Private Credit Advisory for African Companies and Projects
Structured Debt And Capital Engineering

Private Credit Advisory for African Companies and Projects

We advise African sponsors, operating companies, and project developers on raising institutional private credit through structured debt solutions. Our mandate covers capital stack engineering, lender positioning, documentation structuring, and coordinated execution through financial close.

What Private Credit Means In The African Context

Private credit in Africa bridges the gap between traditional commercial bank lending and equity capital. It includes senior secured debt, mezzanine facilities, unitranche structures, structured trade-backed facilities, and project-level non-recourse or limited recourse financing.

International private credit funds, DFIs, family offices, and structured debt platforms require disciplined underwriting standards, robust financial models, enforceable security packages, and credible sponsor equity before committing capital.

Private credit capital is selective. Sponsors must demonstrate revenue visibility, risk mitigation structures, and defined exit or repayment pathways.

Our Advisory Scope

Capital Stack Engineering

  • Senior and subordinated debt layering
  • Mezzanine and quasi-equity structuring
  • Blended finance alignment with DFIs
  • Unitranche or hybrid structures where appropriate

Financial Modeling And Structuring

  • Cash flow and DSCR modeling
  • Sensitivity and downside case analysis
  • Currency and interest rate exposure assessment
  • Collateral and security mapping

Lender Positioning

  • Targeted outreach to private credit funds
  • DFI and multilateral engagement strategy
  • Term sheet comparison and negotiation
  • Credit committee presentation preparation

Execution Coordination

  • Due diligence process management
  • Security documentation alignment
  • Conditions precedent tracking
  • Financial close support

Sectors Frequently Financed Through Private Credit

Private credit advisory mandates in Africa commonly span:

  • Renewable energy and power generation projects
  • Mining and mineral processing platforms
  • Agribusiness and food processing facilities
  • Logistics and port-linked infrastructure
  • Export-oriented manufacturing operations
  • Structured commodity-backed transactions

Typical Equity And Risk Considerations

Institutional private credit providers typically expect meaningful sponsor equity contributions. For project-level financing, equity commitments frequently range between 20 percent and 40 percent of total capital expenditure, depending on risk profile, contract strength, and jurisdictional factors.

Lenders assess enforceability of security interests, currency convertibility risk, revenue contract durability, and regulatory alignment. Structured mitigation strategies materially influence approval probability.

Transactions lacking documented assets, enforceable contracts, or credible sponsor capital are unlikely to receive serious private credit consideration.

Our Approach

We operate as a transaction-led advisory desk. Engagement begins with structured screening of the project or company, followed by capital stack design, documentation refinement, and targeted lender engagement. The objective is to present a disciplined, investment-grade file to institutional capital providers.

Submit Your Private Credit Mandate

Sponsors seeking private credit advisory for African companies or projects may submit an executive summary and financial model for structured review.

Submit Your Mandate
Financely provides advisory and coordination services only. Private credit facilities remain subject to independent lender underwriting, compliance review, and final documentation.