Proof of Funds Provider for International Business: Get a POF in 24 Hours
Commercial Proof of Funds, MT199, MT799, Bank Comfort Letter
We act as arranger. We coordinate commercial Proof of Funds through partner banks and regulated providers for legitimate corporate use cases. We do not serve personal, immigration, or crypto wallet requests. Minimum size is USD 500,000. Pricing starts at USD 10,000 and scales with amount, message type, and delivery speed. Expect tight KYC, clear language, and confirmations that counterparties can actually verify.
1) When a Commercial POF Is Appropriate
- Vendor or landlord requires proof prior to contract signing or shipment.
- Buyer qualification for tenders, charter party, or supply allocation.
- Counterparty requests bank-to-bank comfort before issuing an LC or allocating capacity.
- Credit committee wants evidence of cash or committed liquidity before advancing to term sheet.
2) Deliverables and Indicative Terms
| Deliverable | Typical Use | Amount Range | Turnaround | Notes |
|---|---|---|---|---|
| Banker POF Letter on provider letterhead | Vendor qualification, lease, bid support with document delivery by email and wet-ink on request | USD 500,000 to USD 100,000,000+ | 2 to 5 business days post KYC and fee | Bank contact details included for verification during business hours |
| MT199 SWIFT free-format message | Bank-to-bank comfort noting funds position or readiness to transact | USD 1,000,000 to USD 250,000,000+ | 3 to 7 business days after test text approval and RMA where needed | Sent to beneficiary bank BIC only, screen prints and SWIFT copy provided |
| MT799 SWIFT pre-advice | Pre-advice of forthcoming instrument or readiness, often ahead of LC or SBLC | USD 5,000,000 to USD 500,000,000+ | 5 to 10 business days subject to RMA and compliance | Standardized wording, limited conditionality, no payment undertaking on its own |
| Bank Comfort Letter(BCL) | General comfort that the client maintains funds and banking capacity for a defined purpose | USD 500,000 to USD 100,000,000+ | 3 to 7 business days after language approval | Not a commitment to lend, not a guarantee, purpose-limited wording |
3) Pricing and Fees
- Starting price: USD 10,000 for simple banker POF letters at the minimum size.
- Range: USD 10,000 to USD 65,000 depending on amount, message type, jurisdiction, and urgency. MT799 is at the upper end.
- Success-based elements: none. This is a document service. Fees are flat and non refundable once drafting starts.
- Third party costs: courier, notarization, apostille, and any bank messaging fees are passed at cost.
Controls and Eligibility
- Corporate clients only. Minimum transaction size USD 500,000.
- Full KYC, AML, and sanctions screening on company, owners, and purpose of funds.
- Draft wording is aligned to the stated commercial use. No open-ended “funds for anything” language.
- SWIFT messages are sent bank-to-bank. No third party “screen only” or messenger apps.
4) Process
- Intake: submit RFQ, corporate KYC, purpose, recipient details, and required wording.
- Engagement: pay the quoted fee. We share draft language and a checklist for any SWIFT setup.
- Compliance and Draft: provider reviews purpose and prepares draft on letterhead or test text for MT messages.
- Approvals: you confirm the draft. Recipient bank details and RMA are verified where required.
- Issuance: letter delivered or SWIFT sent. You receive a copy and bank contact or SWIFT proof.
- Counterparty Verification: recipient verifies during business hours or via SWIFT acknowledgment.
Request a Commercial POF
Submit your RFQ with the target amount, purpose, recipient details, and timeline. Minimum USD 500,000. Pricing starts at USD 10,000.
Proof of Funds RFQ5) Frequently Asked Questions
Is a POF a commitment to lend
No. A POF or BCL confirms balances or banking capacity for a defined purpose. It is not a loan, not a guarantee, and not a promise to fund a transaction.
What is the difference between MT199 and MT799
MT199 is a free-format bank-to-bank message used to convey comfort or information. MT799 is a structured pre-advice that signals intent ahead of an instrument like an LC or SBLC. Neither is a payment, neither is a guarantee by itself.
Can you issue to a personal account or for visas
No. We only handle commercial POF for corporate purposes tied to a real transaction or contract. Personal and immigration requests are declined.
Do you accept crypto to pay fees
No. Fees are payable through approved fiat channels only.
How long does it take
Simple letters take 2 to 5 business days after KYC and fee. MT messages typically take 3 to 10 business days depending on bank setup and RMA.
Will this guarantee my deal closes
No. A POF reduces uncertainty and meets a document condition. The counterparty still makes its own credit decision.
What wording can I request
Wording must be factual, purpose-tied, and compliant with provider policy. We will reject language that reads like a guarantee or misrepresents capacity.
Is the fee refundable if the counterparty changes their mind
No. Once drafting begins, work is performed and fees are non refundable. If issuance fails for a provider reason, we will either remedy or cancel without further charge.
Do you provide SBLCs or BGs
We can arrange introductions to lenders for SBLC-backed facilities under separate mandates. We do not sell or “lease” instruments.
Can I use this to “monetize” funds
No. We do not engage in monetization programs or high-yield schemes.
We are an arranger, not a bank. All services are subject to KYC, AML, and sanctions screening. Messages are delivered bank-to-bank or on provider letterhead that counterparties can verify. Fees cover drafting and issuance coordination and are not contingent on third party approvals. We do not participate in screen-only confirmations, Telegram deals, or any offer that claims guaranteed funding outcomes.
Get Started With Us
Submit Your Deal & Receive a Proposal Within 1-3 Working Days
Submit your deal using our secure intake form, and receive a quote within 1-3 business days. Existing clients can connect with their relationship manager through our secure web portal.
All submissions are
promptly reviewed, and all communications are conducted through the intake form or the client portal for a seamless and secure process.
Thank you for considering working with us. A nominal fee of US$500 is required upon completion of each form. This fee covers the time and effort we invest in reviewing your submission and crafting a thorough proposal. We receive numerous inquiries and prioritize those that carry this fee, ensuring serious applicants receive prompt attention.
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Submit a RequestOnce we receive your submission, our team will review your information to determine feasibility. If eligible, you will receive a proposal or term sheet within 1–3 business days. Visit our FAQ and Procedure pages for more information.
Disclaimer: Financely provides financing based on due diligence and feasibility. Approval is not guaranteed, and past performance does not predict future outcomes. All terms are subject to review. Financely primarily assists with structuring and distribution. Qualified parties carry out the project if the client approves the proposal.
