Trade Finance Consulting
Trade Finance Consulting
We structure and place trade facilities for operating companies and traders. The sequence is direct: structure the transaction, underwrite the risk, raise collateral with lenders where required, then run a term sheet auction with issuing banks. For capacity and risk, we add confirmation or a club or syndication. Execution is based on the applicant’s credit and documented controls.
Instruments We Arrange
| Instrument | Use case | Why it works |
|---|---|---|
| UPAS Letter of Credit | Supplier paid at sight; applicant pays at tenor | Aligns cash in and cash out without prepayment |
| Confirmed Letter of Credit | Buyer terms with confirmation from a second bank | Turns receivable into near cash at presentation or acceptance |
| Standby LC or Advance Payment Guarantee | Performance or prepayment assurance | Comfort to counterpart while limiting open ended risk |
| Receivables purchase or LC discounting | Early cash against invoices or accepted drafts | Funds the sell side and reduces working capital drag |
| Inventory repo with collateral manager | Stock in port, bonded, or warehouse | Title control and daily reporting allow funded carry |
| Forfaiting of accepted bills | Non recourse exit on trade paper | Removes counterparty risk and shortens cycle time |
Process Overview
1) Intake and structure
Match buy and sell, align INCOTERMS, title, and insurance. Define flow of funds and controls. List required third parties.
Week 12) Underwrite
Size advance rates off counterpart risk, goods liquidity, hedging, and controls. If collateral is short, raise it with lenders first.
Weeks 2–43) Auction and execute
Run a term sheet auction with issuing banks. Select on price, limits, and conditions. Add confirmation or a club for capacity, then issue.
Weeks 4–8Five Minute Bankability Screen
| Screen | Pass | Fail |
|---|---|---|
| Contracts | Matched purchase and sale with aligned specs | Loose terms or gaps between documents |
| Counterparts | Known buyers and suppliers with clean KYC | Unknown names or incomplete ownership disclosure |
| Hedging | Commodity and FX risk hedged or fixed | Open price and currency exposure |
| Controls | Title, insurance, and proceeds control documented | Unclear title or uncontrolled cash path |
| Cash path | Controlled account with release waterfall | Proceeds to unrelated or personal accounts |
Data Room Requirements
- Signed or near final buy and sell contracts with aligned specifications and INCOTERMS
- KYC, ownership tree, sanctions results for buyer and supplier
- Insurance binder mapped to title and route with loss payee wording
- Hedging tickets or a pricing addendum that locks the spread
- Flow of funds and controlled account details
- Shipment plan with ports, forwarders, inspection agents, and milestone dates
Costs and Timeline
| Retainer | Funds underwriting, lender pack, and coordination of third parties |
| Third party costs | Legal, inspection, collateral managers, insurance brokerage, and bank fees are pass through |
| Pricing | Reflects credit, tenor, and controls. Confirmed or insured paper with hedges prices better than open account |
| Timeline | Four to ten weeks from complete data room and cleared KYC. Repeat cycles move faster |
Why Financely
Credit first
Advance rates sized on counterpart risk, goods liquidity, hedging, and controls. No speculation.
Bank execution
Term sheet auctions with issuing banks, with confirmation or a club when capacity and risk demand it.
Clear controls
Title, insurance, and proceeds control documented before issuance. Milestones tied to releases.
Standards and Documentation
Letters of Credit are issued under UCP600 or ISP98. Demand guarantees follow URDG758. Collections follow URC522. Hedging arrangements are documented with dated tickets and counterparty confirmations.
Request a Trade Finance Term Sheet
Open your data room. We will structure the facility, underwrite the exposure, and run the term sheet auction with a dated path to issuance.
Request a Term SheetFinancely is an advisory and placement firm. We are not a bank. All engagements require KYC and AML checks. Issuance, pricing, and timelines depend on counterpart quality, hedging, controls, and lender or bank approval. Best efforts only.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
Trade Finance
Tap into solutions like letters of credit, bank guarantees, and payment facilitation. We address the challenge of global transaction risk through structured strategies that foster cross-border growth. Complete the form to unlock streamlined funding aligned with your commercial objectives.
Submit a RequestProject Finance
Access non-recourse funding for infrastructure, renewable energy, or other capital-intensive ventures. We mitigate capital constraints by isolating project assets and focusing on risk management. Provide your details to receive a structure that drives growth and maximizes returns.
Submit a RequestAcquisitions
Secure financing for business or real estate acquisitions. We ease transaction hurdles by reviewing cash flow, synergy opportunities, and exit plans. Complete the form for a customized proposal that supports your strategic investment objectives.
Submit a RequestFor Banks
Financely assists banks facing Basel III pressures by distributing trade finance deals and providing collateral for letters of credit. We reduce capital burdens while preserving client relationships and fostering service expansion. Submit your request to optimize your trade finance offerings.
Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
