move and why.

This is especially important when there are recurring shipments. The value is not only in funding one cycle. The value is in building a process that can be repeated with discipline.

Component What It Does Why It Matters
Transaction SPV Centralizes contracting, invoicing, and payment instructions Improves oversight and separates transaction cash flow from unrelated operations
Controlled Account Receives and distributes funds under pre-agreed rules Reduces leakage risk and improves payment transparency
Milestone-Based Disbursement Releases funds against documentary and operational checkpoints Helps keep payments linked to real progress
Payment Waterfall Defines order of payment across transaction participants Cuts down disputes and supports predictable cash management
Cycle Monitoring Tracks execution against the agreed process map Supports repeatability and cleaner performance review

Straightforward 5-Step Process

Step 1: File Intake And Transaction Review

You submit the commercial file, shipment cadence, funding need, and counterparties. We review the transaction to determine whether it is financeable and structurally workable.

Step 2: Finance Structure Design

We design the trade finance structure, including controlled account logic, SPV role if needed, milestone triggers, and the proposed payment waterfall.

Step 3: Onboarding And Control Documentation

Required parties complete onboarding and compliance checks. We document the funds flow process so execution follows a defined path instead of ad hoc instructions.

Step 4: Funding And Shipment Cycle Execution

Funding and disbursements are handled against approved milestones and documentation. The transaction progresses under the agreed control framework.

Step 5: Proceeds Collection, Waterfall Application, And Repeat Cycle

Transaction proceeds are collected through the controlled account structure and distributed under the agreed waterfall. Once the cycle is reconciled and remains compliant, the same framework can be used for repeat shipments with cleaner execution and better predictability.

Who This Service Is For

This service is for commercial clients who are arranging refinery relationships and need a financing partner that can structure the money side properly. It is a fit for exporters, aggregators, and principals with real transactions, real documents, and a budget for professional finance execution.

It is not a fit for speculative broker chains, paper-only offers, or parties seeking financing before they can present a coherent commercial route and credible counterparties.

We finance and structure eligible transactions. The client remains responsible for refinery arrangement, commercial sale terms, and operational counterparties. Financing remains subject to underwriting, onboarding, documentation quality, KYC and AML checks, sanctions screening, and transaction feasibility.

Why Clients Use Financely for This

Clients come to us when they need more than capital talk. They need transaction discipline. Gold dore export deals move fast, and that is exactly when money control gets sloppy. We bring structure to the financing side so the cash flow process is documented, controlled, and scalable.

If your refinery route is already being arranged and you need a financing framework that can support recurring export cycles into the U.S., this is the kind of setup we build.

Submit A Gold Dore Export Financing File

Send the commercial file, shipment cadence, funding requirement, and counterparties. We will assess whether a controlled-account and SPV-supported trade finance structure is suitable for your transaction.

This page is for clients who are arranging the refining side and need a serious financing partner on the transaction.

Submit Your Deal

FAQ

Are you arranging the refinery relationship?

No. The client arranges the refining counterparty and commercial sale route. We handle the financing and funds-flow structuring side.

What is the main value of a controlled account?

It gives a defined collection and disbursement path so transaction proceeds can be applied in the correct order with better visibility and control.

Is an SPV required for every transaction?

No. We use an SPV where it improves governance, cash flow administration, or transaction clarity. Some files can work without one.

What does supply chain finance mean here?

It means financing and payment sequencing tied to transaction milestones such as sourcing, logistics, export documentation, shipment execution, and proceeds collection.

Can you support repeat shipments?

Yes, that is one of the main advantages of a properly structured process. If a cycle performs well, the framework can be reused for future shipments.

What kind of clients is this built for?

Commercial exporters, aggregators, and principals with documented transactions, credible counterparties, and a serious execution plan.

Do you provide direct lending automatically after submission?

No. Submission starts a review. Financing depends on underwriting, onboarding, transaction quality, and available execution capacity.

What should we submit first?

The commercial route summary, shipment cadence, funding requirement, counterparties, and the core documents supporting the transaction structure.

Informational and commercial use only. This page describes a trade finance and structuring service for eligible gold dore export transactions. It is not legal advice, tax advice, or a public solicitation. Financing and execution support are provided on a best-efforts basis and remain subject to underwriting, KYC and AML screening, sanctions compliance, documentation, counterparties, and jurisdictional restrictions.