We provide lender-ready capital raise packaging and debt or equity placement support for business owners and buyers looking to secure serious term sheets and close funding on a defined timeline.
For business owners and acquirers pursuing private debt or equity, submit your deal for review. We revert within one working day with next steps and either a quote for our services.
For pre-submission discussions, we offer paid consultations. To initiate underwriting and lender outreach, submit the deal.
Oil and gas transactions do not fail because the commodity is attractive. They fail because the structure is weak, the counterparties are thin, or the documents are messy. Financely supports real petroleum, fuels, LNG, LPG, and petrochemical transactions that need a workable funding path. We help structure the file, package it to lender standards, and move it toward term sheets and execution. Submit a live transaction through our deal submission page. For broader context, see our page on structured commodity finance.
Oil and gas trade finance is a specialist corner of the market. A generic working capital lender will usually not touch it. Commodity lenders want to understand the cargo, the title path, the payment mechanics, the buyer, the supplier, the storage position, the jurisdiction, and the exit. That is the real game. Not pitch decks. Not vague broker chains. Not fantasy discounts.
This is structured funding tied to a real commodity transaction or asset base. Repayment usually comes from the cargo sale, the offtake proceeds, the receivable collection, or the monetisation of an eligible collateral pool. In other words, the facility must have a clean repayment route that underwriters can follow without squinting.
Used where a producer or supplier needs capital ahead of shipment and repayment will come from a contracted sale to a credible buyer.
Revolving lines backed by eligible reserves, inventory, or receivables, with availability linked to lender-approved collateral values.
Documentary LC structures used to secure payment for crude or refined product purchases where shipment documents control settlement.
Facilities secured against stored product, controlled title, or long-term contracted revenue with clear cash-flow direction.
The strongest files are simple to follow. There is a real commodity, a real counterparty, a real repayment source, and a legal structure that actually matches the trade.
This service fits upstream producers, physical commodity traders, downstream distributors, independent oil companies, and other sponsors handling real hydrocarbon flows. It is most relevant where the financing requirement starts at institutional size and the transaction documents are already moving toward execution.
| Client Type | Typical Need |
|---|---|
| Producer | Advance against production or contracted offtake ahead of shipment. |
| Commodity Trader | LC issuance, revolving trade lines, or inventory-backed working capital. |
| Distributor | Funding for refined product purchases, storage, and onward sale. |
| Midstream Operator | Structured debt tied to contracted supply, storage, or transportation-linked cash flow. |
| LNG Or LPG Sponsor | Offtake-backed or trade-backed structures where repayment depends on a credible contracted flow. |
Lenders care about control. They care about whether the transaction can be monitored, documented, insured, and repaid. They care about price volatility, title chain, sanctions, buyer quality, and whether the borrower knows what they are doing. They do not care how dramatic the story sounds if the file is weak.
First-time traders with no real operating history face a rough market. It is not impossible, but lender appetite is limited unless the file is unusually strong, the buyer is credible, and the repayment path is tightly controlled.
Buyer and supplier strength matter heavily. Weak offtakers drag pricing, tenor, and advance rate down fast.
Contracts, logistics data, title path, and payment mechanics must be coherent. Sloppy paperwork kills lender confidence.
Inventory, receivables, reserves, or contracted cash flows must be visible, controllable, and legally assignable where required.
Sanctions, AML, vessel screening, flag exposure, and port risk are not side issues. They are core underwriting issues.
Final terms are always case by case, but the market broadly looks like this when the deal is clean and the lender appetite exists.
| Instrument | Typical Range |
|---|---|
| Pre-Export Finance | Usually 6 months to 5 years, with advance rates often tied to contract value and buyer strength. |
| Borrowing Base Revolver | Typically revolving structures based on lender-approved collateral calculations and periodic re-determinations. |
| Documentary LC | Sight or usance terms depending on the trade cycle, issuing bank profile, and seller requirements. |
| Inventory Finance | Shorter tenor structures tied to storage, title control, and exit through resale or contracted delivery. |
| Offtake-Backed Debt | Longer tenor structures driven by contracted revenue visibility, DSCR, and offtaker credit profile. |
We do not spray teasers everywhere and hope something sticks. We review the file, identify the realistic structure, package the transaction, and run it toward the lenders or counterparties that are actually relevant. Where the deal is not credible, we say so early.
| Stage | What Happens |
|---|---|
| Submission | You submit the transaction with the available commercial and corporate materials. |
| Review | We assess whether the deal is viable, which structure fits, and what gaps need to be fixed before lender contact. |
| Packaging | We organise the file into a lender-facing format with a proper narrative, risk framing, and documentation path. |
| Execution Path | We move the deal toward term sheets, diligence, and execution with relevant counterparties on a best-efforts basis. |
Financely does not provide loans, deposits, or guaranteed approvals. We operate as a transaction-led capital advisory desk and work through third-party capital providers and regulated parties where required.
