We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Financely coordinates lender-approved Phase I Environmental Site Assessments for commercial real estate transactions across the United States. Every report is prepared by a qualified Environmental Professional, compliant with ASTM E1527-21 and 40 CFR Part 312, and delivered in the format your lender requires.
Lenders require a Phase I ESA before committing capital to most commercial property transactions. The report identifies Recognised Environmental Conditions (RECs) that could affect the value of the asset or trigger liability under CERCLA. Without a compliant report, the transaction stalls. With the wrong vendor, you risk a report the lender will not accept.
We coordinate the Records Review, the Site Inspection, and the Final Report — delivered ASTM E1527-21 compliant, signed and sealed, and accepted by your lender.
Federal and state regulatory database searches, historical aerial photographs, Sanborn fire insurance maps, city directories, and prior environmental reports — reviewed to identify any known or suspected contamination.
A physical visit to the property by a qualified Environmental Professional to observe current conditions, identify potential RECs, and document the site and surrounding land uses.
Interviews with current and past owners, occupants, and local government representatives to surface any historical uses or incidents not captured in available records.
A lender-ready signed and sealed PDF identifying all Recognised Environmental Conditions, with conclusions drawn according to ASTM E1527-21 and the EP's professional judgement.
Borrowers are not required to use the lender's preferred environmental vendor. Lenders require the report to meet ASTM E1527-21 — not that it come from a specific firm. Financely sources qualified Environmental Professionals independently, at a price you control.
Environmental contamination can render a property unsaleable, trigger federal cleanup liability under CERCLA, or impair the lender's collateral value. A Phase I ESA provides the due diligence record that protects the borrower under the innocent landowner defence and gives the lender confidence the asset is not a liability. Without it, most institutional lenders will not fund.
| Compliance Standard | Requirement |
|---|---|
| ASTM E1527-21 | Current standard for Phase I ESA practice. Required by most institutional lenders, CMBS, SBA, Fannie Mae, and Freddie Mac. |
| 40 CFR Part 312 | EPA's All Appropriate Inquiries (AAI) rule. Compliance is required to assert innocent landowner protection under CERCLA. |
| SBA SOP 50 10 | SBA requires a Phase I ESA on all commercial real estate collateral securing 7(a) and 504 loans. |
| CMBS / Agency | Fannie Mae, Freddie Mac, and CMBS lenders require ASTM E1527-21 compliant reports from qualified EPs before loan origination. |
Standard assessments for office buildings, strip centres, and retail properties — typically straightforward from an environmental standpoint and delivered within the standard timeline.
Apartment buildings and mixed-use residential assets where lenders require environmental clearance before committing agency or conventional debt.
Manufacturing facilities, distribution centres, and light industrial sites where historical use or prior tenancy may require extended records review and expanded database searches.
Sites with documented prior industrial use, known RECs, or complex regulatory history requiring priority assignment and regulatory file review.
| Client Type | Typical Situation |
|---|---|
| CRE Buyers | Investors purchasing commercial property and needing a compliant Phase I ESA to satisfy lender requirements before closing. |
| Borrowers | Property owners refinancing or seeking new debt who need an updated or first-time Phase I ESA as a lender condition. |
| SBA Borrowers | Business owners pursuing SBA 7(a) or 504 financing secured by commercial real estate, where a Phase I ESA is required by SBA SOP. |
| Developers | Developers performing pre-acquisition due diligence on sites before committing to a purchase or applying for construction financing. |
Flat fees, paid upfront. Your Environmental Professional is assigned and the engagement begins within one business day of confirmed payment.
Wire, SEPA, and crypto accepted
Wire, SEPA, and crypto accepted · 5% discount for crypto
Payment confirms your engagement. We assign a qualified Environmental Professional to your property within one business day and send an engagement confirmation with timeline.
Your EP completes the regulatory database searches, historical records review, and preliminary research before the site visit.
The EP visits the property, documents conditions, identifies visible RECs, and completes the required interviews with relevant parties.
You receive the signed and sealed ASTM E1527-21 compliant report in PDF format, ready for submission to your lender.
Financely coordinates Environmental Site Assessments and does not conduct them directly. All assessments are completed by licensed and qualified Environmental Professionals under their own professional standing. Phase I ESAs are a due diligence tool and do not constitute a guarantee of environmental clearance. A Phase II ESA may be required if RECs are identified.
Payment initiates your engagement. We assign your Environmental Professional and confirm your site visit schedule within one business day of confirmed receipt.
A Phase I ESA is a due diligence report that identifies Recognised Environmental Conditions through records review, a site inspection, and interviews. It is required by most lenders before funding a commercial real estate transaction.
No. Borrowers are not required to use the lender's preferred environmental vendor. The lender requires the report to be ASTM E1527-21 compliant and prepared by a qualified EP — not that it come from a specific firm.
Standard assessments are delivered in 14–21 days. Complex or industrial sites are available on a priority basis, with site visits within 5 business days and expedited delivery where required.
ASTM E1527-21 is the current standard practice for Phase I ESAs. Compliance is required to establish innocent landowner protection under CERCLA and is mandated by most institutional lenders, SBA, and agency programmes.
Financely operates as a transaction-led advisory and procurement desk. Phase I Environmental Site Assessments are conducted by independent qualified Environmental Professionals under their own professional licences and standing. Financely does not guarantee lender acceptance, environmental clearance, or the absence of conditions requiring further investigation. Results are subject to the EP's professional judgement and the findings of each individual site assessment.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
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Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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