We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
“Equipment financing” is a broad bucket: term loans, capital leases, operating leases, vendor programs, and captive finance. The real question is not who funds equipment. The question is who funds your equipment type, at your ticket size, with your credit profile, and with documentation that holds up under underwriting.
Want a lender-ready package and a disciplined intro process? Financely packages your request and introduces you to aligned equipment finance desks. Start here: Submit Your Deal. For the workflow, see our procedure.
Selection note: This is a practical shortlist of major US-active equipment finance providers, not a ranking by annual originations. “Top” in practice depends on your asset class (construction, trucks, medical, IT, manufacturing), transaction size, and structure.
Time in business, credit quality, liquidity, and the ability to service payments through downturns.
Make, model, useful life, secondary market liquidity, and how quickly the asset can be repossessed and sold.
Why you need the asset now, how it produces revenue, and how the purchase improves margins or capacity.
Loan vs lease, term, advance, down payment, seasonal payments, progress payments, and vendor support where relevant.
If a third party promises “guaranteed approvals,” asks for upfront fees before underwriting, or pushes fake proof theatrics, walk away. Real equipment finance is credit, documentation, and legal enforceability.
Most equipment finance requests fail because the borrower submits a story, not a package. Financely fixes that. We turn your inputs into a lender-ready submission and route it to the right desks, so you get clean decisions instead of endless back and forth.
Facility request memo, borrower profile, financial package, asset schedule, vendor documentation, and a clean data room index.
Introductions based on asset type and ticket size. No mass emailing. No random “broker blasts.”
Submission, written proposal, acceptance and payment, packaging, then lender routing toward term sheets or written declines.
We are not the lender. We do not guarantee approvals. Where licensing applies, regulated partners execute under their own approvals.
| Provider | Category | Equipment Finance Page |
|---|---|---|
| Wells Fargo | Bank | Equipment financing |
| J.P. Morgan | Bank | Equipment financing |
| Bank of America | Bank | Business equipment loans |
| U.S. Bank | Bank | Equipment financing |
| PNC | Bank | Equipment finance |
| Truist | Bank | Equipment finance |
| KeyBank (Key Equipment Finance) | Bank | Key Equipment Finance |
| Fifth Third | Bank | Equipment financing and leasing |
| Regions Bank | Bank | Equipment finance |
| Huntington Bank | Bank | Equipment finance and leasing |
| M&T Bank (M&T Equipment Finance) | Bank | Equipment finance |
| BMO | Bank | Equipment finance |
| TD Bank | Bank | Equipment finance |
| Citizens | Bank | Equipment financing and leasing |
| Santander Bank | Bank | Business equipment finance |
| First Horizon | Bank | Equipment financing |
| Comerica | Bank | Equipment leasing |
| DLL | Independent / Vendor finance | Get financing |
| Siemens Financial Services | Independent / Vendor finance | Equipment and technology finance |
| Mitsubishi HC Capital America | Independent | Industrial equipment financing |
| PEAC Solutions | Independent | Equipment financing |
| GreatAmerica Financial Services | Independent | Equipment financing solutions |
| Ascentium Capital | Independent | Get financing |
| Ameris Bank Equipment Finance | Bank affiliate | Equipment finance |
| Cat Financial | Captive finance | Cat equipment financing |
| John Deere Financial | Captive finance | Financing options |
| CNH Industrial Capital | Captive finance | Financing solutions |
| Komatsu Financial | Captive finance | Financing |
| Volvo Financial Services (Volvo CE) | Captive finance | Heavy equipment financing |
| PACCAR Financial | Captive finance | Finance and lease solutions |
| Item | What Lenders Expect |
|---|---|
| Asset schedule | Make, model, year, condition, VIN/serial, vendor, invoice, delivery timeline, and whether the asset is new, used, or refurbished. |
| Borrower profile | Entity structure, ownership, time in business, locations, and a simple explanation of operations and revenue drivers. |
| Financial package | Recent statements, bank statements where required, debt schedule, and basic forward view tied to the equipment purchase. |
| Use of proceeds | Purchase, upgrades, installation, software, warranties, service plans, progress payments, and any soft costs. |
| Structure request | Loan vs lease preference, target term, down payment, seasonal payments, and any balloon considerations. |
If you have a defined purchase and a real vendor quote, submit your request. We will respond with a written proposal and next steps.
No. Financely is not a lender. We package your request and introduce it to aligned equipment finance providers who underwrite and decide.
No. Many approvals are leases. The right structure depends on tax treatment, term, usage, and asset depreciation.
No. Outcomes are lender term sheets or written declines based on underwriting and credit policy.
Sometimes, depending on owner credit, down payment, vendor, and asset resale value. Terms differ from established operators.
A clean invoice, a clear delivery plan, complete borrower financials, and a request that is specific about structure and term.
No. Financely operates a transaction-led process. Submit first, then we issue a written proposal and begin after acceptance and fees.
Compliance and scope note: Financely provides best-efforts advisory and lender introduction services. Financely does not provide loans, does not guarantee approvals, and does not issue commitments. Where licensing applies, regulated partners execute under their own approvals. This page is informational and is not legal, tax, or accounting advice.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
Security notice: we are aware of third parties using Financely’s name without authorization. Only emails sent from our official domains and communications through our portal are valid. Please verify any outreach before sharing documents or sending payments, and read our impersonation warning.
Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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