We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
If you are buying a surety bond in California, the most important question is simple. Who is the actual surety insurer underwriting the bond?
Many websites market “instant bonds,” but the bond only counts if it is issued by a legitimate surety that is licensed where required and accepted by the obligee. This list focuses on large, reputable surety underwriters with broad market presence.
The insurance company that issues the bond and backs it financially. This is the name that matters to agencies, courts, regulators, and project owners.
The distributor who places the bond with a surety underwriter. Agents matter for service and speed, but the surety name is what the obligee is judging.
These are mainstream surety markets that commonly write contract surety and commercial surety and are widely recognized by obligees. For each, we link to the surety group’s official surety resources.
| Surety Brand | Typical Underwriting Entity (Example) | Where They Show Up Most | Official Surety Resource |
|---|---|---|---|
| Liberty Mutual (also via SAFECO) | Liberty Mutual Insurance Company (varies by bond) | Contract surety, commercial surety, subdivision and development bonds | Liberty Mutual Surety |
| Travelers | Travelers Casualty and Surety Company (varies by bond) | Commercial bonds, contract surety, larger account programs | Travelers Surety |
| Zurich North America | Zurich American Insurance Company (varies by bond) | Construction and corporate surety, larger and mid-market needs | Zurich Surety |
| CNA Surety | Continental Casualty Company (common CNA surety writer) | Commercial surety and contract surety across a broad range of bond types | CNA Surety |
| Chubb | ACE American Insurance Company and affiliates | Commercial surety, transactional bonds, and selected contract surety | Chubb Surety |
| The Hartford | Hartford Fire Insurance Company (varies by bond) | Commercial surety and agent-facing bond programs | The Hartford Bonds |
| Intact Insurance Specialty Solutions | Atlantic Specialty Insurance Company (commonly referenced for U.S. surety) | Commercial and contract surety, including online issuance programs | Intact Specialty Surety |
| Merchants Bonding Company (Mutual) | Merchants Bonding Company (Mutual) | Commercial surety and contract surety, strong specialist footprint | Merchants Bonding |
| Berkshire Hathaway Specialty Insurance | Berkshire Hathaway Specialty Insurance Company | Contract surety and larger capacity placements where underwriting support is strong | BHSI Surety |
| Crum & Forster | The North River Insurance Company and related writers (varies by program) | Contract surety and commercial surety, often mid-market to large accounts | Crum & Forster Surety |
Circular 570 is a widely used reference for surety legitimacy and federal bond acceptance. Start here: Circular 570 Overview.
California requirements depend on the bond type and obligee. For contractor license bonds, CSLB outlines requirements and points to CDI licensing oversight: CSLB Bond Requirements.
For contractor-related filings, CSLB provides an online surety bond company search: CSLB Surety Bond Company Search.
Brand names can mask multiple legal underwriting companies. Match the underwriting company name exactly when checking regulator or obligee acceptance.
Most bond shopping mistakes come from asking the wrong question. It is not “who sells bonds fast.” It is “which surety market writes my bond type with terms my obligee accepts.”
Disclaimer: This page is for general information only. It does not constitute legal, insurance, or regulatory advice. Bond acceptance depends on the obligee, the bond form, and the underwriting entity’s licensing and approvals. Always verify the underwriting company name using official sources before relying on a bond.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
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All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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