| Parameter |
Details |
| Eligible Regions & Countries |
- East Africa: Kenya, Rwanda, Tanzania
- West Africa: Nigeria, Ghana, Ivory Coast
- Southern Africa: South Africa, Zambia, Botswana
- North Africa: Egypt, Morocco
|
| Loan Amount |
- East Africa: $2M - $50M (focused on residential and mixed-use projects)
- West Africa: $5M - $100M (priority for commercial and industrial developments)
- Southern Africa: $10M - $150M (industrial parks, luxury developments)
- North Africa: $20M - $200M (hospitality and tourism-focused projects)
|
| Interest Rates |
- East Africa: LIBOR + 4% to 6%
- West Africa: LIBOR + 5% to 7%
- Southern Africa: LIBOR + 3% to 5%
- North Africa: LIBOR + 3.5% to 5.5%
|
| Loan Tenor |
- East Africa: 5-10 years
- West Africa: 7-12 years
- Southern Africa: 10-15 years
- North Africa: 10-20 years
|
| Eligibility Criteria |
- Demonstrated experience in real estate development
- Feasibility study showing project viability
- Strong financials and collateral (land, buildings)
|
| Security Package |
- First-ranking mortgage on property
- Assignment of project cash flows
- Corporate guarantees or cross-collateral
|
| Processing Timeline |
- East Africa: 30-45 business days
- West Africa: 45-60 business days
- Southern Africa: 30-40 business days
- North Africa: 20-30 business days
|
| Retainer & Fees |
- Retainer Fee: $50,000 - $150,000 (non-refundable)
- Issuance Fee: 1.5% - 3.5% of loan value
- Administrative Fee: $25,000 - $100,000
|