The practical starting point is generally around USD 5 million and above. Smaller files are often uneconomic for international commodity lenders.
No. We structure, package, and manage the process. Funding comes from third-party lenders, banks, funds, or private credit providers.
It is difficult. Lenders want execution history, credible counterparties, and a repayment route they can rely on.
Usually KYC, ownership data, financials, contracts, logistics information, and a clear explanation of the transaction and repayment.
If you have a real commodity transaction and need a serious funding path, submit the file for review. We focus on document-backed transactions with a credible structure and institutional size.
Financely Group acts as arranger and transaction-led capital advisor only. We do not provide credit, accept deposits, or act as a bank. Any financing outcome is subject to underwriting, KYC and AML review, sanctions screening, legal documentation, third-party approval, and market conditions. Indicative structures described on this page are for general commercial context only and do not constitute a binding offer or financial advice.
Financely advises growth-focused businesses on accessing capital by introducing their opportunities to professional investors. Financely is not a securities broker or dealer. Where appropriate, engagements are coordinated with regulated broker-dealers, investment banks, legal counsel, and other specialists.
Financely does not solicit, offer, or accept orders to buy or sell securities and makes no assurance regarding capital-raising outcomes.
Services are strictly business-to-business. Financely does not provide personal finance, consumer credit, or retail advisory services.
Advisory services are reserved for post-revenue companies that recognize the time and resources required for professional underwriting.
To proceed,
request a quote
and receive indicative commercial terms. If you require guidance before engaging,
book a paid telephone consultation.
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Email supportdesk@financely-group.com for general enquiries, press & partnership requests.
All mandates start with an RFQ. We review submissions, issue a brief Go/No-Go memo, and where bankable, release a Term Sheet that leads to funding. We arrange capital across Senior Secured, Unitranche, Second Lien/Mezzanine, Preferred Equity, and Gap Solutions. We do not process deals by email or chat.
Letters of Credit, Standby LCs, Confirmations, Receivables Finance, and Inventory Lines with control.
Funding arranged for trade flows with instruments sized to your cycle and aligned to delivery and settlement.
Move forward to secure working capital and keep goods moving. Submit the RFQ to start underwriting for funding.
Limited or non-recourse structures for energy and infrastructure with lender-ready materials.
Funding solutions aligned to project cash flows with credible covenants and conditions to reach notice to proceed.
Advance the file to termable status. Submit the RFQ so we can underwrite and secure funding.
Debt and Preferred solutions anchored on cash flow, Quality of Earnings, and clear closing mechanics.
Funding across senior, unitranche, and preferred to match stable cash flows and acquisition timelines.
Get financed on workable terms for closing. Submit the RFQ to start underwriting.
Acquisition, development, bridge, and refinance with lender-ready packs and third-party reports managed.
Funding calibrated to DSCR, leverage, and tenancy with terms designed to close.
Move to a financeable package. Submit the RFQ to initiate underwriting for funding.
KYC and Source of Funds required. Engagements are best-efforts and subject to underwriting. Preference for operating companies with meaningful revenue. See our FAQ and Procedure.
Financely Inc. (“Financely”) provides corporate-finance advice and is wholly owned by Aurora Bay Trust, a trust formed under Bahamian law, together with its authorized affiliates. Depending on deal structure, jurisdiction, and local rules, engagements may be carried out through Financely Group LLC, a non-deposit-taking, non-banking financial company; Ashford Capital Advisory LLC; or another related entity.
Financely and its affiliates are not registered as securities broker-dealers and do not execute securities transactions or hold client funds or securities. When a mandate involves the purchase or sale of securities and a registered intermediary is required, any orders are introduced to and executed by one or more independent U.S. broker-dealers registered with the SEC and FINRA. Those broker-dealers are solely responsible for trade execution, custody, and related regulatory obligations. Nothing in this material constitutes an offer, solicitation, or recommendation to buy or sell any security or to engage in any specific transaction. Before engaging Financely Group LLC, Ashford Capital Advisory LLC, or any affiliate, you are responsible for confirming that such engagement complies with your own legal, regulatory, tax, and other requirements. In the United States, certain advisory activities may be conducted in reliance on exemptions available under the Investment Advisers Act of 1940, including the “foreign private adviser” exemption where applicable. Our services and regulatory status may vary by jurisdiction and by transaction type.
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